Why is my credit score going down? By Holly Johnson | Updated on January 26, 2024 Building toward a good credit score can take years in some cases, although this is mostly the case when you're first...
Is instantly redeeming credit card rewards a good idea? By Curtis Arnold | Updated on October 1, 2024 Americans are not known for delayed gratification, particularly when it comes to shopping in the 21st century. Such services as Amazon...
Widening interest spreads are increasing the cost of bad credit By Richard Barrington | Updated on January 23, 2024 Interest rates became a hot discussion as 2023 drew to a close. After a sustained run of eleven interest rate hikes...
What happens if you don’t activate a credit card? By Lena Borrelli | Updated on April 25, 2025 Before you toss it in the garbage or move on to the next item of mail, this is what you need...
Why do credit checks hurt your credit score? By Jackie Lam | Updated on January 19, 2024 If you've ever been in the market for a car loan, personal loan, or credit card, you've probably noticed your credit...
How to activate a credit card By Geoff Williams | Updated on May 7, 2025 If you have just successfully applied for a new credit card, you may find yourself wondering what your next steps should...
How to use credit card points for travel By Adam Frankel | Updated on June 12, 2025 To earn and use travel rewards effectively, it helps to have an understanding of the basics. Let’s break it down.
Are Americans paying down the wrong types of debt? By Richard Barrington | Updated on June 2, 2024 Something unusual happened in 2023. For a few months there, Americans actually reduced one major category of debt.
Credit card strategies for those with low credit scores By Holly Johnson | Updated on January 4, 2024 Having a low credit score can make life more difficult (and expensive) than it needs to be, and that's especially true...