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    Excellent

    If you have excellent credit, you are in the enviable position of being able to choose among dozens of credit card offers. Rather than accepting whatever is offered, you can decide you want a credit card with the fastest method of earning frequent flier miles, the credit card with the highest cash back rewards program or the one with the lowest interest rate. Credit cards for excellent credit are available to suit any personal or business need.

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT

  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away(R) Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more
  • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee
  • September 11th Security Fee Applies


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.24% Variable N/A 3% ($5 min. ) Excellent

Chase Freedom® Visa $100 Bonus Cash Back + 0% Intro APR

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Chase Freedom® Visa $100 Bonus Cash Back + 0% Intro APR
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 11.99% - 22.99% Variable 12 months 3% ($5 min. ) Excellent

Citi® Platinum Select® / AAdvantage® World MasterCard®

  • Earn 30,000 American Airlines AAdvantage(R) bonus miles after $750 in purchases within the first 4 months of cardmembership* - more than enough for a round-trip domestic flight award*
  • Earn an additional 10,000 AAdvantage(R) bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
  • $85 annual fee waived for the first 12 months*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi® Platinum Select® / AAdvantage® World MasterCard®
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 15.24% Variable None 3% ($5 min. ) Excellent

Discover® More Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus(R) in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Discover® More Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 10.99% - 20.99% Variable 15 months 3% Excellent

Discover® More - 18 Month Promotional Balance Transfer

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus(R) in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Discover® More - 18 Month Promotional Balance Transfer
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 10.99% - 20.99% Variable 18 months 3% ( ) Excellent

Iberiabank Visa® Platinum

  • Earn up to 17,000 bonus points in the first year of account ownership.*
  • Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. You can ScoreMore with Bonus Points – 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards with as little as 700 bonus points.
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.*
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage up to $1,000,000.
  • Free Online access to credit card account information

Editor's Rating

5 out of 5

Learn more about Iberiabank Visa® Platinum
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 9.25% - 15.25% Variable 6 months 2% Excellent

Capital One® Orbitz® Visa® Platinum

This is a great card for travelers as it takes the hassle out of earning and redeeming points. Your points won't expire and there's no limit to how many you can earn. You can use your points for gift cards and name-brand merchandise. Earn three times your dollar spent on all eligible Orbitz.com bookings and one point per dollar on all other purchases. There are also bonus points on eligible Orbitz.com bookings.There is no annual fee and a lengthy introductory purchase APR. Downside: This card requires excellent credit.

Editor's Rating

5 out of 5

Learn more about Capital One® Orbitz® Visa® Platinum
Who uses this card?
This card is best for consumers with excellent credit that frequently travel using Orbitz and do not need to revolve a balance.

Simmons First Visa Platinum Rewards

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • No balance transfer fee for balances transferred in response to this online offer

Editor's Rating

5 out of 5

Learn more about Simmons First Visa Platinum Rewards
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
9.25% life of balance 9.25% Variable life of balance None Excellent

Discover® Motiva(SM) Card

  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Discover® Motiva(SM) Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 10.99% - 20.99% Variable 15 months* 3% ( ) Excellent

Iberiabank Visa® Classic

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

Editor's Rating

5 out of 5

Learn more about Iberiabank Visa® Classic
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 7.25% - 13.25% Variable 6 months 2% Excellent

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 12.99% - 22.99% Variable 12 months 3% ($5 min. ) Excellent

JetBlue Business Card from American Express OPEN

  • Earn 10,000 TrueBlue points toward JetBlue Travel with your first purchase
  • Jet for less — Oneway Award Flights start at 5K points and $2.50 taxes/fees
  • No blackout dates on JetBlue operated flights, so you can redeem points for any seat, anytime
  • Earn 1 TrueBlue point for every eligible dollar you spend


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about JetBlue Business Card from American Express OPEN
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.24% Variable N/A N/A Good

The NEW Business Gold Rewards Card® from American Express OPEN

  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
  • One million rewards from over 500 brands
  • Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about The NEW Business Gold Rewards Card® from American Express OPEN
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Excellent

Capital One® VentureOneSM Rewards Credit Card

This card offers major rewards and more flexibility but without the annual fee. There is no limit to the miles you can earn and your miles won't expire. The credit card holder earns 1.25 miles per dollar spent on every purchase. There are no foreign transaction fees. There is a lengthy 0% introductory rate on purchases and then variable APR thereafter. There is no balance transfer fee. This card requires excellent credit.

