Credit Cards for Excellent Credit
By Curtis Arnold updated on May 25, 2012

• NOW! Earn a FREE FLIGHT after your first purchase
• Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away(R) Fare
• Now you can redeem for International Travel, Hotels, Gift Cards and more
• Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
• Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
• No Change fees - if you need to change your flight, you won't be charged a fee
• September 11th Security Fee Applies

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• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 0% Intro APR for 15 months on purchases and balance transfers
• 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
• You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• No annual fee and rewards never expire

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This is a great card for travelers as it takes the hassle out of earning and redeeming points. Your points won't expire and there's no limit to how many you can earn. You can use your points for gift cards and name-brand merchandise. Earn three times your dollar spent on all eligible Orbitz.com bookings and one point per dollar on all other purchases. There are also bonus points on eligible Orbitz.com bookings.There is no annual fee and a lengthy introductory purchase APR. Downside: This card requires excellent credit.

This card allows 2 miles per dollar on every purchase plus no limit to the miles you can earn, and miles won't expire. There are no foreign transaction fees and no balance transfer fee, balance transfer APR is based on your creditworthiness. Applicant must have excellent credit. There is a $0 intro annual fee for the first year; $59 after that.

• Earn 5 points on airfare purchases
• Earn 1 point on all other purchases
• 20,000 bonus points when you spend $650 in the first 3 months of opening the Card - that's worth $250 toward your next round-trip airline ticket
• No annual fee
• No foreign transaction fees

  
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• Earn 5% cash back on gas purchases paid at the pump**
• Earn 0.25% cash back on all purchases**
• No annual fee
• No foreign transaction fee
• Cash rewards automatically awarded to your account every month
• No caps, limits or tiers on rewards
• Variable 9.99% introductory purchase rate capped through June 30, 2014. During this time the rate can only decrease if the Prime Rate decreases. After June 30, 2014 the cap will be removed and the APR will increase or decrease with the Prime Rate
• 4.99% APR, a promotional rate on transfers made from April 1, 2012 to June 30, 2012, for life of balance. After that the APR for any new balance transfers will be variable 9.99% APR and will vary with the market based on the Prime Rate. There is no balance transfer fee on transfers made between April 1, 2012 and June 30, 2012. The fee for balance transfers made after June 30, 2012 will return to 3% (Min. $10 - Max. $250) per transaction. This transaction subject to credit approval.

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This card offers and a lengthy introductory 0% purchase and balance transfer APR. There is a 3% balance transfer fee. This card is for individuals with an excellent credit history. There is a 24-hour travel assistance if your card is lost or stolen as well as 24-hour roadside assistance. There is also auto rental insurance. After the introductory 0% APR expires, the normal APR is about average for a card that does not offer rewards.

• Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
• Earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio.*
• Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
• Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
• No annual fee.*

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• $150 gift card - When you redeem the 15,000 bonus ThankYou(R) Points received after $1,000 in purchases within 3 months of account opening.
• 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
• No expiration and no limit on the points you can earn
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
• No annual fee*

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• American Express(R) Card and Costco Membership Card in one -- with no annual fee for Costco members
• Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
• Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

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• Created for those with Excellent Credit and approval is based on your credit rating and application review.
• Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
• Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
• No balance transfer fee for balances transferred in response to this online offer

  
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• Created for those with Excellent Credit and approval is based on your credit rating and application review.
• 
  Low 7.25% variable standard purchase APR and platinum benefits
• 
  No balance transfer fee for balances transferred in response to this online offer
• No Annual Fee

  
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• Introductory APR on Purchases of 0.00% or 7.50% for 12 months from date opened. (If there is an interest charge, the charge will be no less then $0.50). This rate will not change during the introductory period.
• Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Low Ongoing Variable Rate APR, after introductory period, APR of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, or Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $0.50).
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
• Online access to credit card account information
• Low Annual Fee of $35.00.

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• Earn up to 17,000 bonus points in the first year of account ownership.*
• Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. You can ScoreMore with Bonus Points – 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards with as little as 700 bonus points.
• No annual membership fee
• Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
• Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.*
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage.
• Free Online access to credit card account information

  
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This card offers $100 bonus after you spend $500 in the first three months and 1% cash back on all purchases. There are no limits to cash back rewards and cash rewards won't expire. There is an auto redemption feature available. There is a lengthy 0% introductory APR for purchases and balance transfers. There is no annual fee. Downside: This card requires excellent credit defined as among other items, "never been more than 60 days late on a credit card, medical bill or loan payment."

