Cash Back Credit Cards

  • Who: Consumers interested in cash rewards who have a good credit score and pay their balance in full each month
  • Why: You can earn a 1-5% cash back rebate just for using a credit card to pay for everyday purchases
  • Drawbacks: Cash back reward cards may not be the best credit cards if they have higher interest rates than credit cards without a reward program.

     

Editor's Pick

Discover® Biodegradable More® Card

Editor’s Pick Discover® Biodegradable More® Card

5 out of 5

Editor’s Pick Discover® Biodegradable More® Card



Capital One® No Hassle CashSM Rewards

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! 

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil March 201114.9% VYesNone*Excellent

Discover® More® Card

  • 0% APR on Balance Transfers for a full 12 months
  • 0% APR on Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! 

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months11.99% - 20.99% VYes4%Good

Chase FreedomSM Card

  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee


Note! 

Editor's Rating

4 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%*12 months on balance transfers; 6 months on PurchasesAs low as 12.99% VariableYes5% ($10 minimum)Excellent

Blue Cash(R) from American Express

  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.


Note! 

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 monthsAs Low As 17.24%YesSee Terms*Good

PenFed VISA Platinum Gas / Cash Rewards Card

  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
  • Up to $50,000 Limit
  • No Annual Fee


Note! 

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
4.99% or 6.99% - BT24 months13.99% VYesWaived Until 3/31/10Excellent

True Earnings(R) Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned


Note! 

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months15.24%N/A*See TermsGood

Discover® Biodegradable More® Card

  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! 

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.99% - 19.99% VYes3%Excellent

Iberiabank Visa® Gold

  • Variable Rate APR ranging from Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! 

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
1.99% BT6 Months8.25 - 14.25%Yes2%Excellent