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Credit cards with no foreign transaction fees from our partners

Using a credit card is an ideal way to combine safety and convenience when traveling. You will have fraud protection, an itemized spending record and no need to fumble with foreign currency. However, many credit cards will charge a foreign transaction fee, or FTF, of 3 percent on every purchase made abroad. Though it may not sound like much at first, this can add up to be quite a dent in your travel budget. CardRatings.com provides a list of credit cards that do not charge a foreign transaction fee, so you can spend that 3 percent on something really worthwhile – like a snow globe.

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Capital One® Venture® Rewards Credit Card
About Our Ratings

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 13.90% - 20.90% (Variable)
Annual Fee $0 intro for first year; $59 after that
APPLY NOW Credit Needed Excellent/Good
Capital One® Platinum Prestige Credit Card
About Our Ratings

Capital One® Platinum Prestige Credit Card

  • Get 0% intro APR on all purchases until March 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
Foreign Transaction Fees None
Balance Transfer Intro APR 0% intro on balance transfers
Balance Transfer Intro Period until March 2016
Purchase APR 10.90% - 18.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Capital One® VentureOne® Rewards Credit Card
About Our Ratings

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until December 2015; 11.9%-19.9% variable APR after that
  • Travel when you want—no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 11.90% - 19.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Southwest Airlines Rapid Rewards® Premier Credit Card
About Our Ratings

Southwest Airlines Rapid Rewards® Premier Credit Card

  • Get 25,000 points for 1 Roundtrip Flight after you spend $1,000 on purchases in the first 3 months of opening your account. Government fees as low as $12 not included.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines(R) and AirTran(R) Airways purchases made directly with the airlines and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rental, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transaction fees.
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 15.99% Variable
Annual Fee $99
APPLY NOW Credit Needed Excellent
Sony Card from Capital One®
About Our Ratings

Sony Card from Capital One®

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 13.90% - 24.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Excellent
United MileagePlus® Explorer Card
About Our Ratings

United MileagePlus® Explorer Card

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
  • Check your first bag for free save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees!
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 15.99% Variable
Annual Fee $0
$0 intro annual fee for the first year, then $95
APPLY NOW Credit Needed Excellent
Visa® Black Card™
About Our Ratings

Visa® Black Card™

  • Earn 25,000 Bonus Points when you spend $1,500 in the first 90 days* as part of our Industry - Leading Rewards Program
  • Exclusive 24-Hour Concierge Service
  • VIP Treatment at over 3,000 Properties
  • Made of Stainless Steel(SM)
Foreign Transaction Fees 0%
Balance Transfer Intro APR 0%
Balance Transfer Intro Period For 15 Months*
Purchase APR 14.99% Variable
Annual Fee $495
APPLY NOW Credit Needed Good
Journey℠ Student Rewards from Capital One®
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Journey℠ Student Rewards from Capital One®

  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 19.80% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Average/Fair/Limited
Marriott Rewards® Premier Credit Card
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Marriott Rewards® Premier Credit Card

  • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
  • Receive 1 Free Night Stay after account approval in Category 1-4 locations, that's up to 7 Free Nights
  • Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 credits guaranteeing Silver Elite Status or better
  • Unlimited Point Accumulation
  • No Foreign Transaction Fees and global Chip and Signature technology
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 15.99% Variable
Annual Fee $0
$0 Intro Annual Fee for the first year, then $85
APPLY NOW Credit Needed Excellent
Capital One® Secured MasterCard®
About Our Ratings

Capital One® Secured MasterCard®

  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card—accepted at millions of locations worldwide
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 22.90% (Variable)
Annual Fee $29
APPLY NOW Credit Needed Limited/Bad
British Airways Visa Signature® Card
About Our Ratings

British Airways Visa Signature® Card

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • NEW: $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
Foreign Transaction Fees None
Balance Transfer Intro APR None
Balance Transfer Intro Period None
Purchase APR 15.99% Variable
Annual Fee $0
$0 Intro Annual Fee The First Year, Then $95
APPLY NOW Credit Needed Excellent
Capital One® QuicksilverOne® Cash Rewards Credit Card
About Our Ratings

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Foreign Transaction Fees None
Balance Transfer Intro APR 0% intro on balance transfers
Balance Transfer Intro Period until September 2015
Purchase APR 22.90% (Variable)
Annual Fee $39
APPLY NOW Credit Needed Average/Fair/Limited
BankAmericard Travel Rewards® Credit Card
About Our Ratings