Editor's Rating

5 out of 5

Learn more about Capital One® VentureOneSM Rewards Credit Card
Who uses this card?
This card is best for consumers with excellent credit that travel frequently, want flexibility, and plan to use the card overseas.

Simmons First Visa Platinum

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.

  • Low 7.25% variable standard purchase APR and platinum benefits

  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Editor's Rating

5 out of 5

Learn more about Simmons First Visa Platinum
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
7.25% life of balance 7.25% Variable life of balance None Excellent

Capital One® VentureSM Rewards Credit Card

This card allows 2 miles per dollar on every purchase plus no limit to the miles you can earn, and miles won't expire. There are no foreign transaction fees and no balance transfer fee, balance transfer APR is based on your creditworthiness. Applicant must have excellent credit. There is a $0 intro annual fee for the first year; $59 after that.

Editor's Rating

5 out of 5

Learn more about Capital One® VentureSM Rewards Credit Card
Who uses this card?
This card is best for consumers with excellent credit that travel frequently, want flexibility, plans to use the card overseas, and spends enough to offset the annual fee.

Capital One® Cash

This card offers $100 bonus after you spend $500 in the first three months and 1% cash back on all purchases. There are no limits to cash back rewards and cash rewards won't expire. There is an auto redemption feature available. There is a lengthy 0% introductory APR for purchases and balance transfers. There is no annual fee. Downside: This card requires excellent credit defined as among other items, "never been more than 60 days late on a credit card, medical bill or loan payment."

Editor's Rating

5 out of 5

Learn more about Capital One® Cash
Who uses this card?
This card is best for consumers that have excellent credit, pay in full, and who want to maximize cash back for their spending.

Iberiabank Visa® Select

  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
  • Low Annual Fee of $35.00.

Editor's Rating

5 out of 5

Learn more about Iberiabank Visa® Select
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 7.50% - 11.50% Variable 12 months 3% Excellent

Discover® Open Road - $150 Restaurant.com Gift Certificate

  • Free $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Discover® Open Road - $150 Restaurant.com Gift Certificate
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 10.99% - 20.99% Variable 12 months 3% ( ) Excellent

The New Ink BoldSM with Ultimate RewardsSM - 50,000 Bonus Points

  • 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
  • No limit to the number of points you can earn - and points do not expire
  • 5X points per dollar on the first $50,000 spent annually on eligible business purchases
  • No foreign transaction fees and Free Employee Cards
  • No interest or over limit fees
  • No Annual Fee in the first year - that's a $95 savings


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about The New Ink BoldSM with Ultimate RewardsSM - 50,000 Bonus Points
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Excellent

Ink CashSM Business Card - Earn Up to $250 Bonus Cash Back

  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Ink CashSM Business Card - Earn Up to $250 Bonus Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 13.24% Variable 6 months 3% ($5 min. ) Excellent

PenFed Promise VISA Card

  • Absolutely no fees
  • 7.49% APR introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • For a limited time, fee-free promotional balance transfer offer of 7.49% Promotional APR for 24 months* on transfers between January 1, 2012, and March 31, 2012.* After that, the APR for the unpaid balance or any new transfers will be 17.99%. No balance transfer fee!


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about PenFed Promise VISA Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
7.49% 36 months 9.99% Variable 24 months N/A Excellent

Capital One® Platinum Prestige Credit Card

This card offers and a lengthy introductory 0% purchase and balance transfer APR. There is a 3% balance transfer fee. This card is for individuals with an excellent credit history. There is a 24-hour travel and emergency assistance if your card is lost or stolen as well as 24-hour roadside assistance. There is also auto rental insurance. After the introductory 0% APR expires, the normal APR is about average for a card that does not offer rewards.

Editor's Rating

5 out of 5

Learn more about Capital One® Platinum Prestige Credit Card
Who uses this card?
This card is best for consumers with excellent credit looking to take advantage of a good 0% introductory offer.

LSU Tigers(TM) Platinum Mastercard® from Capital One®

I like that this card offers extra points on groceries and gas and that there are no point caps or expiration dates to worry about. I think the zero percent purchase introductory interest rate is also a pretty good deal. Just keep in mind that after that great introductory APR offer the rate will increase to a 13.90-19.90% variable rate. So, don't plan on making a habit of carrying a balance on this card--which is the general rule for rewards credit cards. The card design is great for loyal LSU fans.

Editor's Rating

5 out of 5

Learn more about LSU Tigers(TM) Platinum Mastercard® from Capital One®
Who uses this card?
This is a great card for loyal LSU fans that use their credit card to buy groceries and gas.

