Disney® Premier Visa® Card review

Disney joins the world of credit cards with this user-friendly offering. Choose this card if you prefer a straightforward rewards program with an easily attainable sign-up bonus. You can even redeem your rewards at Disney!

Written by
Jennifer Doss
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Travel Rewards Card

Disney® Premier Visa® Card

  • Rewards
  • Earn 5% in Disney Rewards Dollars on card purchases made directly at Disney Plus.com, Hulu.com or ESPNPlus.com. Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations. Earn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn.
  • Welcome Bonus
  • Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Annual Fee
  • $49
Credit Score: Excellent/Good
on Chase's secure website
Terms and Limitations Apply

Key Features

Editor Analysis:

  • Cardholders can receive numerous Disney discounts such as 15% off select tours, like "Keys to the Kingdom," at Disney World and Disneyland, and 10% off select merchandise purchases at select locations and at select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
  • New cardholders can earn $300 in Disney Dollars once spending at least $1,000 in the first three months after opening an account.
  • Earn 5% on all purchases made at Disneyplus.com, ESPNPlus.com and Hulu.com, plus 2% on Disney vacation packages, at Disney resorts, gas stations, grocery stores, restaurants, and official Disney stores and online retailers.
  • This card charges an annual fee so if you don't regularly visit Disney properties it might be hard to offset this cost each year.


Credit Score: credit_score_needed

CardName rewards

While not eye-popping, the CardName rewards program is simple, straightforward and offers an easily attainable sign-up bonus. You earn $300 in Disney Dollars when you spend at least $1,000 in the first three months after your card is issued. When planning a Disney vacation, that threshold will likely be reached as soon as you purchase your plane tickets or hotel accommodations.

Beyond that, you will earn 5% on all purchases made at Disneyplus.com, ESPNPlus.com and Hulu.com. This includes straight subscriptions, bundles and add-ons, such as pay-per-view features.

You can earn 2% on Disney vacation packages, at Disney resorts, gas stations, grocery stores, restaurants, and official Disney stores and online retailers. On all other purchases, you earn 1%.

Disney Dollars can be redeemed using a special redemption card for dining, lodging and other purchases at Disney resorts and theme parks, as well as at official Disney affiliated stores and online retailers. You can also apply rewards as statement credit to cover eligible airline purchases made with the card.

CardName benefits

The Disney credit card rewards program is rather pedestrian, when compared to other cards of this type. However, the benefits and perks that come with card membership are exactly what you would want them to be if you’re a Disney fan. Whether your vacation plans include a stay at a Disney resort or a voyage on a Disney cruise ship, you will find discounts and special access with the CardName.

Perks and discounts include:

  • Card member discounts, plus 0% financing on select Disney vacation packages: Enjoy 0% promotional APR for on select Disney vacation packages for 6 months from the date of purchase (regular APR of RegAPR applies after the promo period)
  • 10% off select merchandise purchases at select locations
  • 10% off at select dining locations most days at the Disneyland Resort and Walt Disney World Resort
  • Access to special character experiences at Disney World and Disneyland
  • 10% off Disney Cruise Line photo packages
  • 10% off select Disney Cruise excursions
  • 15% off select tours, such as “Keys to the Kingdom,” at Disney World and Disneyland
  • 10% off select dining locations at Disney World and Disneyland
  • 20% off Disney Cruise spa treatments

Additional unique perks and discounts are available through the Disney resorts at Aulani, HI, Vero Beach, FL and Holton Head, SC.

These benefits not only produce value-added experiences to your vacation, but they can put hundreds of dollars back into your wallet.

There is one more benefit to Disney credit cards which, despite having no intrinsic value, is worth mentioning. You get to choose from among 10 card designs, each featuring a vintage Disney image. These range from Mickey Mouse to Woody and Buzz to Darth Vader to Cinderella.

Potential downsides of the CardName

The CardName charges a AnnualFees annual fee, which is manageable for the right user, but you really need to be a dedicated Disney fan to take full advantage of this card. The card’s reward program is decent, but not stellar. Unless you truly spend heavily with Disney, you might have trouble taking full advantage of your rewards.

How the CardName compares to other cards

CardName vs. CardName


If you are averse to paying an annual fee, the CardName is a no-annual fee Disney credit card option. While the perks and benefits are similar, the rewards program is significantly diminished. You earn only a flat 1% on all purchases, even those made during your Disney vacation. In addition, the welcome bonus is lower – $150 when you spend at least $500 over the first three months after your card is issued.

When deciding between these two cards, you will need to weigh the cost of the annual fee against the value of the benefits each offers. See our Disney World Credit Cards comparison for a more in-depth side-by-side breakdown.

CardName vs. CardName


Information related to the Marriott Bonvoy Boundless® Credit Card has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer.

CardName carries an annual fee of AnnualFees, but with a juicy sign-up bonus and numerous perks, it’s an attractive option for Disney vacationers.

Marriott has a number of hotels located either inside or near Disney properties, including the Disney Swan, Disney Dolphin, Springhill Suites Orlando at Flamingo Crossing and the Castle Hotel.

Marriott Bonvoy Boundless also has a strong rewards program. Earn up to125,000 bonus points: Earn 75,000 points after you spend $3,000 on eligible purchases within the first six months from account opening, plus 50,000 bonus points after you stay six eligible paid nights at hotels participating in Marriott Bonvoy® through 1/31/24. Additionally, receive one Free Night Award every year after your card account anniversary. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. (Certain hotels have resort fees.)

Through the regular rewards program, you can earn 6X points for every $1 spent at hotels participating in Marriott Bonvoy®; 3X points for every $1 on the first $6,000 spent in combined purchases each year on gas stations, grocery stores, and dining; and 2X points for every $1 spent on all other eligible purchases.

You can redeem your points for free nights at participating Marriott properties. These include Marriott Hotels located inside Disney resort properties, such as Disney Swan and Disney Dolphin at Disney World.

Is the CardName worth it?

If you regularly vacation at Disney resorts, it makes sense for your wallet to include a Disney credit card with rewards. With an annual fee of just AnnualFees, the CardName can pay for itself many times over on your first trip. Discounts on dining, attractions and stores, plus the sign-up bonus can add up to hundreds of dollars in benefits. And the Disney Dollars you accumulate on your first trip can help pay for your second.

Frequently asked questions

To be approved for the CardName you typically need a good to excellent credit score. Generally, this means a FICO score of around 700 or higher. While a score of 700 or higher can improve your chances of approval, other factors such as your overall credit history, income, and debt-to-income ratio could also be considered during the application process.
There is no publicly stated minimum or maximum credit limit for the CardName. Your credit limit can vary based on several factors including your creditworthiness, income and overall financial situation.

Our Methodology

Survey methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents’ scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to “How likely are you to recommend this card to a friend, coworker or family member?” was double weighted. Current Scores reflect scores from the most recent survey (2023); “Past Scores” reflect scores from the 2022 survey.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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