Best gas reward credit cards of 2019 from our partners
- PenFed Platinum Rewards Visa Signature® Card
- Costco Anywhere Visa® Card by Citi
- Citi ThankYou® Premier Card
- Wells Fargo Propel American Express® Card
- Blue Cash Everyday® Card from American Express
- Blue Cash Preferred® Card from American Express
- Bank of America® Cash Rewards credit card
- Discover it® chrome
- Commerce Bank™ Unlimited Cash Back1 Rewards Card
- Chevron and Texaco Techron Advantage™ Visa® Card
RELATED CONTENT
Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.
If you're like most people in the U.S., hopping in your car to head to work or run errands or do your duty in the carpool lane is still part of your everyday life. That means stopping at the occasional gas pump probably is, too. That's why most people would benefit from a credit card that specifically rewards their gas station purchases.
Let's face it: filling the tank isn't the most glamorous of jobs, but we're willing to bet that earning cash back with one of these top gas rewards credit cards will make the job slightly less tedious.
And, by the way, if your side hustle happens to be driving for Uber or Lyft, you really can't afford to not have one of these cards in your wallet.
Here are CardRatings' picks for best gas rewards credit cards.
PenFed Platinum Rewards Visa Signature® Card
Why We Like It: This is an easy choice with its top-tier rewards for gas station purchases. Add to that there's no annual fee and additional high rewards offered on your supermarket purchases and it's easy to see why we like this for a gas rewards card.
The Bonus: Earn a $100 bonus after you spend $1,500 in the first 90 days of account opening.
The Annual Fee: $0
The Rewards: Rake in five points per $1 spent (the equivalent of 5 percent back) on gas purchases paid at the pump as well as three points per $1 on supermarket purchases and one point per $1 on your other purchases. Read our full PenFed Platinum Rewards Visa Signature® Card review.
Credit Needed: Excellent
Editor's Note: Pentagon Federal Credit Union (PenFed) is fairly easy to join, so don't count this card out without reading the options for qualifying for membership.
Costco Anywhere Visa® Card by Citi
Why We Like It: Once again, the opportunity to earn high rewards on your gas purchases plus earning rewards for other common everyday purchases make this card in a winner in our book. Plus, who doesn't like the idea of earning 4 percent back on your gas purchases (up to $7,000 spent annually) AND earning 2 percent cash back on your year's supply of ketchup.
The Bonus: There isn't a reward bonus.
The Annual Fee: $0. (Citi is a CardRatings advertiser)
The Rewards: Earn 4 percent back on the first $7,000 spent on gas each year, 3 percent back on travel and dining at restaurants, 2 percent back on all your Costco and Costco.com purchases and 1 percent back on everything else. Read our full Costco Anywhere Visa® Card by Citi review.
Credit Needed: Excellent
Citi ThankYou® Premier Card
(This card is not currently available on CardRatings)
Why We Like It: This is the uncommon travel rewards card that counts gas purchases as a "travel" purchase and rewards you accordingly. Yes, there is an annual fee to offset, but if your goal is making your commute help you pay for your next vacation, this card is an excellent choice.
The Bonus: Earn 60,000 bonus ThankYou® points – worth up to $750 in airfare– after your spend $4,000 in the first three months..
The Annual Fee: $95, waived for first 12 months*
The Rewards: This is a top travel rewards card – it just so happens that it groups gas stations under "travel," so it's also a top gas rewards credit card. Earn three points per $1 spent on travel, including at gas stations; two points per $1 on dining out and entertainment; and one point per $1 on everything else. Read our full Citi ThankYou® Premier Card review.
Credit Needed: Excellent
Wells Fargo Propel American Express® Card
Why We Like It: Solid rewards on your gas station purchases, but a number of other perks – included cellular phone insurance if you pay your cellular bill on the card – make this a good card for people who want to earn rewards on gas purchases, but are looking for a little more as well. Plus, there's no annual fee.
The Bonus: Receive 30,000 bonus points after you spend $3,000 in the first three months – that's worth $300 in cash redemption.
The Annual Fee: $0
The Rewards: Earn three times the points per $1 spent at gas stations, on rideshares and transit as well as three times the points for eating out and ordering in and for your travel purchases (including flights, hotels, homestays and car rentals). Earn one point per $1 spent on everything else. Read our full Wells Fargo Propel American Express® Card review.
Credit Needed: Excellent, Good
Blue Cash Everyday® Card from American Express
Why We Like It: This is a perennial favorite credit for families because of its lack of an annual fee and the ability to earn rewards on common purchases families make often, namely, those at gas stations and at supermarkets.
