Business Credit Cards

  • Who: Small business owners who have a good credit score
  • Why: Small business credit cards can help a business owner better manage their expenses and cash flow and also often offer generous rebates
  • Drawbacks: You may be personally liable for any unpaid debt that is associated with the credit card and your personal credit score could suffer.

Editor's Pick

The Plum Card(R) from American Express OPEN

Card

5 out of 5

TrueEarnings(R) Business Card from Costco and American Express

  • Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • 0% introductory APR on purchases for the first 6 months
  • No annual fee with your paid Costco Membership
  • Flexible payments - pay in full or over time
  • No annual fee for Additional Cards
  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months Prime Rate + 11.99% N/A *See Terms Good

Citi AT&T Universal Business Rewards Card

  • 0% APR on purchases for 6 months*
  • Earn 5 ThankYou Points for every dollar you spent on eligible AT&T products and services
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services
  • and 1 ThankYou point for every dollar spent on other purchases
  • Additional cards for employees with credit limits you set
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 Months 16.99% V N/A 3% ($5 min)* Good

Gold Delta SkyMiles(R) Business Credit Card from American Express OPEN

  • Save a total of $250 off Delta flights
  • Earn 20,000 miles upon your first purchase on the Card
  • Sign up for two Additional Cards and earn 5,000 bonus miles
  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • No annual fee for the first year - a savings of up to $95
  • No annual fee for Additional Cards
  • Annual $99 Companion Certificate
  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A Prime + 9.99% N/A *See Terms Good

Starwood Preferred Guest(R) Business Credit Card from American Express OPEN

  • Earn 10,000 Starpoints with your first purchase
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton(R), Westin(R) and W Hotels(R)
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
2.90% 6 months Prime + 9.99% N/A *See Terms Good

JetBlue Business Card from American Express OPEN

  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more.
  • Earn 10,000 TrueBlue(R) points with your first purchase - enough for an Award Flight.
  • Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime.
  • Earn 1 TrueBlue point for every eligible dollar you spend.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A Prime + 9.99% N/A *See Terms Good

The Gold Card from American Express OPEN

  • Get rewarded for what your business already spends
  • Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date
  • Redeem for travel, gift cards, and merchandise for you and your business
  • Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
  • More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
  • No annual fee for the first year - a $125 savings


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Good

The Business Platinum Card(R) from American Express OPEN

  • Enjoy amenities for you and your business, like:

    Complimentary airport club access, including American Airlines Admirals Club(R) lounges
  • Concierge service to assist with your business needs from gift giving to dinner reservations
  • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club(R), Avis Preferred(R), and Emerald club from National(R) Car Rental
  • The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
  • Enrollment in the Membership Rewards First(R) program
  • No pre-set spending limit*
  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Good

The Plum Card(R) from American Express OPEN

  • The Everything, Everywhere Trade Terms Card(SM)
  • A powerful cash flow management tool
  • 1.5% early pay discount or up to 2 months defer pay, interest
  • No annual fee for the first year - a $185 savings
  • Meet the American Express OPEN(R) Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.

    Pay in full within ten days, get a 1.5% discount.
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
  • See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment ??? it's your choice.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Good