Recent Articles

Can you have too much credit? The truth about high credit limits

By John Schmoll | Updated on February 10, 2026

No, having a high credit limit isn’t necessarily bad. As long as you avoid using the total available credit to overspend,...

The credit paradox: Why lowering interest rate caps could make borrowing more expensive

By Curtis Arnold | Updated on February 3, 2026

While most consumers support such caps and clearly need debt relief, it’s important to consider the potential downsides. What might be...

How to maximize Chase points: Expert tips for 2026 travel

By John Schmoll | Updated on February 3, 2026

Flying is expensive, especially if you like to travel internationally or have multiple people flying. Done strategically, you can use Chase...

Inside the wallets of 2,800 Americans: Key trends in credit card habits

By Richard Barrington | Updated on January 29, 2026

Most Americans carry a credit card, but very few use them the same way. Have you ever wondered how your spending...

Do you lose rewards on returned purchases?

By Geoff Williams | Updated on January 27, 2026

It can happen to any of us: you overdo it at the store, something doesn’t work as advertised, or you have...

Debt and depression: Why you don’t have to choose between your mental health or your debt

By John Schmoll | Updated on January 26, 2026

Debt, financial worry, and mental health are deeply interconnected, and ongoing financial worry can negatively impact your overall well-being, affecting not...

How to pay off credit card debt quickly: Your 2026 debt-free blueprint

By Richard Barrington | Updated on January 22, 2026

Paying down credit card debt is always a good way to improve your finances. The way the 2026 economy is shaping...

Credit card trends to look for in 2026

By Curtis Arnold | Updated on December 29, 2025

As 2025 draws to a close, the transition into a new year offers a natural opportunity to evaluate personal financial strategies...

8 credit myths that could be costing you money

By John Schmoll | Updated on December 15, 2025

Credit cards are a valuable tool for many Americans. They can help you develop financial discipline, manage responsibilities, earn rewards, and...

Amex Resy benefits: How to get the most from your credit

By Holly Johnson | Updated on December 8, 2025

If you’ve ever felt like your favorite rewards credit card is gently nudging you toward a night out, you’re not imagining...

Chase Sapphire cards compared: Which is right for you?

By Jennifer Doss | Updated on January 22, 2026

Let's take a closer look at how to start earning rewards with Chase Sapphire cards through their impressive welcome bonuses. These...

Score big with cash rewards: Exclusive FIFA World Cup 2026™ ticket offer and Bank of America card benefits

By Jennifer Doss | Updated on February 12, 2026

As the Official Bank of the FIFA World Cup 2026™, Bank of America, in partnership with Visa, is giving eligible new...

Pre-qualified vs. pre-approved credit card: Your approval odds explained

By John Schmoll | Updated on December 3, 2025

Credit card companies often mail letters to potential customers explaining they are pre-qualified or pre-approved for a new card. Issuing banks...

Smart shopper’s guide: How to boost your Amex points with Rakuten rewards

By Holly Johnson | Updated on January 23, 2026

The Rakuten shopping portal lets you earn a percentage of cash back (usually 1% to 10%) on everything from travel bookings...

Credit card annual fees are rising despite backlash: Are premium cards still worth the cost?

By Curtis Arnold | Updated on November 18, 2025

High credit card annual fees are typically associated with premium cards that offer exclusive rewards. Premium travel credit cards, in particular,...