Why am I being charged interest on a zero balance?
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It can be an unpleasant surprise: You pay off your credit card only to get a bill for interest. It can...
Recent Articles
How do 0% APR credit cards work?
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Credit cards offering introductory 0% APR (annual percentage rate) have become a staple of the credit card industry. I have been...
Credit card mistakes even savvy cardholders can make
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Savvy credit card users understand the importance of paying their account balance on time and in full to avoid interest charges,...
Best practices for employee credit card management
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If you plan on lending out business credit cards to your employees, you may understandably be a little squeamish; however, if...
Why flexible travel rewards can make the most sense for summer travel plans
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The thing is, not all types of credit card rewards -- especially travel rewards points -- are ideal for travel during...
7 financial moves to make when you graduate college
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Graduating college can be a breathtaking experience. Pride and excitement are often mixed with nervous uncertainty.
Small business? Consider a small bank for your credit needs
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If you have a small business, you probably recognize how your customers benefit from choosing a locally-owned company as opposed to...
Should you opt out of prescreened credit card offers?
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Prescreened credit card offers have become a familiar annoyance for many, but should you opt out of these solicitations? Beyond being...
Today’s economy has young adults looking for financial guidance, survey shows
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Learning new skills on the fly is always challenging, but when it comes to personal financial skills, it can be both...
What is the best way to use credit card points?
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Credit card reward programs have become increasingly popular with cardholders over the past couple of decades. This growth has resulted in...
Do credit cards work internationally?
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If you're among those planning a trip abroad, you may be wondering: Do credit cards work internationally?
Financial literacy ABCs: 3 important credit card terms to know
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Financial literacy is an important topic. A lot of people want to know more about personal finance, but don't know where...
What does a negative balance mean on a credit card?
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Checking your credit card balance regularly is a positive financial habit that can help you stay on top of what you...
Should you alert your credit card issuer of changes to your income?
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When you apply for a credit card, the issuer considers several factors for approval including your credit score, your income and...
Does carrying a credit card balance hurt your credit score?
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Most people know the basic steps required to build a good credit score, which include paying all your bills on time,...