Please Note! We make every effort to educate college students about credit cards,
including regular lectures on college campuses. Please take the time
to educate yourself about credit cards by reviewing our articles
entitled Student
Credit Card Debt: A Survival Guide and Avoiding Student
Credit Card Debt and by taking our "crash course" on student
credit cards entitled Student Credit Cards 101- A Student's Guide to
Credit (the good news is that this course is free and only takes a
few minutes to complete!).
The bottom line is that credit cards can be great financial tools if
used in a responsible manner, but they can also wreak great havoc if
used irresponsibly. Please contact us if you need further assistance!
0% APR on purchases until October 2008. After that, variable APR, currently 17.8%
No annual fee or balance transfer fees
A manageable credit line to help control your finances
$0 fraud liability if your card gets lost or stolen
Online account services
Card Details: Customize your card designs. 24-hour Roadside Assistance with lock-out service, towing, and flat repair. Emergency replacement card or cash advance if your card is lost or stolen. $100,000 Worldwide Automatic Travel Accident Insurance.
* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Important Disclosures Section of the application.
0% APR for 6 months on purchases, cash advances and balance transfers as long as you do not default under the Card Agreement.
Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
Earn 1% cash back on all other purchases
No minimum income or cosignor required
Card Details: The standard variable APR for purchases and balance transfers is 12.99% after the introductory period. The Cash Advance APR after the introductory period is 19.99%. Issued by Citi, N.A.
* See Terms and Conditions for more details. There is no balance transfer fee during the introductory period.
25% annual bonus on the cash you earn during the year
1% cash back on purchases you make from day one
No limit on cash back and rewards won't expire for the life of your account
0% APR on purchases until October 2008. After that, variable APR, currently 14.9%
No balance transfer fees
Card Details: $29 annual fee. $0 fraud liability for lost or stolen cards. 24/7 customer support and online account service. 24-hour Roadside Assistance with lock-out service, towing, and flat repair. Emergency replacement card or cash advance if your card is lost or stolen. $100,000 Worldwide Automatic Travel Accident Insurance.
* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Important Disclosures Section of the application.
Student Card Tip! If you have an established credit history and a source of income, you may qualify for a "regular credit card" (i.e. non-student). Regular credit cards usually have more attractive interest rates and offer more perks. For a listing of our ratings for regular cards, please visit our home page and click on the card category that interests you.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you 