Continental Airlines OnePass® Plus Card

  • Get $50 back after your first purchase
  • Plus: Earn 25,000 bonus miles. That's enough for a round-trip reward ticket
  • Earn an additional 5,000 bonus miles by adding an authorized user to your account.
  • First Checked Bag Free - That can save a family of four up to $200 per round trip.
  • Pay No Annual Fee for the first year. That's a savings of $85.
  • Earn 2 miles for every $1 spent when you purchase tickets from Continental Airlines on your Card.
  • Earn 1 mile for every $1 in purchases charged on your Card.
  • Lounge Access - get 2 annual complimentary passes to the Continental Presidents Club®.

Editor's Rating

5 out of 5

Learn more about Continental Airlines OnePass® Plus Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 14.24% Variable None 3% ($5 min. ) Excellent

Chase Freedom® Visa $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Chase Freedom® Visa $200 Bonus Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
None N/A 15.99% - 22.99% Variable Yes 3% ($5 min. ) Excellent

MTV® Visa® Card from Capital One®

Build points on music, movies, food, and fun. The cardholder also earns bonus points for keeping an account open and in good standing. Then cash in on exclusive MTV rewards. The member earns 5 points per dollar spent on entertainment and 2 points per dollar spent on restaurants and another point per dollar on all other purchases. There are 25 bonus points each billing period you keep your account in good standing by paying on time. There is no annual fee and an extra long introductory 0% APR for purchases. Downside--a higher than average APR after the introductory period. There is also a high balance transfer rate.

Editor's Rating

5 out of 5

Learn more about MTV® Visa® Card from Capital One®
Who uses this card?
This card is best for consumers with excellent/good credit that spend a lot in entertainment categories.

Citi AT&T Universal Business Rewards Card

  • Designed for businesses with an established credit history
  • 0% APR on purchases for 6 months. After that,14.24% variable*
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
  • Additional cards for employees with credit limits you set
  • No Annual Fee


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi AT&T Universal Business Rewards Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
6 months 14.24% Variable None 3% ( ) Good

Miles by Discover® Card

  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Miles by Discover® Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 10.99% - 16.99% Variable 6 months 3% Excellent

Escape by Discover Card

  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Escape by Discover Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 10.99% - 16.99% Variable 6 months 3% ( ) Excellent

Iberiabank Visa® Gold

  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

Editor's Rating

4 out of 5

Learn more about Iberiabank Visa® Gold
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 9.25% - 15.24% Variable 6 months 2% Excellent

Sony Card from Capital One®

This card offers and a lengthy introductory 0% purchase APR. This card is for individuals with an excellent credit history who enjoy entertainment rewards. After the introductory 0% purchase APR expires, the normal APR is about average.

Editor's Rating

4 out of 5

Learn more about Sony Card from Capital One®
Who uses this card?
This card is best for consumers with excellent credit looking to take advantage of a good 0% introductory purchase APR offer.

Platinum Card® from American Express

  • 25,000 Membership Rewards(R) points when you spend $1,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked–baggage fee
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

3 out of 5

Learn more about Platinum Card® from American Express
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A None Excellent

Visa® Black Card

  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

3 out of 5

Learn more about Visa® Black Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
Unknown None 14.99% Variable 15 billing cycles 4% ($10 min. ) Excellent

Chase SapphireSM Preferred Card

  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisors (No voice recording)
  • No Annual Fee for your first year - A $95 value

Editor's Rating

5 out of 5

Learn more about Chase SapphireSM Preferred Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 15.24% Variable None 5% ($10 min. ) Excellent

Chase SapphireSM Card

  • Limited Time Offer! - Earn 25,000 bonus points - after you spend $3,000 in the first 3 months- that's $250 toward a round trip flight or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!

Editor's Rating

5 out of 5

Learn more about Chase SapphireSM Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None As low as 15.24% Variable None 3% ($5 min. ) Excellent

Blue® from American Express

  • 0% intro APR for 12 months
  • Flexibility to pay charges over time
  • Earn up to 10X points every day when you shop over 300 brands online at membershiprewards.com/earn
  • Earn 1 point for every eligible dollar spent
  • 2X points when booking online travel through American Express
  • Rewards start at just 1,000 points


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Blue® from American Express
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 15.24% - 20.24% Variable None 3% ($5 min. ) Good

