The next British invasion may hit your wallet instead of your music collection, with UK lending giant Barclays using its Barclaycard brand to make inroads into the American credit card market. For a few years now, Barclaycard has backed some recognizable retail and travel rewards cards bearing familiar brands like US Airways and Wyndham Hotels.
Chase has spent plenty of advertising dollars positioning the benefits of its various rewards credit cards with different types of consumers. While the Chase Sapphire card resonates with jet-setters who love luxury experiences, Chase Freedom's brand aligns with frugal Americans who love to uncover extra cash in their daily activities.
Once a spin-off of a Sears retail credit card project, Discover has grown into a consumer lending powerhouse with hooks into the student loan and mortgage industries. With the Discover it for Students card, the lender wants to prove that qualifying for a student credit card doesn't mean putting up with stripped-down features.
Discover it brings back the same kind of feeling that early customers had when Discover invented the cash back credit card in the 1980s. Times have changed, and everyone from major banks to neighborhood credit unions now offers rewards.
With a fresh look and a focus on customer service, the Discover it card aims to win back the cash back credit card category that the original Discover card invented in the 1980s. With no annual fee, no foreign transaction fee, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it card has the potential to set a new standard for American rewards credit cards.
The First Progress Platinum Elite MasterCard Secured Credit Card takes a long time to pronounce, but it can shorten the amount of time it takes you to build a solid credit history. Despite a relatively high APR, this card's low annual fee and affordable minimum deposit can put a clean line of credit within the reach of many consumers.
As one of the most controversial credit cards on the market, the First Premier Bank Classic MasterCard offers a straightforward proposal for consumers on rocky financial paths. Qualify for this card, pay some significant fees, and get a small line of credit from a lender that furnishes data to all three major credit reporting agencies.
Maybe you're the kind of person who doesn't mind traveling a few miles off the beaten path for a great deal. Drive out of town to hit the outlets? Sure.
Pentagon Federal Credit Union built itself into one of the country's largest nonprofit lenders by helping military families and the citizens who support them. With a mandate to pursue member benefits instead of shareholder profits, PenFed can afford to experiment with some unusual products, like this cash back credit card that acts more like a gas rebate card.
If you need the Simmons First Visa Platinum, you probably can't get the Simmons First Visa Platinum. That's because this credit card for excellent credit operates at an intersection rarely crossed by most Americans: a no frills, no annual fee credit card with one of the lowest APRs on the market, available exclusively to applicants with zero blemishes on their credit reports.