Limited Time Offer: Up to 100,000 Membership Rewards® Points

  • 5x Membership Rewards® points on flights & prepaid hotels booked using American Express travel website
  • 50% more Membership Rewards® points on purchases of $5k or more
  • Get 35% of your points returned when booking flights with points
  • Access to The American Express Global Lounge Collection℠
  • An elite card with amazing benefits that gets you where you want to be - faster! More details
*Terms Apply
Excellent (720-850)
Good (690-719)
Fair (630-689)
Bad (350-629)
None/Limited I don't Know
Cash Back
Zero APR
Balance Transfer
Small Business
No Annual Fee
Instant Approval
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Airline & Miles
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CardRatings has been providing trusted expert credit card reviews since 1998

Editor's Picks

Curtis Arnold, Editor-in-Chief
"If you have an incurable case of wanderlust, or perhaps travel often for business, then this card is definitely worth checking out. Many of the features and perks are compelling, including annual travel fee credits that alone can almost offset the higher annual fee."

Amber Stubbs, Managing Editor
"The flexibility of this card makes it a great pick for those of us who aren't brand loyal, and 1.25x miles on every purchase makes racking up points quick and easy."
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About Our Ratings
Brooklyn Lowery
Brooklyn Lowery, Site Editor
"This card allows me to enjoy bonus cash back across numerous categories throughout the year. It's simple to sign up for the bonus 5 percent categories each quarter, and I appreciate that I can easily see my progress toward the maximum bonus cash back each quarter."
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