Fair Credit

  • What: Credit cards designed for consumers with a fair credit score and also known as near-prime credit cards. These cards typically offer average rates and limited rebate programs.
  • Score Range: Although credit requirements vary by card issuer, a Fair credit score is loosely defined as currently being in the 675-700 range.

Editor's Pick

Capital One® Standard Platinum Credit Card

Editor’s Pick Capital One® Standard Platinum Credit Card

3 out of 5

Editor’s Pick Capital One® Standard Platinum Credit Card



Capital One® No Hassle CashSM Rewards - Average

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Get your cash back whenever you want
  • 0% intro APR on purchases until May 2011


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil May 201119.8% VYesNone*Average

Capital One® Classic Platinum Credit Card

  • 0% intro APR on all purchases until May 2011
  • Upload a favorite image to create your own card design
  • $0 Fraud Liability if your card is lost or stolen


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil May 201119.8% VYesNone*Average

Capital One® Standard Platinum Credit Card

  • Get the credit you need and the first year's annual fee is on us
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

3 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A24.9% VariableN/AN/AAverage

Discover® Student Open Road

  • Double Cashback Bonus®at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
  • Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
  • Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
  • Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months13.99-20.99% VN/AN/AFair

Discover® Student Card

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 Months13.99-20.99% VN/AN/AFair

Discover® Mix Tape Student Card

  • Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today.
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases only6 months13.99-20.99% VariableN/AN/AFair

Discover® Student Cards Monogram Collection

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 Months13.99-20.99% VN/AN/AFair