Recent Articles

What is a billing cycle and why is it important?

By John Schmoll | Updated on March 27, 2026

Billing cycles may seem complicated, but understanding how they work can help safeguard your finances. A billing cycle is the timeframe...

By John Schmoll | Updated on March 25, 2026

Chase Ultimate Rewards is among the most popular points programs in the rewards space. Maximizing earnings is commonplace for many Chase...

By Holly Johnson | Updated on March 12, 2026

Dave Ramsey has never been shy when it comes to sharing his views on how to build wealth -- or how...

By Richard Barrington | Updated on March 11, 2026

Over the past year, the average credit card limit has climbed above $27,000, according to industry data. Is that a good...

By John Schmoll | Updated on March 9, 2026

In an ideal world, you pay off your credit card in full each month. Doing so helps you avoid interest charges...

By Holly Johnson | Updated on March 5, 2026

Saving money while you shop online doesn't have to mean clipping coupons or hunting down promo codes on your own. Capital...

By Jennifer Doss | Updated on March 4, 2026

With no annual fee and a competitive welcome offer, it provides immediate value without adding to your annual operating expenses. New...

By John Schmoll | Updated on March 4, 2026

High interest rates are a primary reason many Americans struggle to repay credit card debt, often derailing long-term financial goals. While...

By Holly Johnson | Updated on March 3, 2026

Your mortgage is probably your biggest monthly bill. If you could pay it with a credit card, you could turn that...

By Holly Johnson | Updated on February 23, 2026

Bilt Rewards is best known for letting members earn points on rent -- and more recently, mortgage payments. But major changes...

By Richard Barrington | Updated on February 20, 2026

Americans depend heavily on their credit cards. And for the most part, they say they're happy with the ones they have....

By Holly Johnson | Updated on February 18, 2026

While rewards credit cards make it easy to earn points or cash back on everything you buy, there are other money-saving...

By Holly Johnson | Updated on February 17, 2026

Although I once signed up for most new travel credit cards that hit the market, I've become much more selective over...

By John Schmoll | Updated on February 11, 2026

If you stop using a credit card, the issuer won't immediately close it. Extended inactivity can cause problems, though.

By John Schmoll | Updated on February 10, 2026

No, having a high credit limit isn’t necessarily bad. As long as you avoid using the total available credit to overspend,...