What is a virtual credit card?
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It seems that the COVID-19 pandemic and artificial intelligence (AI) have both helped accelerate the virtual world that many of us...
Recent Articles
Secured credit card vs. authorized user: Which is better for establishing credit?
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Are you looking to build credit from scratch? Or perhaps trying to repair credit after some past problems?
Can you pay credit card bill with cash?
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Credit cards are more likely to be associated with online accounts, apps and digital wallets than with cash. So you may...
What are balance transfer checks?
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Balance transfer checks are paper checks that let you transfer credit card balances from one account to another. They are also...
What is the Chase 5/24 rule?
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That’s because of an unofficial rule known as the “Chase 5/24” rule that prevents you from getting approved for too many...
Adopt these credit card habits to help improve your finances
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There's no doubt that credit cards can make our lives easier -- but only if we use them wisely. Unfortunately, the...
What’s better for debt consolidation: a balance transfer card or a personal loan?
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Balance transfer credit cards and personal loans can both be effective tools for debt consolidation. The right choice depends on how...
Picking the best travel rewards credit card for your needs
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Travel rewards cards are popular with both leisure and business travelers, and it’s easy to understand why.
Do balance transfers hurt your credit score?
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A credit card balance transfer can be extremely helpful when you're juggling multiple credit card balances and trying to keep up...
Why is my credit score going down?
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Building toward a good credit score can take years in some cases, although this is mostly the case when you're first...
Is instantly redeeming credit card rewards a good idea?
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Americans are not known for delayed gratification, particularly when it comes to shopping in the 21st century. Such services as Amazon...
Widening interest spreads are increasing the cost of bad credit
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Interest rates became a hot discussion as 2023 drew to a close. After a sustained run of eleven interest rate hikes...
What happens if you don’t activate a credit card?
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Before you toss it in the garbage or move on to the next item of mail, this is what you need...
Why do credit checks hurt your credit score?
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If you've ever been in the market for a car loan, personal loan, or credit card, you've probably noticed your credit...
How to activate a credit card
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If you have just successfully applied for a new credit card, you may find yourself wondering what your next steps should...