Platinum Delta SkyMiles® Credit Card from American Express

  • Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
  • No mileage earning limit, and miles don't expire
  • Check your first bag free on every Delta flight
  • Priority Boarding and 20% In–Flight Savings


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

0 out of 5

Learn more about Platinum Delta SkyMiles® Credit Card from American Express
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.24% - 19.24% Variable None 3% ($5 min. ) Excellent

Delta Reserve Credit Card

  • Earn up to 20,000 bonus miles with first purchase; Earn 5,000 bonus miles when you sign up for two additional cards
  • Get a free checked bag for up to nine people in your reservation
  • Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

0 out of 5

Learn more about Delta Reserve Credit Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
None N/A 14.50% Variable 12 months 3% ($5 min. ) Excellent

Blue Sky(SM) Preferred from American Express

  • Earn 7,500 bonus points when you spend $500 in the first 90 days
  • Earn free travel fast at a low annual fee of $75
  • You decide if you want to pay charges overtime or pay in full
  • 2X points on dining, hotels, and car rentals
  • $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
  • Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Blue Sky(SM) Preferred from American Express
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 17.24% - 22.24% Variable None 3% ($5 min. ) Excellent

Capital One® SparkSM Miles Select for Business

Editor's Review not available.

Editor's Rating

5 out of 5

Learn more about Capital One® SparkSM Miles Select for Business
Who uses this card?
This card is for the business owner that has established credit, who wants more miles, low intro rate on purchases, no annual fee and online Quarterly and Year-End Summaries.

Capital One® SparkSM Cash for Business

Editor's Review not available.

Editor's Rating

5 out of 5

Learn more about Capital One® SparkSM Cash for Business
Who uses this card?

Capital One® SparkSM Miles for Business

Editor's Review not available.

Editor's Rating

5 out of 5

Learn more about Capital One® SparkSM Miles for Business
Who uses this card?

Ink(SM) Classic Business - Up to 25,000 Bonus Points

  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2X points per dollar on the first $25,000 spent annually on fuel and lodging*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Ink(SM) Classic Business - Up to 25,000 Bonus Points
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 13.24% Variable 6 months 3% ($5 min. ) Excellent

Citi Thank YouSM Premier Card - enough for $300 in Gift Cards

  • Earn 30,000 bonus ThankYou(r) Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
  • 1 ThankYou point for every dollar you spend on purchases
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
  • No foreign transaction fees on purchases*
  • Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
  • No points cap and no expiration of points


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Citi Thank YouSM Premier Card - enough for $300 in Gift Cards
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 13.99% - 22.99% Variable None 3% ($5 min. ) Good

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back

  • $200 cash back after $500 in purchases within the first 3 months of account opening
  • 5% cash back on dfitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
  • 5% average cash back at select merchants through Citi Bonus Cash Center(r)
  • Full 1% cash back on eligible purchases and cash advances
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

0 out of 5

Learn more about Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.99% - 22.99% Variable N/A 3% ($5 min. ) Excellent

American Express® Green Card

  • Earn 10,000 Bonus Points When You Spend $500 Within the First 3 Months of Card Membership
  • Points don't expire, and there's no limit to how many points you can earn
  • Up to 10X points when you shop Earn Hub at www.membershiprewards.com/earn
  • 2X points for booking with American Express Travel
  • 1 point for virtually every dollar you spend
  • Charge Card with no pre-set spending limit
  • No interest because you pay in full monthly
  • Introductory annual fee of $0 for the first year, then $95


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about American Express® Green Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Excellent

Blue Cash Preferred℠ Card From American Express

  • 6% cash back at supermarkets
  • 3% cash back at gas stations and department stores
  • 1% cash back on all other eligible purchases
  • Low annual fee
  • Flexibility to pay charges over time
  • Recommend the Blue Cash Preferred Card to as many friends as you want and get a $75 bonus for each friend approved for the Card


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Blue Cash Preferred℠ Card From American Express
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 17.24% - 22.24% Variable N/A 3% ($5 min. ) Excellent

Capital One® SparkSM Cash Select for Business

Editor's Review not available.

Editor's Rating

5 out of 5

Learn more about Capital One® SparkSM Cash Select for Business
Who uses this card?
This card is for the business owner that has established credit, wants more cash back, low intro rate on purchases, no annual fee and online Quarterly and Year-End Summaries.

