Credit cards with no foreign transaction fees from our partners

By updated on November 26, 2014

Using a credit card is an ideal way to combine safety and convenience when traveling. You will have fraud protection, an itemized spending record and no need to fumble with foreign currency. However, many credit cards will charge a foreign transaction fee, or FTF, of 3 percent on every purchase made abroad. Though it may not sound like much at first, this can add up to be quite a dent in your travel budget. CardRatings.com provides a list of credit cards that do not charge a foreign transaction fee, so you can spend that 3 percent on something really worthwhile – like a snow globe.

What is a foreign transaction fee?

The foreign transaction fee, or FTF, is a fee usually made up of 1 percent charged by the transaction network - such as MasterCard or Visa - and 2 percent charged by the issuing bank, for a total of 3 percent. Banks charge this fee for the convenience of exchanging currency. However, as this process becomes commonplace, many banks have opted to remove the fee from certain credit cards.

Who offers cards without foreign transaction fees?

All credit card networks (AmEx, Discover, Visa and MasterCard) and most major issuers (Chase, Citi, Capital One, to name a few) offer at least one card without FTF. All credit cards from Discover and Capital One do not charge a FTF. Included on our list are select cards from Chase, Discover and Barclaycard. CardRatings.com does the work for you by listing credit cards from our partners that do not charge a foreign transaction fee, so you can compare the other benefits provided to find which card would match you needs.   

Why should I use a credit card abroad?

Using a credit card without a foreign transaction fee while abroad is ideal for a number of reasons.  First, you have fraud protection with your credit card. If your cash is stolen, you will be out the money. However, if your card is stolen and used, by law the maximum you would owe for unauthorized charges is $50 per card. However, with most companies zero-liability policies, you will not be liable for the charges and you will not lose any money. Second, your credit card statements acts as a record of your spending, ideal for making sure your trip matches up with your travel budget. Lastly, dealing with foreign currency can be confusing and overwhelming. If counting out coins before trying to catch a metro train makes you panic, it’s much easier to use your card to purchase a pack of metro tickets with your credit card and save your pocket change for the street performers.

What other perks can I get from these cards?

Though perks and rewards will change depending on card issuer, many of these cards are associated with some of the best rewards programs available for frequent travelers. Perks on some cards include free checked baggage, airport lounge access and trip insurance. Other rewards programs offer point systems that are able to be used on almost every aspect of your travels from using points to book flights to earning points on purchases such as gas and dining out. Also, many of these FTF-fee cards include a EMV chip embedded in the card to increase security. This chip technology will make it much easier when traveling in Europe, where chip-and-pin cards are now the standard. CardRatings.com provides an outline of each card highlighting additional card features and benefits.

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Capital One® Venture® Rewards Credit Card

Editor's Rating

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

13.90% - 20.90% Variable

Annual Fee

$59

$0 intro for first year; $59 after that

Capital One® Platinum Prestige Credit Card

Editor's Rating

  • Get 0% intro APR on all purchases until March 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker--see your monthly credit score anytime and get automatic alerts

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until March 2016

Purchase APR

10.90% - 18.90% Variable

Annual Fee

$0

Capital One® VentureOne® Rewards Credit Card

Editor's Rating

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until December 2015; 11.9%-19.9% variable APR after that
  • Travel when you want—no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

11.90% - 19.90% Variable

Annual Fee

$0

Southwest Airlines Rapid Rewards® Premier Credit Card

Editor's Rating

  • Get 50,000 points for 2 Roundtrip Flights after you spend $2,000 on purchases in the first 3 months of opening your account. Government fees as low as $23 not included.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines® and AirTran® Airways purchases made directly with the airlines and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transactions fees.

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

15.99% Variable

Annual Fee

$99

Sony Card from Capital One®

Editor's Rating

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

13.90% - 24.90% Variable

Annual Fee

$0

United MileagePlus® Explorer Card

Editor's Rating

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
  • Check your first bag for free save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees!
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

15.99% Variable

Annual Fee

$0

$0 intro annual fee for the first year, then $95

Visa® Black Card™

Editor's Rating

  • Earn 25,000 Bonus Points when you spend $1,500 in the first 90 days* as part of our Industry - Leading Rewards Program
  • Exclusive 24-Hour Concierge Service
  • VIP Treatment at over 3,000 Properties
  • Made of Stainless Steel℠

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

0%

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

For 15 Months*

Purchase APR

14.99% Variable

Annual Fee

$495

Journey℠ Student Rewards from Capital One®

Editor's Rating

  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

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Apply Now Credit Needed: Limited/No history
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

19.80% Variable

Annual Fee

$0

Marriott Rewards® Premier Credit Card

Editor's Rating

  • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
  • Receive 1 Free Night Stay after account approval in Category 1-4 locations, that's up to 7 Free Nights
  • Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 credits guaranteeing Silver Elite Status or better
  • Unlimited Point Accumulation
  • No Foreign Transaction Fees and global Chip and Signature technology

