Balance Transfer Calculator

Enter your current credit card balance, the interest rate of the credit card you have now and the interest rate on the new card for which you are considering applying. Finally, choose the time period for which you want to see your potential savings and hit “Calculate” for the total. (Remember that this calculator does not include any credit card purchases you might make in the future, only the amount you could save on interest charges given your current balance.) 

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You could save $  by using the new credit card over the time period you chose.
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  • Take advantage of low interest rates and fixed monthly payments, making personal loans ideal for credit card debt consolidation.
  • Save money with interest rates significantly lower than most credit card rates.
  • Explore loan options up to $50,000 for all credit scores.
  • Match with lenders in minutes and receive funding in as little as 1 day!
DID YOU KNOW?
You can simplify your finances and consolidate your credit card debt into one low monthly payment with a personal loan.
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*Disclaimer: Savings vary depending on account usage and payment behavior.
How we calculate savings

How we calculate savings: Our algorithm factors in the introductory balance transfer rate, length of the introductory period, balance transfer fee, ongoing interest rate, annual fee and data entered into the filter in order calculate savings and the time needed to pay off a balance. The algorithm is designed to yield reasonably accurate results.