Credit Cards for Good Credit
By Curtis Arnold updated on May 22, 2012

• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 0% Intro APR for 15 months on purchases and balance transfers
• 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
• You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• No annual fee and rewards never expire

Note!  Do you know your credit score? Click here for free credit score offers.

This is a great card for travelers as it takes the hassle out of earning and redeeming points. Your points won't expire and there's no limit to how many you can earn. You can use your points for gift cards and name-brand merchandise. Earn three times your dollar spent on all eligible Orbitz.com bookings and one point per dollar on all other purchases. There are also bonus points on eligible Orbitz.com bookings.There is no annual fee and a lengthy introductory purchase APR. Downside: This card requires excellent credit.

This card allows 2 miles per dollar on every purchase plus no limit to the miles you can earn, and miles won't expire. There are no foreign transaction fees and no balance transfer fee, balance transfer APR is based on your creditworthiness. Applicant must have excellent credit. There is a $0 intro annual fee for the first year; $59 after that.

This card offers $100 bonus after you spend $500 in the first three months and 1% cash back on all purchases. There are no limits to cash back rewards and cash rewards won't expire. There is an auto redemption feature available. There is a lengthy 0% introductory APR for purchases and balance transfers. There is no annual fee. Downside: This card requires excellent credit defined as among other items, "never been more than 60 days late on a credit card, medical bill or loan payment."

This card offers and a lengthy introductory 0% purchase and balance transfer APR. There is a 3% balance transfer fee. This card is for individuals with an excellent credit history. There is a 24-hour travel assistance if your card is lost or stolen as well as 24-hour roadside assistance. There is also auto rental insurance. After the introductory 0% APR expires, the normal APR is about average for a card that does not offer rewards.

• Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
• Earn up to 5X points per dollar on eligible business purchases, and points do not expire
• No foreign transaction fees
• Free Employee Cards
• No interest charges because its a pay-in-full charge card
• Transfer points you've earned to participating frequent travel programs at a 1:1 value
• No Annual Fee in the first year - a $95 savings

Note!  Do you know your credit score? Click here for free credit score offers.

• The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
• Pay in full within ten days, get a 1.5% discount
• OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
• $0 introductory annual fee for the first year, then $185
• A powerful cash flow management tool

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn up to 25,000 Starpoints(R)– Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel
• Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
• $0 introductory annual fee for the first year, then $65

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn 10,000 TrueBlue points toward JetBlue Travel with your first purchase
• Jet for less — Oneway Award Flights start at 5K points and $2.50 taxes/fees
• No blackout dates on JetBlue operated flights, so you can redeem points for any seat, anytime
• Earn 1 TrueBlue point for every eligible dollar you spend

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
• Check your first bag free-for up to 8 people on your reservation-on every Delta flight
• Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
• Priority Boarding and 20% In-Flight Savings
• $0 intro annual fee for the first year, then $95
• No annual fee for Additional Cards
• Save 3% to 10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)

Note!  Do you know your credit score? Click here for free credit score offers.

I like that this card offers extra points on groceries and gas and that there are no point caps or expiration dates to worry about. I think the zero percent purchase introductory interest rate is also a pretty good deal. Just keep in mind that after that great introductory APR offer the rate will increase to a 13.90-19.90% variable rate. So, don't plan on making a habit of carrying a balance on this card--which is the general rule for rewards credit cards. The card design is great for loyal LSU fans.

• No Cosigner Required
• Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
• Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
• Earn a full 1% cash back on all other purchases*

  
  Note!  Do you know your credit score? Click here for free credit score offers.

• Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
• 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2% cash back on the first $25,000 spent annually at gas stations and restaurants
• 1% cash back on all other card purchases with no limit to the amount you can earn
• Cash back rewards do not expire
• 0% Introductory APR for 12 months
• No Annual Fee

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 0% Intro APR for 15 months on purchases and balance transfers
• 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
• You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• No annual fee and rewards never expire

Note!  Do you know your credit score? Click here for free credit score offers.

This card offers and a lengthy introductory 0% purchase APR. This card is for individuals with an excellent credit history who enjoy entertainment rewards. After the introductory 0% purchase APR expires, the normal APR is about average.

Here is a card for folks with average credit. This card offers 1% cash back on all purchases. There is no limit on rewards and no expiration. There is an extensive introductory 0% APR on purchases then variable APR thereafter. There is no balance transfer fee but the balance transfer APR is on the high side. Downside: There is a $39 annual fee.

• No Cosigner required
• APR reduction on purchases when using credit wisely
• 100 ThankYou Points each billing period that you pay on time and stay under your credit line
• Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening

  
  Note!  Do you know your credit score? Click here for free credit score offers.

• Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
• 0% intro APR on purchases for 12 months, flexibility to pay over time
• Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $25 Referral Bonus for each friend or family member who is approved for the Card
• No annual fee, flexibility to pay over time

Note!  Do you know your credit score? Click here for free credit score offers.

• No Balance Transfer Fee!*
• 0% Intro APR for 15 months on purchases and balance transfers
• Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
• After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
• Avoid interest on everyday purchases
• Pay down your balance faster
• Zero liability on unauthorized purchases*
• No Annual Fee*

Note!  Do you know your credit score? Click here for free credit score offers.

• Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
• 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
• 1 point per dollar on all other card purchases with no limit on the amount you can earn
• Cash back rewards do not expire
• 0% Introductory APR for 12 months
• No Annual Fee

Note!  Do you know your credit score? Click here for free credit score offers.