Excellent Credit

  • What: Credit cards designed for consumers with excellent credit and also known as super-prime credit cards. These credit cards typically offer the best rates and rebate programs. Compare card offers and apply online here.
  • Score Range: Although credit requirements vary by card issuer, an excellent credit score is loosely defined as currently being in the 730-850 range.

Editor's Pick



No Editor's Pick for this category



Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil March 201113.90% VYes*None*Excellent

Chase FreedomSM Card

  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%*12 months on balance transfers; 6 months on PurchasesAs low as 12.99% VariableYes5% ($10 minimum)Excellent

Discover® More® Card

  • 0% APR on Balance Transfers for a full 12 months
  • 0% APR on Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months11.99% - 20.99% VYes4%Good

SlateSM from Chase

  • Now with BlueprintSM
  • 0% intro APR
  • Patented Fraud Protection
  • Zero Liability on Unauthorized Purchases


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%*Up to 12 months*As low as 13.24% VariableYes3% ($5 minimum)Excellent

Capital One® VentureSM Rewards Credit Card

  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • Exclusive award-winning customer service
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/ANone13.90% VYes*None*Excellent

Capital One® No Hassle CashSM Rewards

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil March 201114.9% VYesNone*Excellent

Chase SapphireSM Card

  • 10,000 Bonus Points after first purchase
  • 2X on all airfare booked through Ultimate Rewards
  • No earning caps, point expiration, or blackout dates
  • Earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall
  • 1 point for every dollar on all other purchases
  • 24/7 Dedicated service advisor (No voice recording)


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A12.24% VariableYes3% ($5 Minimum)Excellent

Capital One® Orbitz® Visa® - Excellent Credit

  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil March 201113.9% VYesNoneExcellent

Iberiabank Visa® Classic

  • Variable Rate APR ranging from Prime + 4% – Prime + 10% (7.25%/10.25%/13.25%)
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
1.99% BT6 months7.25 - 13.25%Yes2%Excellent

Iberiabank Visa® Platinum

  • Variable Rate APR ranging from Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
1.99% BT6 months8.25 - 14.25%Yes2%Excellent

Iberiabank Visa® Gold

  • Variable Rate APR ranging from Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
1.99% BT6 Months8.25 - 14.25%Yes2%Excellent

Iberiabank Visa® Select

  • Introductory Rate of 7.50% for 12 months from date opened on Purchases
  • Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
  • Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
  • No transaction fee for balance transfers


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
7.50% F12 months7.50% VYesNoneExcellent

Simmons Bank Platinum Visa

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A7.25% VYesNoExcellent

Simmons First Visa Platinum Travel Rewards

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • No balance transfer fee for balances transferred in response to this online offer


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A9.25% VYesNoExcellent