Compare the best credit cards and apply online.

CardRatings.com has been helping consumers find the best credit cards since 1998. Our editors personally rate and review credit card offers to help you find the best deals available. And if you ever have trouble finding the best credit card, just ask our collection of industry experts.

Our editors review credit cards from all major issuers as well as from many regional banks and credit unions. Here are just a few of the banks currently listed in our extensive database:

American Express: For years, American Express has been known for their wide selection of charge cards, premium card benefits and impeccable customer service.

Capital One: Capital One offers a variety of credit cards. Although well known for their “No Hassle” rewards cards, they also offer low introductory rate, student and business credit cards. Most Capital One credit cards do not have a foreign transaction fee.

Chase: Chase Bank issues very competitive rewards credit cards, including the Chase Freedom, Sapphire and Ink Business cards. They also issue a host of co-branded credit cards and several low interest, 0% APR and balance transfer cards.

Citi:Citi credit cards are distributed fairly equally among the various credit card types. However, one of their most popular credit cards—the ® Platinum Select® MasterCard® maintains one of the best balance transfer offers on the market.

Discover:Discover Card pioneered cash back credit cards in 1986, and though other issuers have followed suit, Discover has remained competitive and still offers some of the best credit card deals around.

HSBC: HSBC offers a number of credit cards for bad or limited credit. They offer secured and unsecured cards depending on your credit score. HSBC also issues Orchard Bank credit cards.

MasterCard: MasterCard is a widely accepted credit card payment network associated with many bank credit cards and debit cards.

Visa: Visa is a large payment network. Visa is associated with credit cards and debit cards from most issuers.

CardRatings also offers a variety of free tools such as Credit Card Calculators ,a Credit Card Glossary,an extensive Credit Card Database and more.

Is it safe to apply for a credit card online?
We're often asked if it's safe to complete a credit card application online. These days, it's probably one of the safest methods available. At CardRatings.com, when you find the best credit card for you, we direct you straight to the card issuer's SSL-protected website. Banks and other issuers use the latest encryption technology to protect all online credit card applications. How can you be sure your info is safe? You'll see "https" in the address bar of your browser, instead of the usual "http". In this case, the "s" stands for secure.