Our Compensation and What That Means to You

It's important to us that you have a transparent and detailed look into how we make money at CardRatings. We are a credit card ratings and review website and we believe our foremost responsibility is to you, the reader.

Our goal is to research the fine print, fact-check marketing claims and compare credit card offers in detail to save you time and money. We believe in the responsible use of credit.

What we do – and don't do

  • We earn money when you click on some advertisements or are approved for some credit cards through our site. We don't earn money every time you click.
  • We do strive to review as many cards as possible and are continually adding more reviews. If you feel you know of a great product and don’t see it on our site, please tell us. Our reviews are regardless of advertising status.
  • We do communicate with card issuers regularly, whether they are current advertisers or not.
  • We don't factor advertising concerns into what cards we recommend.
  • We don't allow card issuers to review or have input on editorial content except as it pertains to specific regulations and disclosure requirements.

Please see below for a list of the major credit card issuers we partner with:

  • American Express
  • Bank of America
  • Barclays
  • Capital One
  • Chase
  • Citi
  • Credit One
  • Discover
  • Pentagon Federal Credit Union
  • Simmons Bank
  • USAA
  • US Bank
  • Wells Fargo
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CardRatings is excited to announce the launch of the
100% Free CardRatings Email Course to Learn How to Maximize Travel Rewards.

Created in partnership with ChooseFI

We partnered with ChooseFI to combine CardRatings’ offer expertise with ChooseFI’s tried and true travel rewards strategies. Get to know ChooseFI: they have changed tens of thousands of lives and recently won Podcast of the Year at FinCon.
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