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Best hotel credit cards of 2018 from our partners

Updated, November 1, 2018

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Best no-annual-fee credit cards of 2018The best hotel credit cards can help you stretch your dollar whether you're a road warrior business traveler or an occasional traveler interested in annual trips with your family.

The good news is there is a hotel rewards credit card for just about everyone – whether you're a loyal customer of a particular hotel, you use your credit card mostly for everyday purchases, or you want the flexibility to use your points for any travel-related purchases. And you don't have to pay a hefty annual fee to cash in.

Here is our list of this year's best hotel credit cards. Get ready to maximize your earnings without limiting your perks and rewards.

Best hotel credit cards for flexible rewards

Before we get into the brand-specific hotel cards that are out there, we wanted to give you a couple of our favorite flexible options. That is, these cards aren't technically hotel rewards cards, but the rewards you accumulate with them can certainly be redeemed for hotel stays (or any number of other travel-related expenses, actually). 

Capital One® Venture® Rewards Credit Card

Why it's a top hotel rewards credit card: Cardholders can earn 10 miles per $1 spent on prepaid hotels booked through Hotels.com/Venture and two miles per $1 spent on all your other purchases, making this a lucrative card for hotel bookings and, since it isn't a branded hotel card, you can redeem your all those miles for travel-related purchases, including hotel stays, regardless of the company/brand.

review of the Capital One® Venture® Rewards Credit Card

The bonus: Earn 50,000 bonus miles, worth $500 in travel, when you spend $3,000 in the first three months.

The annual fee: $0 intro for first year; $95 after that

The rewards: This card gives you two miles for every $1 you spend, so you never have to plan your purchases to maximize your miles. Furthermore (and more importantly if you're looking at hotel rewards, specifically) you'll earn 10 times the miles per $1 spent when you use your card to book a prepaid stay via Hotels.com/Venture. Then, you can redeem your miles for hotels, flights, car rentals, cruises and other travel-related purchases.

Credit needed: Excellent, Good


Chase Sapphire Preferred® Card

Why it's a top hotel rewards credit card: Unlike hotel cards that are tied to specific properties and brands, you can transfer your Ultimate Rewards® points to many frequent flyer and hotel loyalty programs. Plus, your points are worth 25 percent more when you redeem them for travel and hotels.

The bonus: Cardholders earn 50,000 Chase Ultimate Rewards® points after spending $4,000 in the first three months. That equals up to $625 in travel.

The annual fee: $0 Intro for First Year, then $95

The rewards: You earn two points for every $1 spent for travel and restaurants and 1 point for all other purchases. You can transfer Chase Ultimate Rewards® points to numerous frequent flyer and hotel loyalty programs. Read our full Chase Sapphire Preferred® Card review..

Credit needed: Excellent, Good

Best hotel credit cards for Hyatt rewards

The World Of Hyatt Credit Card

Why it's a top hotel rewards credit card: Chase redesigned the Hyatt card to be a truly impressive addition to your wallet – making it a solid choice for both your hotel stays and some everyday purchases. Plus, that welcome offer right now could be worth as many as 12 reward nights! Read our full review of The World Of Hyatt Credit Card.

The welcome offer: Earn up to 60,000 bonus points, worth as many as 12 reward nights! Spend $3,000 in the first three months of account opening to earn the first 40,000 points; then, earn another 20,000 points if you spend a total of $6,000 in the first six months.

The annual fee: $95

The rewards: Earn nine points per $1 spent at Hyatt (that's four points for using your card and five base points per $1 you'll earn as a World of Hyatt member). Earn two points per $1 at restaurants, on airline tickets purchased directly with airlines, on local transit and commuting, and on fitness club/gym memberships.

Credit needed: Excellent, Good

Additional features: You'll receive a free night at a Category 1-4 Hyatt hotel or resort every year after your account anniversary; earn a second free night if you spend at least $15,000 in your anniversary year on the card. Take advantage of your automatic World of Hyatt Discoverist status as a cardholder and receive five qualifying nights every year toward your next status tier.


