What is the Chase 5/24 rule?
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That’s because of an unofficial rule known as the “Chase 5/24” rule that prevents you from getting approved for too many...
Recent Articles
Adopt these credit card habits to help improve your finances
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There's no doubt that credit cards can make our lives easier -- but only if we use them wisely. Unfortunately, the...
What’s better for debt consolidation: a balance transfer card or a personal loan?
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Balance transfer credit cards and personal loans can both be effective tools for debt consolidation. The right choice depends on how...
Picking the best travel rewards credit card for your needs
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Travel rewards cards are popular with both leisure and business travelers, and it’s easy to understand why.
Do balance transfers hurt your credit score?
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A credit card balance transfer can be extremely helpful when you're juggling multiple credit card balances and trying to keep up...
Why is my credit score going down?
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Building toward a good credit score can take years in some cases, although this is mostly the case when you're first...
Is instantly redeeming credit card rewards a good idea?
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Americans are not known for delayed gratification, particularly when it comes to shopping in the 21st century. Such services as Amazon...
Widening interest spreads are increasing the cost of bad credit
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Interest rates became a hot discussion as 2023 drew to a close. After a sustained run of eleven interest rate hikes...
What happens if you don’t activate a credit card?
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Before you toss it in the garbage or move on to the next item of mail, this is what you need...
Why do credit checks hurt your credit score?
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If you've ever been in the market for a car loan, personal loan, or credit card, you've probably noticed your credit...
How to activate a credit card
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If you have just successfully applied for a new credit card, you may find yourself wondering what your next steps should...
How to use credit card points for travel
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To earn and use travel rewards effectively, it helps to have an understanding of the basics. Let’s break it down.
Are Americans paying down the wrong types of debt?
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Something unusual happened in 2023. For a few months there, Americans actually reduced one major category of debt.
Credit card strategies for those with low credit scores
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Having a low credit score can make life more difficult (and expensive) than it needs to be, and that's especially true...