I like that this card offers extra points on groceries and gas and that there are no point caps or expiration dates to worry about. I think the zero percent purchase introductory interest rate is also a pretty good deal. Just keep in mind that after that great introductory APR offer the rate will increase to a 13.90-19.90% variable rate. So, don't plan on making a habit of carrying a balance on this card--which is the general rule for rewards credit cards. The card design is great for loyal LSU fans.

• Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
• $0 intro annual fee for the first year, then $95
• Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight
• Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
• Priority Boarding and 20% In–Flight Savings

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• 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
• 2% automatically at gas stations and restaurants all year long*
• Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

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• Earn Cashback Bonus for your good credit management
• 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
• Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

Note!  Do you know your credit score? Click here for free credit score offers.

• 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 5% Cashback Bonus(R) in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn 30,000 American Airlines AAdvantage(R) bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
• Your first eligible checked bag is free*
• Priority Boarding* and 25% savings on eligible in-flight purchases*
• Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
• Double AAdvantage(R) miles on eligible American Airlines purchases*
• Earn 10% of your redeemed AAdvantage(R) miles back - up to 10,000 AAdvantage(R) miles each calendar year*

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• $100 cash back after $500 in purchases within the first 3 months of account opening
• 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate
• Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
• Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
• Full 1% cash back on all other purchases and eligible cash advances
• No annual fee*

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• Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
• Earn up to 5X points per dollar on eligible business purchases, and points do not expire
• No foreign transaction fees
• Free Employee Cards
• No interest charges because its a pay-in-full charge card
• Transfer points you've earned to participating frequent travel programs at a 1:1 value
• No Annual Fee in the first year - a $95 savings

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• Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
• 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2% cash back on the first $25,000 spent annually at gas stations and restaurants
• 1% cash back on all other card purchases with no limit to the amount you can earn
• Cash back rewards do not expire
• 0% Introductory APR for 12 months
• No Annual Fee

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• Absolutely no fees
• 7.49% APR introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
• No-fee cash advances carry a 17.99% APR
• 4.99% APR promotional balance transfer rate for life of balance on transfers made between April 1, 2012 and June 30, 2012. After June 30, 2012, the APR for new balance transfers will be 17.99% APR. This transaction is subject to credit approval.

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• Earn 7,500 extra points when you spend $1,000 within the first 3 months - redeemable for a $100 statement credit
• No annual fee
• Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel -- anytime
• Pay your bill all at once, or over time. It's up to you.
• Blue Savings Program(R): big deals on big brands, all the time
• Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
• Get a decision in as little as 60 seconds

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• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 0% Intro APR for 15 months on purchases and balance transfers
• 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
• You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• No annual fee and rewards never expire

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
• 0% intro APR on purchases for 12 months, flexibility to pay over time
• Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $25 Referral Bonus for each friend or family member who is approved for the Card
• No annual fee, flexibility to pay over time

Note!  Do you know your credit score? Click here for free credit score offers.

• 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 5% Cashback Bonus(R) in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alerts
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
• 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
• 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
• No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
• Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
• Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

Note!  Do you know your credit score? Click here for free credit score offers.

• Earn 1% in cash back credit on all qualifying purchases
• No limit on cash back; no expiration date on eligibility for accounts in good standing
• Travel accident coverage up to $500,000
• No annual membership fee
• Low, variable rate APR of 9.25%, 12.25%, or 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
• Online access to credit card account information

  
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• Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
• Double Miles on every $1 you spend
• 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
• No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
• Discover is ranked #1 in customer loyalty--16 years in a row (2012 Brand Keys Customer Loyalty Engagement Index report)
• *Click apply to view rates, fees, rewards, limitations and other important information

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• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
• 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
• Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R)
• $0 liability on unauthorized purchases and Citi(R) Identity Theft Solutions
• No annual fee*

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• Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  
• 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  
• Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  
• No foreign transaction fees
  
• Receive a 7% annual dividend on all new points earned – even on points already redeemed
  
• 1:1 point transfer to participating frequent travel programs
  
• Direct access to expert service advisors anytime
  
• No Annual Fee for your first year – A $95 value

  
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• Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
• 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
• Points never expire and there are no limits on how many points you can earn
• Redeem points for travel, gift cards, merchandise, cash back and more
• Direct access to expert service advisors anytime
• No annual fee!

