Cards By Category
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- What: Credit cards designed for consumers with good credit and also known as prime credit cards. These cards typically offer rates below the national average and attractive rebate programs.
- Score Range: Although credit requirements vary by card issuer, an good credit score is loosely defined as currently being in the 700-730 range.
Good Credit
Discover® Monogram Card
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash.
- Double Miles through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 11.99% - 18.99% V | Yes | 3% | Good |
Citi® Platinum Select® MasterCard®
- 0% APR* on balance transfers and purchases for up to 6 months
- No annual fee
- Citi® Identity Theft Solutions
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | Up to 6 months | 11.99% - 19.99% V | Yes | 3% ($5 min)* | Good |
Discover® More® Card
- 0% Intro APR* on Purchases and Balance Transfers for 6 Months
- 5% Cashback Bonus® in popular 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 11.99% - 18.99% V | Yes | 3% | Good |
TrueEarnings(R) Business Card from Costco and American Express
- Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- 0% introductory APR on purchases for the first 6 months
- No annual fee with your paid Costco Membership
- Flexible payments - pay in full or over time
- No annual fee for Additional Cards
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | Prime Rate + 11.99% | N/A | *See Terms | Good |
Citi AT&T Universal Business Rewards Card
- 0% APR on purchases for 6 months*
- Earn 5 ThankYou Points for every dollar you spent on eligible AT&T products and services
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services
- and 1 ThankYou point for every dollar spent on other purchases
- Additional cards for employees with credit limits you set
- No Annual Fee
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 16.99% V | N/A | 3% ($5 min)* | Good |
Capital One® No Hassle MilesSM Rewards - Good Credit
- 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- 0% intro APR on purchases until November 2010
- No foreign transaction fees
- No annual fee
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% - Purchases Only | Until November 2010 | 16.90% V | Yes* | None* | Good |
Miles by Discover® Card
- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year*.
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash.
- Double Miles through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 11.99% - 18.99% V | Yes | 3% | Good |
Citi ForwardSM Card
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6000 bonus points after $250 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 14.24% V | Yes | 3% ($5 min)* | Good |
True Earnings(R) Card from Costco and American Express
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 15.24% | N/A | *See Terms | Good |
Discover® Biodegradable More® Card
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 11.99% - 18.99% V | Yes | 3% | Good |
Starwood Preferred Guest(R) Credit Card from American Express
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 2.90% | 6 months | 13.24% | Yes | *See Terms | Good |
Gold Delta SkyMiles(R) Business Credit Card from American Express OPEN
- Save a total of $250 off Delta flights
- Earn 20,000 miles upon your first purchase on the Card
- Sign up for two Additional Cards and earn 5,000 bonus miles
- Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- No annual fee for the first year - a savings of up to $95
- No annual fee for Additional Cards
- Annual $99 Companion Certificate
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | Prime + 9.99% | N/A | *See Terms | Good |
Starwood Preferred Guest(R) Business Credit Card from American Express OPEN
- Earn 10,000 Starpoints with your first purchase
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton(R), Westin(R) and W Hotels(R)
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 2.90% | 6 months | Prime + 9.99% | N/A | *See Terms | Good |
JetBlue Business Card from American Express OPEN
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more.
- Earn 10,000 TrueBlue(R) points with your first purchase - enough for an Award Flight.
- Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime.
- Earn 1 TrueBlue point for every eligible dollar you spend.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | Prime + 9.99% | N/A | *See Terms | Good |
Escape by Discover Card
- 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months*.
- Unlimited Double Miles on all purchases
- An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
- Flexible redemption options for travel, gift cards, or cash
- Enhanced travel benefits
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 11.99% - 18.99% V | Yes | 3% | Good |
MTV® Visa® Card from Capital One®
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until November 2010
- No annual fee
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% - Purchases Only | Until November 2010 | 16.90% V | Yes* | None* | Good |
The Gold Card from American Express OPEN
- Get rewarded for what your business already spends
- Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date
- Redeem for travel, gift cards, and merchandise for you and your business
- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
- No annual fee for the first year - a $125 savings
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | Good |
The Business Platinum Card(R) from American Express OPEN
Enjoy amenities for you and your business, like:
Complimentary airport club access, including American Airlines Admirals Club(R) lounges- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club(R), Avis Preferred(R), and Emerald club from National(R) Car Rental
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
- Enrollment in the Membership Rewards First(R) program
- No pre-set spending limit*
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | Good |
Citi PremierPass® Elite Card
- 20,000 bonus points after $600 in purchases made within 3 months of account opening
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.24% V | Yes* | 3% ($5 min)* | Good |
Platinum Delta SkyMiles(R) Credit Card from American Express
- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 13.24% | Yes | *See Terms | Good |
Delta Reserve Credit Card
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 13.24% | Yes | *See Terms | Good |
The Plum Card(R) from American Express OPEN
- The Everything, Everywhere Trade Terms Card(SM)
- A powerful cash flow management tool
- 1.5% early pay discount or up to 2 months defer pay, interest
- No annual fee for the first year - a $185 savings
Meet the American Express OPEN(R) Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
Pay in full within ten days, get a 1.5% discount.- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment ??? it's your choice.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | Good |
Discover® Motiva(SM) Card
- Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 3.99% BT | 6 months | 11.99% - 18.99% V | Yes | 3% | Good |
Visa® Black Card
- Limited Membership - 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts - Annual Fee $495
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% BT | 6 billing cycles | 13.24% V | N/A | $3-$5 minimum | Good |

