Best Credit Card Offers

We are often asked, "Which credit card is best for me?" This is a difficult question to answer. It depends on how the card will be used and the features that are most important to the individual applying for the card. Here is a list of current credit card offers by category to help you get started.

Best LOW INTRODUCTORY RATE CREDIT CARD

Apply Now Hide	Discover^® More Card - $0 Balance Transfer Fee! Editor's Rating:
Apply Now Hide	Regular APR Variable 10.99-19.99%	Intro APR 12 months 0%		Bal. Transfer 0% 12 months 0%	Annual Fee $0	Credit Needed Excellent

Who Uses This Card? This card is best for consumers that want to earn cash back in categories that change, 0% introductory APR for purchases and balance transfers. And no balance transfer fee for a limited time.	Cashback Rewards Gas Up to 5% Groceries Up to 1% Other Up to 1%	Advertiser Comments Limited Time Offer - $0 Balance Transfer Fee!* 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
See even more details for Discover^® More Card - $0 Balance Transfer Fee!

Best LOW INTEREST RATE CREDIT CARD

Apply Now See more details	Discover^® More Card - $0 Balance Transfer Fee! Editor's Rating:
Apply Now See more details	Regular APR Variable 10.99-19.99%	Intro APR 12 months 0%		Bal. Transfer 0% 12 months 0%	Annual Fee $0	Credit Needed Excellent

Best GAS REBATE CREDIT CARD

Apply Now See more details	American Express Premier Rewards Gold Card Editor's Rating:
Apply Now See more details	Regular APR N/A N/A	Intro APR N/A		Bal. Transfer N/A	Annual Fee $175	Credit Needed Excellent

Best AIRLINE MILES / REWARDS POINTS CREDIT CARD

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Platinum Card^® from American Express Editor's Rating:
Regular APR N/A N/A	Intro APR N/A		Bal. Transfer N/A	Annual Fee $450	Credit Needed Excellent

Best CREDIT CARD DEALS

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Delta Reserve Credit Card - Enjoy Delta Sky Club^® Access Editor's Rating:
Regular APR Variable 15.24% - 19.24%	Intro APR n/a n/a		Bal. Transfer 15.24% - 19.24% n/a 3% fee $5 min	Annual Fee $450	Credit Needed Excellent

Best BUSINESS CREDIT CARD

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The Business Platinum Card^® from American Express OPEN Editor's Rating:
Regular APR N/A N/A	Intro APR N/A		Bal. Transfer N/A	Annual Fee $450	Credit Needed Excellent

Best BALANCE TRANSFER CREDIT CARD

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Discover^® More^® Card Editor's Rating:
Regular APR Variable 10.99% - 20.99%*	Intro APR 15 months 0%		Bal. Transfer 0% 15 months 3% fee	Annual Fee $0	Credit Needed Excellent

Best CASH BACK CREDIT CARD

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Chase Freedom^® Visa - $200 Bonus Cash Back Editor's Rating:
Regular APR Variable 15.99 - 22.99%	Intro APR None N/A		Bal. Transfer 15.99 - 22.99% 3% $5 min	Annual Fee None	Credit Needed Excellent

Best BAD CREDIT CREDIT CARDS

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Orchard Bank^® Visa^® Classic Editor's Rating:
Regular APR Variable 14.99% or 19.99%, or 7.99% for secured cards	Intro APR N/A		Bal. Transfer 14.99% or 19.99%, or 7.99% for secured cards N/A 5% $5 min	Annual Fee $35 - $59	Credit Needed Bad

Best STUDENT CREDIT CARD

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Discover^® Student Clear Card Editor's Rating:
Regular APR Variable 13.99-20.99%	Intro APR 9 months 0%		Bal. Transfer 13.99-20.99% N/A 5% $10 min	Annual Fee N/A	Credit Needed Fair

These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

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Credit Card Database

We firmly believe CardRatings is one of the best credit card comparison sites on the Web. The vast majority of other credit card comparison sites rate only credit cards who are advertisers. We list and rate credit cards regardless of whether a particular bank is advertising that card on our site. Advertisers in our credit card database are highlighted and include an option to apply using links on our site. CardRatings.com may also be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies. Advertising allows us to offer the best offers to visitors to our site and to provide informational and editorial articles about credit card news, trends and advice for consumers. Because offers change frequently, please visit the card issuer site for current information.

Who Uses This Card? This card is best for high volume spenders that are able to pay in full each month, and travel frequently.	Cashback Rewards Gas N/A Groceries N/A Other N/A	Advertiser Comments 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
See even more details for American Express Premier Rewards Gold Card

Who Uses This Card? This card is best for consumers with excellent credit that who do not revolve a balance and who travel frequently and spend enough to offset the annual fee.	Cashback Rewards Gas N/A Groceries N/A Other N/A	Advertiser Comments 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee
See even more details for Platinum Card^® from American Express

Who Uses This Card? This card is best for consumers that frequently fly Delta, have excellent credit, and do not mind paying a high annual fee for elite perks and extra points.	Cashback Rewards Gas n/a Groceries n/a Other n/a	Advertiser Comments Earn Up To 20,000 bonus miles with your first purchase; Earn 5,000 bonus miles when you sign up for two additional cards Get a free checked bag for up to nine people in your reservation Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets
See even more details for Delta Reserve Credit Card - Enjoy Delta Sky Club^® Access

Who Uses This Card? This card is best for business owners with excellent credit that travel frequently and don't mind paying a high annual fee for elite perks.	Cashback Rewards Gas N/A Groceries N/A Other N/A	Advertiser Comments For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
See even more details for The Business Platinum Card^® from American Express OPEN

Who Uses This Card? This card is best for consumers that want to earn cash back with no annual fee and do not carry a balance.	Cashback Rewards Gas Up to 5% Groceries Up to 1% Other Up to 1%	Advertiser Comments 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
See even more details for Discover^® More^® Card

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Best Credit Card Offers

Discover^® More Card - $0 Balance Transfer Fee!

Discover^® More Card - $0 Balance Transfer Fee!

American Express Premier Rewards Gold Card

Platinum Card^® from American Express

Delta Reserve Credit Card - Enjoy Delta Sky Club^® Access

The Business Platinum Card^® from American Express OPEN

Discover^® More^® Card

Chase Freedom^® Visa - $200 Bonus Cash Back

Orchard Bank^® Visa^® Classic

Discover^® Student Clear Card

Who Uses This Card? This card is best for consumers with excellent credit that like to earn bonus rewards in varying categories.	Cashback Rewards Gas Up to 5% Groceries Up to 5% Other Up to 1%	Advertiser Comments Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12 You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
See even more details for Chase Freedom^® Visa - $200 Bonus Cash Back

Who Uses This Card? This card is for the applicant with some credit history, but it can be less than good credit.	Cashback Rewards Gas N/A Groceries N/A Other N/A	Advertiser Comments Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way
See even more details for Orchard Bank^® Visa^® Classic