BankAmericard Travel Rewards® Credit Card

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 14.99% - 22.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
Barclaycard® Ring MasterCard®
About Our Ratings

Barclaycard® Ring MasterCard®

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 8% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
Capital One® Quicksilver® Cash Rewards Credit Card
About Our Ratings

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until September 2015, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker—the free way to easily monitor your monthly credit score anytime, anywhere
Foreign Transaction Fees None
Balance Transfer Intro APR 0% intro on balance transfers
Balance Transfer Intro Period until September 2015
Purchase APR 12.90% - 22.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Capital One® Spark® Cash Select for Business
About Our Ratings

Capital One® Spark® Cash Select for Business

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $100 bonus once you spend $3,000 on purchases within the first 3 months
  • Save with 0% intro APR on purchases until June 2015;12.9%-20.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 12.90% - 20.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Excellent / Good
Capital One® Spark® Miles for Business
About Our Ratings

Capital One® Spark® Miles for Business

  • Earn 2 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 25,000 miles once you spend $5,000 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • $0 intro annual fee for the first year; $59 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 13.90% - 20.90% (Variable)
Annual Fee $0 intro for first year; $59 after that
APPLY NOW Credit Needed Excellent / Good
Capital One® Spark® Select for Business
About Our Ratings

Capital One® Spark® Select for Business

  • Save with our lowest intro APR on all purchases until September 2015; 10.9%-18.9% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Build business credit with responsible use
  • Earn 1 mile per dollar on all purchases, and there’s no limit to the amount of miles you can earn
  • Miles don’t expire and can be redeemed for travel, cash back, gift cards and more
  • Fraud coverage if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 10.90% - 18.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Excellent / Good
Chase Sapphire Preferred® Card
About Our Ratings

Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards℠.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Foreign Transaction Fees 0%
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 15.99% Variable
Annual Fee $0
Introductory Annual Fee of $0 the first year, then $95
APPLY NOW Credit Needed Excellent
Playstation® Card from Capital One®
About Our Ratings

Playstation® Card from Capital One®

  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all Playstation® Store purchases
  • 3 points per $1 spent on Playstation ® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until October 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
Foreign Transaction Fees None
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase APR 13.90% - 24.90% (Variable)
Annual Fee $0
APPLY NOW Credit Needed Good
Credit Card Database

More about Credit cards with no foreign transaction fees

  • What is a foreign transaction fee?
  • Who offers cards without foreign transaction fees?
  • Why should I use a credit card abroad?
  • What other perks can I get from these cards?

The foreign transaction fee, or FTF, is a fee usually made up of 1 percent charged by the transaction network - such as MasterCard or Visa - and 2 percent charged by the issuing bank, for a total of 3 percent. Banks charge this fee for the convenience of exchanging currency. However, as this process becomes commonplace, many banks have opted to remove the fee from certain credit cards.

All credit card networks (AmEx, Discover, Visa and MasterCard) and most major issuers (Chase, Citi, Capital One, to name a few) offer at least one card without FTF. All credit cards from Discover and Capital One do not charge a FTF. Included on our list are select cards from Chase, Discover and Barclaycard. CardRatings.com does the work for you by listing credit cards from our partners that do not charge a foreign transaction fee, so you can compare the other benefits provided to find which card would match you needs.   

Using a credit card without a foreign transaction fee while abroad is ideal for a number of reasons.  First, you have fraud protection with your credit card. If your cash is stolen, you will be out the money. However, if your card is stolen and used, by law the maximum you would owe for unauthorized charges is $50 per card. However, with most companies zero-liability policies, you will not be liable for the charges and you will not lose any money. Second, your credit card statements acts as a record of your spending, ideal for making sure your trip matches up with your travel budget. Lastly, dealing with foreign currency can be confusing and overwhelming. If counting out coins before trying to catch a metro train makes you panic, it’s much easier to use your card to purchase a pack of metro tickets with your credit card and save your pocket change for the street performers.

Though perks and rewards will change depending on card issuer, many of these cards are associated with some of the best rewards programs available for frequent travelers. Perks on some cards include free checked baggage, airport lounge access and trip insurance. Other rewards programs offer point systems that are able to be used on almost every aspect of your travels from using points to book flights to earning points on purchases such as gas and dining out. Also, many of these FTF-fee cards include a EMV chip embedded in the card to increase security. This chip technology will make it much easier when traveling in Europe, where chip-and-pin cards are now the standard. CardRatings.com provides an outline of each card highlighting additional card features and benefits.

About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.