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

15.99% Variable

Annual Fee

$0

$0 Intro Annual Fee for the first year, then $85

Capital One® Secured MasterCard®

Editor's Rating

  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card—accepted at millions of locations worldwide

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Apply Now Credit Needed: Bad
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

22.90% Variable

Annual Fee

$29

British Airways Visa Signature® Card

Editor's Rating

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • NEW: $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

None

Balance Transfer Intro Period

None

Purchase APR

15.99% Variable

Annual Fee

$0

$0 Intro Annual Fee The First Year, Then $95

Capital One® QuicksilverOne® Cash Rewards Credit Card

Editor's Rating

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

See more

Apply Now Credit Needed: Limited/No history
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until September 2015

Purchase APR

22.90% Variable

Annual Fee

$39

BankAmericard Travel Rewards® Credit Card

Editor's Rating

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

14.99% - 22.99% Variable

Annual Fee

$0

Barclaycard® Ring MasterCard®

Editor's Rating

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

8% Variable

Annual Fee

$0

Capital One® Quicksilver® Cash Rewards Credit Card

Editor's Rating

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn't expire and there's no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until September 2015, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker--the free way to easily monitor your monthly credit score anytime, anywhere

See more

Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until September 2015

Purchase APR

12.90% - 22.90% Variable

Annual Fee

$0

Capital One® Spark® Miles for Business

Editor's Rating

  • Earn 2 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 25,000 miles once you spend $5,000 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • $0 intro annual fee for the first year; $59 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

13.90% - 20.90% Variable

Annual Fee

$59

$0 intro for first year; $59 after that

Capital One® Spark® Select for Business

Editor's Rating

  • Save with our lowest intro APR on all purchases until September 2015; 10.9%-18.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Build business credit with responsible use
  • Earn 1 mile per dollar on all purchases, and there's no limit to the amount of miles you can earn
  • Miles don't expire and can be redeemed for travel, cash back, gift cards and more
  • Fraud coverage if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

10.90% - 18.90% Variable

Annual Fee

$0

Chase Sapphire Preferred® Card

Editor's Rating

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards℠.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

0%

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

15.99% Variable

Annual Fee

$0

Introductory Annual Fee of $0 the first year, then $95

Playstation® Card from Capital One®

Editor's Rating

  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all Playstation® Store purchases
  • 3 points per $1 spent on Playstation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

13.90% - 24.90% Variable

Annual Fee

$0

Barclaycard Arrival™ World MasterCard®

Editor's Rating

  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival Cardmembers

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

0%

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

for 12 months*

Purchase APR

14.99% or 18.99%* Variable

Annual Fee

$0

Capital One® Spark℠ Classic for Business

Editor's Rating

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Separate business expenses from personal expenses
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service

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Apply Now Credit Needed: Limited/No history
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

22.90% Variable

Annual Fee

$0

Capital One® Spark® Cash Select for Business

Editor's Rating

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $100 bonus once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on purchases until June 2015; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

12.90% - 20.90% Variable

Annual Fee

$0

Barclaycard Arrival Plus™ World Elite MasterCard®

Editor's Rating

  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases - Miles don't expire as long as your account is open, active and in good standing
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival Cardmembers

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

0%

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

for 12 months*

Purchase APR

14.99% or 18.99%* Variable

Annual Fee

$89 - Waived first year

Capital One® Spark® Cash for Business

Editor's Rating

  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus once you spend $5,000 on purchases within the first 3 months
  • Cash rewards don’t expire, and there are no categories to limit where or what you buy
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don’t expire

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

13.90% - 20.90% Variable

Annual Fee

$59

$0 intro for first year; $59 after that

Capital One® Spark® Miles Select for Business

Editor's Rating

  • Earn 1.5 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • Save with 0% intro APR on purchases until June 2015; 12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

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Apply Now Credit Needed: Good
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

12.90% - 20.90% Variable

Annual Fee

$0

BuyPower Card from Capital One

Editor's Rating

  • Every purchase earns rewards that can help you save toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Get 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Your Earnings don't expire and there's no limit on how much you can earn or redeem
  • For an even better value, use your Earnings on top of your best agreed-upon price and most current GM offers
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases
  • No foreign transaction fees
  • No annual fee

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

None

Balance Transfer Intro APR

n/a

Balance Transfer Intro Period

n/a

Purchase APR

11.90% - 19.90% Variable

Annual Fee

$0

Citi ThankYou® Prestige Card

Editor's Rating

  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases made with your card in the first 3 months the account is open.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
  • Travel with ease and enjoy chip based technology

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Apply Now Credit Needed: Excellent
X

Foreign Transaction Fees

0%

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase APR

15.24%* Variable

Annual Fee

$450