The Bonus: Spend $1,000 on your card in the first three months and you'll earn a $150 statement credit. (American Express is a CardRatings advertiser)
The Annual Fee: $0. Terms apply. See Rates and Fees
The Rewards: When it comes to gas rewards, you earn 2 percent back on all your gas purchases at U.S. gas stations. In addition, earn 3 percent back at U.S. supermarkets (up to $6,000 spent annually), 2 percent back at select U.S. department stores and 1 percent on all your other purchases. Read our full review of the Blue Cash Everyday® Card from American Express.
Credit Needed: Good, Excellent
Blue Cash Preferred® Card from American Express
Why We Like It: Like the no-annual-fee card above, this card is a favorite for families thanks to its reward categories. In this case, you do have an annual fee to consider, BUT you can also earn an unlimited 3 percent back on your U.S. gas station purchases. That's in addition to 6 percent cash back on the first $6,000 spent annually at U.S. supermarkets (and the rewards don't stop there. Keep reading!)
The Bonus: Receive a $200 statement credit after you spend $1,000 in the first three months.
The Annual Fee: $95. Terms apply. See Rates and Fees
The Rewards: If you know you spend plenty at supermarkets and gas stations to offset an annual fee, this card is likely a better option than its no-annual-fee little brother above. You earn 6 percent cash back on the first $6,000 spent at U.S. supermarkets each year (then, 1 percent), 3 percent back at U.S. gas stations and select U.S. department stores and 1 percent back on all your other purchases. Read our full Blue Cash Preferred® Card from American Express review.
Credit Needed: Good, Excellent
Bank of America® Cash Rewards credit card
Why We Like It: Another no-annual-fee credit card offering good rewards for your gas purchases. In this case, however, Bank of America checking and savings account holders in particular should take note: If you redeem your cash back directly into an eligible Bank of America account, you'll receive a 10 percent rewards boost. If you happen to be a Preferred Rewards client, that boost could be as high as 75 percent.
The Bonus: Earn a $200 online cash rewards bonus after you spend at least $500 in the first 90 days of account opening.
The Annual Fee: $0
The Rewards: When it comes to gas rewards (and some other everyday purchases, for that matter), this card has a pretty sweet deal: earn 3 percent cash back on gas, 2 percent back at grocery stores and wholesale clubs and 1 percent back on your other purchases (up to $2,500 in combined gas/grocery/wholesale club purchases each quarter, then 1 percent). Furthermore, you'll receive a 10 percent bonus on your cash back if you redeem your rewards for deposit directly into an eligible Bank of America checking or savings account; up that bonus percentage to 25-75 percent as a Preferred Rewards client.
Credit Needed: Excellent/Good
Discover it® chrome
Why We Like It: Simple to understand rewards combined with a stellar bonus opportunity during your first year as a cardholder make this a solid choice for gas rewards (and restaurant rewards, too, for that matter).
The Bonus: Discover will MATCH all the cash back you earn during your first year of card membership, which could add up to some substantial cash back.
The Annual Fee: $0
The Rewards: Earn 2 percent back on your purchases at gas stations and restaurants (up to $1,000 spent quarterly). Earn 1 percent back on all your other purchases. And don't forget that your earnings will be matched at the end of your first year, effectively meaning $200 in cash back becomes $400. review of Discover it® chrome.
Credit Needed: Excellent, Good
Commerce Bank™ Unlimited Cash Back1 Rewards Card
Why We Like It: Sure, this is a "best credit cards for gas rewards" article, but sometimes you just want someone else to drive. That's why we like a card that rewards you handsomely whether you're filling your own tank or jumping into a ride share.
The Bonus: There isn't an official bonus, but with the high rewards rate you'll be earning on everyday purchases you should have a nice stack of cash back soon that you can use to create your own bonus of sorts.
The Annual Fee: $0
The Rewards: When it comes to gas rewards, this card has a nice set up. Earn 2 percent back at gas stations and restaurants. You'll also earn 3 percent cash back at wireless providers and on ride sharing services and 1 percent back on all of your other purchases.
Credit Needed: Excellent, Good
Chevron and Texaco Techron Advantage™ Visa® Card
Why We Like It: True, you're a bit restricted in terms of gas station brand with this card BUT keep in mind that you'll earn rewards no matter where you shop and, in fact, can bump up your gas rewards at Texaco and Chevron by using your card for purchases outside of fuel merchants.
The Bonus: Earn 5 percent back on all your purchases outside of fuel merchants for the first four months (to be paid as statement credit).
The Annual Fee: None
The Rewards: Earn $.03 per gallon in fuel credits every time you fill up at a Chevron or Texaco station; up that amount to $.10/gallon in credits when you spend $300 per month outside of fuel merchants; earn $.20/gallon in fuel credits if you spend $1,000/month outside of fuel merchants (fuel credits are capped at $300 per year).
Credit Needed: Excellent
http://www.fortknoxfcu.org/visa.html