Business Credit Cards

  • Who: Small business owners who have a good credit score
  • Why: Small business credit cards can help a business owner better manage their expenses and cash flow and also often offer generous rebates
  • Drawbacks: You may be personally liable for any unpaid debt that is associated with the credit card and your personal credit score could suffer.

Editor's Pick

The Plum Card(R) from American Express OPEN

Editor’s Pick The Plum Card(R) from American Express OPEN

5 out of 5

Editor’s Pick The Plum Card(R) from American Express OPEN



Ink CashSM Business Card

  • 3% cash back at gas stations, restaurants, office supply and home improvement stores
  • 1% cash back on everything else - unlimited
  • Rewards can be redeemed for checks in increments of $50
  • Customized credit line to meet the needs of your business
  • Free additional cards for employees
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.24 - 17.24% VYes3% ($5 minimum)Excellent

TrueEarnings(R) Business Card from Costco and American Express

  • Straight cash back-4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • 0% introductory APR on purchases for the first 6 months
  • No annual fee with your paid Costco Membership
  • Flexible payments-pay in full or over time


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months15.24%N/A*See TermsGood

InkSM with Ultimate RewardsSM

  • No Annual Fee
  • 0% Introductory Rate
  • No Dollar Goes Unrewarded
  • Access to Ultimate Rewards
  • Powerful Business Tools
  • Globally Accepted


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.24 - 17.24% VariableYes3% ($5 minimum)Excellent

Starwood Preferred Guest(R) Business Credit Card from American Express OPEN

  • Earn 10,000 Starpoints with your first purchase
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton(R), Westin(R) and W Hotels(R)
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
2.90%6 months15.24%N/A*See TermsGood

Capital One® Business Platinum with Preferred No Hassle MilesSM

  • 0% APR on all purchases until January 2011
  • No annual fee
  • 3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchases
  • Redeem miles for travel, cash, merchandise, gift cards, and more
  • Fly on any airline with no blackout dates or seat restrictions
  • There's no limit to the miles you can earn, miles don't expire
  • Free Itemized Year-End Summary and employee cards with no annual fees
  • $0 Fraud Liability Protection if your card is lost or stolen


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases onlyUntil January 2011As low as 14.99% VariableYesNoneExcellent

Gold Delta SkyMiles(R) Business Credit Card from American Express OPEN

  • Save a total of $250 off Delta flights
  • Earn 20,000 miles upon your first purchase on the Card
  • Sign up for two Additional Cards and earn 5,000 bonus miles
  • Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • No annual fee for the first year - a savings of up to $95
  • No annual fee for Additional Cards
  • Annual $99 Companion Certificate


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A14.50%N/A*See TermsGood

Capital One® Venture for BusinessSM

  • Earn double miles on every purchase, every day
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Get 10,000 bonus miles—just spend $1,000 within the first three months
  • Use your rewards for travel, cash back, gift cards, merchandise and more
  • Fly any airline, anytime and your miles don’t expire
  • First year’s annual fee is on us
  • No foreign transaction fees
  • Enjoy exclusive award-winning customer service


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/ANone13.9% VariableYesNoneExcellent

The Plum Card(R) from American Express OPEN

  • The Everything, Everywhere Trade Terms Card(SM)
  • A powerful cash flow management tool
  • 1.5% early pay discount or up to 2 months defer pay, interest
  • No annual fee for the first year - a $185 savings
  • Meet the American Express OPEN(R) Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.

    Pay in full within ten days, get a 1.5% discount.
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/AN/AN/AN/AGood

Capital One® Business Platinum with No Hassle CashSM

  • 0% APR on all purchases until April 2011
  • No annual fee
  • 1% cash back on all purchases
  • Get your cash back whenever you want
  • No caps or expiration to the cash rewards you can earn
  • $0 Fraud Liability Protection if your card is lost or stolen
  • Free Itemized Year-End Summary
  • Employee cards with no annual fees


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases onlyUntil April 2011As low as 14.99% VariableYesNoneExcellent

The Gold Card from American Express OPEN

  • Get rewarded for what your business already spends
  • Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date
  • Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
  • More purchasing power - Your purchase capacity can evolve with your business.  Shift business expenses onto the Card and earn more rewards
  • No annual fee for the first year - a $125 savings


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/AN/AN/AN/AGood

Ink BoldSM with Ultimate RewardsSM

  • Earn over 50,000 bonus points in your first year
  • Unlimited rewards for you and your business – and points never expire
  • Earn up to 47,500 bonus points every year
  • 5,000 bonus points after your first purchase redeemable for $50 cash back
  • Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
  • No Interest Expense and 30 days to pay with this pay-in-full charge card
  • First year free ($95 value)


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/AN/AN/AN/AExcellent

The Business Platinum Card(R) from American Express OPEN

  • Enjoy amenities for you and your business, like:

    Complimentary airport club access, including American Airlines Admirals Club(R) lounges
  • Concierge service to assist with your business needs from gift giving to dinner reservations
  • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club(R), Avis Preferred(R), and Emerald club from National(R) Car Rental
  • The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
  • Enrollment in the Membership Rewards First(R) program
  • No pre-set spending limit*


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/AN/AN/AN/AGood

Citi AT&T Universal Business Rewards Card

  • 0% APR on purchases for 6 months*
  • Earn 5 ThankYou Points for every dollar you spent on eligible AT&T products and services
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services
  • and 1 ThankYou point for every dollar spent on other purchases
  • Additional cards for employees with credit limits you set
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 Months16.99% VariableN/A3% ($5 min)*Good

JetBlue Business Card from American Express OPEN

  • Earn 10,000 TrueBlue (R) points with your first purchase - enough for an Award Flight.
  • Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points.
  • No blackout dates so you can redeem points for any seat, anytime.
  • Earn 1 TrueBlue point for every eligible dollar you spend.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A15.24%N/A*See TermsGood