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Credit Cards for Good Credit from our Partners

By Curtis Arnold Editor-in-chief, updated on January 26, 2015

If you have good credit, there are a wealth of credit cards available to you. Before you decide which one the best for your particular needs, you'll need to make some decisions. Do you want to carry a balance or pay off your debt in full each month? Do you want to transfer a balance from a credit card with a higher rate? Or do you want to earn rewards such as cash or frequent flier miles? Once you know the answers to these questions, you can apply for the credit card that meets your needs.

Compare your card and see how it stacks up
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Capital One<sup>®</sup> VentureOne<sup>®</sup> Rewards Credit Card
About Our Ratings

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
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Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase Intro APR: 0% intro on purchases
Period: until February 2016
Purchase APR 11.9% - 19.9% (Variable) 
Annual Fee $0
APPLY NOW Credit Needed Excellent / Good
Chase Freedom<sup>®</sup>
About Our Ratings

Chase Freedom®

Editor's take by Curtis Arnold
  • Currently offering a sign-up bonus and no annual fee
  • Offers a long introductory period in addition to a solid rewards program
Watch out for: Watch out for the cap on bonus cash back and be sure to set reminders to sign up for bonus categories each quarter
APPLY NOW Credit Needed Good
Chase Slate<sup>®</sup>
About Our Ratings

Chase Slate®

Editor's take by Curtis Arnold
  • Features the one of few zero-percent balance transfer offers with no balance-transfer fee currently available
  • Long standing editor's pick because of consistently above-average introductory offer
APPLY NOW Credit Needed Good
Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card
About Our Ratings

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
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Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase Intro APR: N/A
Purchase APR 13.9% - 20.9% (Variable) 
Annual Fee $0 intro for first year; $59 after that
APPLY NOW Credit Needed Excellent / Good
SimplyCash<sup>®</sup> Business Card from American Express
About Our Ratings

SimplyCash® Business Card from American Express

  • With no annual membership fee, it's a smart choice for your business
  • Reinvest in your business with automatic cash back
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
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Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase Intro APR: 0% on Purchases
Period: for 9 months
Purchase APR 12.24% - 19.24% Variable
Annual Fee No annual fee
APPLY NOW Credit Needed Good
The Business Gold Rewards Card from American Express OPEN
About Our Ratings

The Business Gold Rewards Card from American Express OPEN

  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Built with business-sized purchasing power and fast rewards
  • Terms and limitations apply
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Balance Transfer Intro APR N/A
Balance Transfer Intro Period
Purchase Intro APR: N/A
Purchase APR N/A 
Annual Fee $0 introductory annual fee for the first year, then $175
APPLY NOW Credit Needed Good
Marriott Rewards<sup>®</sup> Premier Credit Card
About Our Ratings

Marriott Rewards® Premier Credit Card

Editor's take by Curtis Arnold
  • Lucrative rewards program allows Marriott loyalists to easily rack up free night stays
  • Currently offering a substantial sign-up bonus after meeting spend requirements
Watch out for: This card is recommended to people who regularly stay at Marriott properties and who do not carry a balance.
APPLY NOW Credit Needed Excellent
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card
About Our Ratings

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
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Balance Transfer Intro APR 0% intro on balance transfers
Balance Transfer Intro Period until November 2015
Purchase Intro APR: 0% intro on purchases
Period: until November 2015
Purchase APR 12.9% - 22.9% (Variable) 
Annual Fee $0
APPLY NOW Credit Needed Excellent / Good
Discover it<sup>®</sup> card
About Our Ratings

Discover it® card

  • 0% intro APR on purchases & balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 6,000 cardmembers rated 4.8 out of 5 stars* and J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
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Balance Transfer Intro APR 0% Intro APR on balance transfers
Balance Transfer Intro Period 14 months
Purchase Intro APR: 0% Intro APR on purchases
Period: 14 months
Purchase APR 10.99% - 22.99% Variable*
Annual Fee $0
APPLY NOW Credit Needed Excellent
Capital One<sup>®</sup> Platinum Prestige Credit Card
About Our Ratings

Capital One® Platinum Prestige Credit Card

  • Get 0% intro APR on all purchases until May 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
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Balance Transfer Intro APR 0% intro on balance transfers
Balance Transfer Intro Period until May 2016
Purchase Intro APR: 0% intro on purchases
Period: until May 2016
Purchase APR 10.9% - 18.9% (Variable) 
Annual Fee $0
APPLY NOW Credit Needed Excellent / Good
The Blue for Business<sup>®</sup> Credit Card from American Express
About Our Ratings

The Blue for Business® Credit Card from American Express

  • Earn a 30% annual Relationship Bonus -- without an annual membership fee. Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership -- valued at up to $100 in gift cards at select merchants
  • No annual fee for Additional Cards for Employees. Get a low introductory APR on purchases for 9 months. Use points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment.
  • Terms & Restrictions Apply
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Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase Intro APR: 0% on Purchases
Period: for 9 months
Purchase APR 11.24% - 19.24% Variable
Annual Fee No annual fee
APPLY NOW Credit Needed Good
Barclaycard<sup>®</sup> Rewards MasterCard<sup>®</sup>
About Our Ratings

Barclaycard® Rewards MasterCard®

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
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Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Purchase Intro APR: N/A
Purchase APR 24.99%* Variable
Annual Fee $0
APPLY NOW Credit Needed Average/Fair
Credit Card Database

More about Credit Cards for Good Credit from our Partners

  • What is a good credit?
  • Kind of offers can I expect?
  • Rewards offer by these cards?
  • What to do with rewards?
  • Other benefits to look for?

If you have been responsible with your credit cards, paid your bills on time and haven't taken on too much debt, credit card companies are eager to have your business. While exact credit score standards vary, in general, a credit score of 700 and above should put you in the category of someone with good credit. You can leverage that good credit into qualifying for the credit card offer that you want, such as a card with low interest, cash back rewards, frequent flier miles or a low balance-transfer rate.

It will vary, which is why it's important to compare credit cards and what they offer. But some of the things you should expect include no annual fee; 0 percent introductory interest for the first several months; and a lower variable interest rate after that. Those with the best credit rating get the lowest interest rate.

There's a rewards credit card to fit every customer. If you drive a lot, you can look for rebates on gas purchases, or if you fly often, you may want a card that adds to your frequent flier miles account every time you shop. Compare these cards not only by the way you earn rewards, but also by how easy it is to redeem rewards. Some credit card companies offer bonus points for using the card or even just for paying your bills.

If you have a good credit score, look for a credit card that will return your rewards in a convenient way, such as in the form of a gift card, credit or check. You should be able to redeem them any time, either by phone, on a website or at a predetermined interval in which you get your cash back automatically.

Free extended warranties on the products you purchase; travel accident insurance when you purchase your tickets with your good-credit credit card; auto rental insurance; travel assistance services, such as assistance with passports and immunizations; and no liability for unauthorized transactions on your card.

About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.