Credit Card Monthly Payment Calculator

Enter your credit card’s current balance, its annual interest rate, and the amount of time in which you’d like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won’t make any more purchases with the card during the payoff period.) 

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If you pay $ or more each month, you will have your card paid off in the time period you entered.
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  • Take advantage of low interest rates and fixed monthly payments, making personal loans ideal for credit card debt consolidation.
  • Save money with interest rates significantly lower than most credit card rates.
  • Explore loan options up to $50,000 for all credit scores.
  • Match with lenders in minutes and receive funding in as little as 1 day!
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You can simplify your finances and consolidate your credit card debt into one low monthly payment with a personal loan.
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*Disclaimer: Savings vary depending on account usage and payment behavior.
How we calculate savings

How we calculate savings: Our algorithm factors in the introductory balance transfer rate, length of the introductory period, balance transfer fee, ongoing interest rate, annual fee and data entered into the filter in order calculate savings and the time needed to pay off a balance. The algorithm is designed to yield reasonably accurate results.