What happens if you stop using your credit card?
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If you stop using a credit card, the issuer won't immediately close it. Extended inactivity can cause problems, though.
Recent Articles
Can you have too much credit? The truth about high credit limits
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No, having a high credit limit isn’t necessarily bad. As long as you avoid using the total available credit to overspend,...
Elevate every stay: How the IHG One Rewards Premier Card delivers more in 2026
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The current limited-time offer allows new cardmembers to earn signup_reward bonus miles after spending signup_bonus_spend_amount on purchases within the first three...
Earn up to 120,000 bonus points: Breaking down the new IHG One Rewards Traveler Card offer
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This latest offer introduces a "spend accelerator" component—a first for this card's bonus structure. Instead of a single flat points drop,...
The credit paradox: Why lowering interest rate caps could make borrowing more expensive
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While most consumers support such caps and clearly need debt relief, it’s important to consider the potential downsides. What might be...
How to maximize Chase points: Expert tips for 2026 travel
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Flying is expensive, especially if you like to travel internationally or have multiple people flying. Done strategically, you can use Chase...
Inside the wallets of 2,800 Americans: Key trends in credit card habits
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Most Americans carry a credit card, but very few use them the same way. Have you ever wondered how your spending...
Do you lose rewards on returned purchases?
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It can happen to any of us: you overdo it at the store, something doesn’t work as advertised, or you have...
Debt and depression: Why you don’t have to choose between your mental health or your debt
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Debt, financial worry, and mental health are deeply interconnected, and ongoing financial worry can negatively impact your overall well-being, affecting not...
How to pay off credit card debt quickly: Your 2026 debt-free blueprint
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Paying down credit card debt is always a good way to improve your finances. The way the 2026 economy is shaping...
Credit card trends to look for in 2026
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As 2025 draws to a close, the transition into a new year offers a natural opportunity to evaluate personal financial strategies...
8 credit myths that could be costing you money
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Credit cards are a valuable tool for many Americans. They can help you develop financial discipline, manage responsibilities, earn rewards, and...
Amex Resy benefits: How to get the most from your credit
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If you’ve ever felt like your favorite rewards credit card is gently nudging you toward a night out, you’re not imagining...
Chase Sapphire cards compared: Which is right for you?
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Let's take a closer look at how to start earning rewards with Chase Sapphire cards through their impressive welcome bonuses. These...
Score big with cash rewards: Exclusive FIFA World Cup 2026™ ticket offer and Bank of America card benefits
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As the Official Bank of the FIFA World Cup 2026™, Bank of America, in partnership with Visa, is giving eligible new...