Best hotel credit cards for Marriott and Starwood properties

Marriott Rewards® Premier Plus Credit Card

Why it's a top hotel rewards credit card: The card offers you a Free Night Award after every card anniversary. Plus, you can earn bonus points on everyday purchases as well as on stays at participating properties. Read our full Marriott Rewards® Premier Plus Credit Card review

The bonus: Earn 2 Free Night Awards (each valued up to 35,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. Then, earn 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.

The annual fee: $95

The rewards: Rack up 6X points per $1 spent at participating Marriott Rewards & SPG hotels and 2X points for every $1 spent on all other purchases. Get guaranteed Silver Elite Status each account anniversary year and gain a path to Gold Status when $35,000 is spent on purchases each account year.

Credit needed: Excellent, Good


Best hotel rewards for IHG properties

IHG® Rewards Club Premier Credit Card

Why it's a top hotel rewards credit card: The card offers you a free night's stay after every card anniversary as well as each time you redeem your points for a stay of four nights or more. Read our full IHG® Rewards Club Premier Credit Card review.

The bonus: Earn 80,000 bonus points after you spend $2,000 in the first three months.

The annual fee: $89

The rewards: You rack up 10 points when you stay at IHG hotels. You also earn two points for every $1 spent at gas stations, grocery stores and restaurants and one point for every $1 on all other purchases.

Credit needed: Excellent, Good


Best hotel rewards credit cards for Hilton properties

Hilton Honors American Express Ascend Card

Why it's a top hotel rewards credit card: This card is great for people who regularly stay at Hilton properties, but it also offers generous points for everyday purchases like at restaurants, supermarkets and gas stations.

The welcome offer: Earn 125,000 Hilton Honors bonus points after you spend $2,000 in the first three months. Also, receive a weekend night stay reward after you spend at least $15,000 in a calendar year, a perk that could help you completely offset your annual fee each year.

The annual fee: <$95. Terms apply. See Rates and Fees.

The rewards: You pick up 12 points for every $1 spent at participating Hilton properties. You also get six points for every $1 spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations, and 3 points per $1 for all other purchases. Read our full Hilton Honors American Express Ascend Card review.

Credit needed: Good, Excellent

Added perk: You can earn a weekend night stay reward each calendar year you spend $15,000 on your card. Cardholders can enjoy 10 complimentary airport lounge visits each year after a one-time enrollment in Priority Pass™ Select. That's an excellent (and rare!) feature for a card with a modest annual fee.


The Hilton Honors American Express Business Card

Why it's a top hotel rewards credit card: This card is excellent for road warrior business folks. Not only does it offer points for your Hilton purchases, it also offers you extra points on select business and travel purchases.

The welcome offer: Earn 125,000 Hilton Honors bonus points after your spend $3,000 in the first three months.

The annual fee: $95. Terms apply. See Rates and Fees.

The rewards: You pick up 12 points for every $1 spent on eligible purchases at participating Hilton properties, six points for every $1 spent on select business and travel purchases, and three points for every $1 spent on all other purchases. Read our full review of The Hilton Honors American Express Business Card.

Credit needed: Good, Excellent

Added perk: You can earn up to two weekend night stays each calendar year. Earn your first night after spending $15,000 in a calendar year and earn another weekend night after spending an additional $45,000 in the same calendar year. Additionally, you'll also enjoy 10 complimentary airport lounge visits each calendar year after a one-time signup with Priority Pass™ Select.


Best rewards card for Ritz-Carlton properties

With the combining of the Marriott Rewards® program with The Ritz-Carlton Rewards® program (and SPG® program), the Marriott Rewards® Premier Plus Credit Card became your best option for earning rewards from and toward your Ritz-Carlton stays. Check out more info about the Marriott Rewards® Premier Plus Credit Card above.

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