Recent Articles

Pre-qualified vs. pre-approved credit card: Your approval odds explained

By John Schmoll | Updated on December 3, 2025

Credit card companies often mail letters to potential customers explaining they are pre-qualified or pre-approved for a new card. Issuing banks...

By Holly Johnson | Updated on January 23, 2026

The Rakuten shopping portal lets you earn a percentage of cash back (usually 1% to 10%) on everything from travel bookings...

By Curtis Arnold | Updated on November 18, 2025

High credit card annual fees are typically associated with premium cards that offer exclusive rewards. Premium travel credit cards, in particular,...

By Holly Johnson | Updated on November 13, 2025

Start by writing down how much money you bring in each month after taxes, then list your regular expenses – things...

By Holly Johnson | Updated on November 12, 2025

As cryptocurrency has moved from the fringes of finance into the mainstream, credit card companies have taken notice. In recent years,...

By John Schmoll | Updated on February 12, 2026

Black Friday and Cyber Monday are two of the biggest shopping days of the year for most Americans. People often plan...

By Chris Kissell | Updated on October 31, 2025

As the federal government shutdown stretches on, millions of government workers worry about whether they will be paid, and how they...

By Richard Barrington | Updated on October 27, 2025

It may sound like something that has to do with Halloween, but ghost tapping is all trick and no treat. Also,...

By Curtis Arnold | Updated on October 24, 2025

One of the most common questions I’ve encountered in my 25-plus years covering consumer credit is: “What credit card should I...

By Holly Johnson | Updated on February 6, 2026

These new perks, combined with the enticing welcome offer, convinced me to sign up for the Amex Platinum card again after...

By Michelle Lambright Black | Updated on October 22, 2025

Holiday shopping can sneak up on you faster than you can say “Black Friday.” One minute, you’re carving pumpkins. Next, you’re...

By Holly Johnson | Updated on December 3, 2025

If you’re debating whether to keep your card_name or downgrade once the higher fee kicks in, it’s worth weighing both the...

By Curtis Arnold | Updated on October 15, 2025

While cash is certainly still king for many, there has been a major shift within the payment industry in recent years....

By Richard Barrington | Updated on October 13, 2025

Whenever the Federal Reserve cuts interest rates, you'll see lots of media stories about how this means lower borrowing rates for...

By Chris Kissell | Updated on October 9, 2025

Credit card fraud is big business, and one type of such criminal activity - bot fraud - is rapidly getting worse.