  
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• Earn 15,000 extra points when you spend $1,000 within the first 3 months
• Earn free travel fast at a low annual fee of $75
• You decide if you want to pay charges overtime or pay in full
• 2X points on dining, hotels, and car rentals
• $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
• Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more

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• Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
• Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
• 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
• $0 introductory annual fee for the first year, then $65

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• Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
• No mileage earning limit, and miles don't expire
• Check your first bag free on every Delta flight
• Priority Boarding and 20% In–Flight Savings

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• Earn up to 40K MQMs
• Get a free checked bag for up to nine people in your reservation
• Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets

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• Earn 10,000 extra points when you spend $1,000 within the first 3 months
• 0% intro APR for 12 months
• Flexibility to pay charges over time
• Earn up to 10X points every day when you shop over 300 brands online at membershiprewards.com/earn
• Earn 1 point for every eligible dollar spent
  
• 2X points when booking online travel through American Express
  
• Rewards start at just 1,000 points

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• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
• 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12.
• You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• Up to an additional 10% Cash Back when you shop online at select merchants through Chase
• No annual fee and rewards never expire

Note!  Do you know your credit score? Click here for free credit score offers.

• $250 gift card - When you redeem the 25,000 bonus ThankYou(R) Points received after $2000 in purchases within 4 months of account opening.
• Earn 1 point for every $1 you spend on all purchases
• Receive an anniversary bonus every year you’re a cardmember
  
• No expiration and no limit on the points you can earn
  
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  
• No annual fee*

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• Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card
• Receive 1 Anniversary Award Night each year in category 1-4 properties
• No foreign transaction fees and Smart Chip protection on international purchases
• 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
• 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
• There are no limits to the points you can earn
• Award nights with no resort, Internet or redemption fees

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• Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
• 0% intro APR on purchases for 12 months, flexibility to pay over time
• Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $75 Referral Bonus for each friend or family member who is approved for the Card
• The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

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• Earn up to 40,000 bonus miles & first year free, a $95 value*
• First checked bag is free for you and a companion when you fly United flights, up to a $50 value
• Board your flight before general boarding with priority boarding privileges
• Visit the United Club with two complimentary day passes every year, up to a $100 value
• Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
• Your miles don't expire and there is no limit to the number of miles you can earn

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• Earn 40,000 bonus points when you spend $750 in the first 90 days
• Covers eligible purchases from theft, damage, and loss, up to $1,000 per occurrence, for up to 90 days
• Enjoy complimentary Silver status for the life of your membership
• You won't find blackout dates with Hilton HHonors. If a standard room is available, you can redeem points for it
• Earn 6 HHonors Bonus Points for every eligible dollar you spend at Hilton Worldwide portfolio of brands
• Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else

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• Earn Up To 60,000 bonus points
• Earn 40,000 bonus with first purchase; Earn 20,000 bonus points when you spend $3,000 in the first 90 days
• Rely on 24/7 emergency assistance worldwide
• Earn 9 HHonors Bonus Points for every eligible dollar spent at participating Hilton Worldwide portfolio of brands
• Earn 6 HHonors Bonus Points per dollar on everyday purchases at gas stations, drugstores, and more
• Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else

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• Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
• Earn 1 ThankYou Point for every $1 you spend on purchases.
• Earn an anniversary bonus on points earned from purchases every year*
• Enjoy no limit on the number of points you can earn
• Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
• No annual fee*

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• Get 10,000 TrueBlue(R) points with your first purchase
• Get up to 8 TrueBlue(R) points per eligible dollar spent on jetblue.com
• Get up to 6 points when you purchase a flight, and an additional 2 points when you use your JetBlue Card
• Earn 1 point for every eligible dollar you spend anywhere else
• There are no blackout dates on flights operated by JetBlue, so you can redeem points for any seat, anytime

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• Designed for businesses with an established credit history
• Earn 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
• 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
• Earn 3 ThankYou(R) points for every dollar you spend on eligible purchases in rotating business categories.
• Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash.
• No limit to the amount of points you can earn on purchases and points don't expire.
• No annual fee*

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• Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
• 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
• 1 point per dollar on all other card purchases with no limit on the amount you can earn
• Cash back rewards do not expire
• 0% Introductory APR for 12 months
• No Annual Fee

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• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness
• Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
• Citi(R)Identity Theft Solutions
• Secure, free online account management
• No annual fee*

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• You will get 50,000 bonus Avios after your first purchase
• 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
• Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
• That's enough Avios for one roundtrip business class reward ticket
• New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
• Pay no foreign transaction fees when you travel abroad
• Earn 2.5 Avios for every $1 spent on British Airways purchases
• Earn 1.25 Avios for every $1 spent on all other purchases
• Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years

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• Annual Club Membership up to a $475 value
• Premier Access(sm) Priority Airport Services
• Earn a 50% Mileage Bonus
• Check your first and second bag for free
• No Foreign Transaction Fees*
• Receive Access to exclusive events with Inside Access from Chase

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• Designed for businesses with an established credit history
• Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
• First eligible checked bag free for you and up to 4 traveling companions*
• Priority Boarding - Enjoy an enhanced boarding experience*
• Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
• Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus upon eligible purchases made during the cardmembership year*

Note!  Do you know your credit score? Click here for free credit score offers.