Wells Fargo today has a reputation built on more than 150 years of banking and customer service history. The bank’s credit card portfolio features something for nearly every credit card user, including cash and points-based rewards programs as well as low introductory APR offers and more. When it comes to redeeming rewards, Wells Fargo allows cardholders to use their points to purchase numerous products and services as well as the option to redeem their cash rewards as withdrawals at Wells Fargo ATMs throughout the country.