Slate® from Chase - No Balance Transfer Fee

  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Slate® from Chase - No Balance Transfer Fee
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 11.99% - 21.99% Variable 15 months None Excellent

Chase Freedom® MasterCard - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

0 out of 5

Learn more about Chase Freedom® MasterCard - $200 Bonus Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.99% - 22.99% Variable N/A 3% ($5 min. ) Good

CitiBusiness®World Card

  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
  • Earn rewards for your business expenses, including purchases made on employee cards
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about CitiBusiness®World Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 13.24% Variable None 3% ($5 min. ) Excellent

Citi ThankYou℠ Preferred Card - $250 in Gift Cards

  • $250 gift card - When you redeem the 25,000 bonus ThankYou(R) Points received after $2000 in purchases within 3 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Citi ThankYou℠ Preferred Card - $250 in Gift Cards
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 12.99% - 22.99% Variable None 3% ($5 min. ) Excellent

Discover® More Card - $0 Balance Transfer Fee!

  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus(R) in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Discover® More Card - $0 Balance Transfer Fee!
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 10.99% - 19.99% Variable 12 months 0% ( $0 max.) Excellent

The NEW Blue for Business® Credit Card from American Express OPEN

  • Earn 10% more points the first year, Earn 20% more points the second year, Earn 30% more points every year after
  • No annual fee and no fee for Additional Cards for Employees
  • Earn a Welcome Bonus of 10,000 bonus points after your first purchase
  • Save 3% - 10% automatically on business expenses from FedEx, Hertz(R), and more with OPEN Savings(R) discounts
  • Enjoy the option to pay over time

Editor's Rating

4 out of 5

Learn more about The NEW Blue for Business® Credit Card from American Express OPEN
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months or 12 months 11.24% - 19.24% Variable None N/A Excellent

Citi ThankYou® Card

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Earn an anniversary bonus on points earned from purchases every year*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Citi ThankYou® Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 12.99% - 22.99% Variable 15 months 3% ($5 min. ) Excellent

Chase Freedom® Visa - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

0 out of 5

Learn more about Chase Freedom® Visa - $200 Bonus Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
None None 15.99% - 22.99% Variable None 3% ($5 min. ) Excellent
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What exactly does "excellent credit" mean?

Though each credit card company might define "excellent credit" by a varying set of standards, the general rule is a credit score in the 730-850 range. However, credit card companies look at other factors in addition to your credit score to determine credit worthiness. That's why it is so important to keep up with every aspect of your credit report, not just the score. If you aren't sure what has been reported about your financial habits, check your credit report before applying for a credit card geared to consumers with excellent credit.

What advantages can I get with excellent credit? >>

What advantages can I get with excellent credit?

Excellent credit can open a lot of doors! Credit cards for those with good credit ratings can enjoy a very low or zero percent APR, generous rewards options, no international transaction fees, no annual fee, bonus miles for use with the airline of your choice, bonus points for simply using your card, and even dedicated phone lines that make customer service a snap.

If your primary goal when using a credit card is to build up frequent flier miles, you may want to research a travel credit card. You can find credit cards that earn miles on a specific airline or you can find a credit card that earns miles that you can use on any airline. To compare these credit card offers, check to see how quickly you can build up miles, how you can redeem them and, if you plan to carry a balance, the interest rate.

The Miles by Discover credit card is a good example of an airline credit card. It allows you to earn two miles for every dollar you spend, plus a bonus of 1,000 miles in each month that you make a purchase. You can use the miles on any airline or for hotel and car rentals, too.

If you tend to pay your credit card balance in full each month and you want the simplest and most flexible rewards, one of the best ways to use your excellent credit is to apply for a cash back credit card. For example, the Chase Freedom card allows you to earn 5 percent cash back on spending in rotating categories like gas stations, groceries and dining out, and 1 percent on all other purchases. You can earn up to 10 percent on purchases made through the Chase online shopping mall.

Some of these deals seem too good to be true; what's the catch? >>

Some of these deals seem too good to be true; what's the catch?

The good news is that there usually isn't a catch. Excellent credit means that credit card companies are willing to take a chance on you by offering the best perks and incentives. However, keep in mind that your credit cards might not offer the best of the best forever. If your credit reports sink in the future, your credit card issuer could put the brakes on those generous perks, especially that low interest rate.

How do I maintain this great credit rating? >>

How do I maintain this great credit rating?

Excellent credit helps qualify you for these credit card offers. To hang on to your perks, you'll need to maintain a strong credit history by paying all your bills on time, maintaining a low balance compared to your credit limit and avoiding carrying too many credit cards. But if you're late on a credit card payment or otherwise let your credit score slip, you could find yourself paying a higher interest rate on that credit card or even forfeiting rewards.


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