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Our Compensation and What That Means to You

It's important to us that you have a transparent and detailed look into how we make money at CardRatings. We are a credit card ratings and review website and we believe our foremost responsibility is to you, the reader.

Our goal is to research the fine print, fact-check marketing claims and compare credit card offers in detail to save you time and money. We believe in the responsible use of credit.

What we do – and don't do

  • We do earn money when you click on some advertisements or are approved for some credit cards through our site – although we don't earn money every time you click or every time you are approved.
  • We do strive to review as many cards as possible and are continually adding more reviews. If you feel you know of a great product and don’t see it on our site, please tell us. Our reviews are regardless of advertising status.
  • We do communicate with card issuers regularly, whether they are current advertisers or not.
  • We don't sell your information to third-parties.
  • We don't factor advertising concerns into what cards we recommend.
  • We don't allow card issuers to review or have input on editorial content except as it pertains to specific regulations and disclosure requirements.

Please see below for a list of the major credit card issuers we partner with:

  • American Express
  • Bank of America
  • Barclaycard
  • Capital One
  • Chase
  • Citi
  • Credit One
  • Discover
  • Pentagon Federal Credit Union
  • Simmons Bank
  • USAA
  • US Bank
  • Wells Fargo