Fair Credit

  • What: Credit cards designed for consumers with a fair credit score and also known as near-prime credit cards. These cards typically offer average rates and limited rebate programs.
  • Score Range: Although credit requirements vary by card issuer, a Fair credit score is loosely defined as currently being in the 675-700 range.

Editor's Pick

Discover® Student Card

Card

5 out of 5

Capital One® No Hassle CashSM Rewards - Average

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Get your cash back whenever you want
  • 0% APR on purchases until November 2010


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until November 2010 17.9% V Yes None* Average

Capital One® Classic Platinum Credit Card

  • 0% APR on all purchases until November 2010
  • Upload a favorite image to create your own card design
  • $0 Fraud Liability if your card is lost or stolen


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until November 2010 16.9% V Yes None* Average

Discover® Student Open Road

  • 0% Interest on Purchases for 6 Months*
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases
  • Up to 1% Cashback Bonus on all other purchases


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 14.99% V No N/A Fair

Discover® Student Card

  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 Months 14.99% V N/A N/A Fair

Discover® Student Cards Monogram Collection

  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 Months 14.99% V N/A N/A Fair