- Who: Credit cards for students over 18
- Why: It is important that students strive to obtain a high credit score
- Drawbacks: Student credit cards can be a helpful financial tool if used in a responsible manner, but can also lead to staggering student credit card debt if used irresponsibly. Credit education is essential.
Student Credit Cards
Editor's Pick
Citi ForwardSM Card for College Students
5 out of 5
Discover® Student Card
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 14.99% V | N/A | N/A | Fair |
Citi ForwardSM Card for College Students
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6000 bonus points after $250 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 17.24% V | Yes | 3% ($5 min)* | Limited |
Discover® Student Cards Monogram Collection
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 14.99% V | N/A | N/A | Fair |
Citi® mtvUTM Platinum Select® Visa® for College Students
- 0% APR* on Purchases and Balance Transfers for 6 months, if you qualify, based on your application and credit history*.
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% if you qualify* | 6 Months* | 17.24 - 21.24% V | Yes | 3% ($5 min)* | Limited |
Current by Discover Teen Prepaid Debit Card
- Debit Card for Teens with built-in parental controls
- Set daily, weekly, and monthly spending limits
- Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
- Free Direct Deposit for parents & teens
- See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | Limited |
