Cash back credit cards have become very popular with consumers during the past few years. Cash back cards give cardholders cash rebates just for using credit cards for everyday purchases, typically in the form of a check or account credit. It is not uncommon for cardholders to receive hundreds of dollars in cash during any given year! We are proud to offer consumer ratings of various types of cash back credit cards (see below), as well as consumer tips regarding cash back cards. We also provide ratings for gas rebate credit cards.
5% Cashback Bonus® in popular categories like travel, home improvement stores, department stores, gas, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards that never expire as long as you use your card
Increase, even double, your rewards when you redeem for gift cards from our 100 brand name Cashback Bonus Partners
Card Details: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Regular purchase APR from 10.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover® Bank.
* View Discover® Card Rates, Fees, Rewards and Other Important Information.
Earn up to 5% cash back on everyday purchases - even gas
No Annual Fee
0% Intro APR for up to 12 months on purchases
Earn unlimited cash back
Low Balance Transfer APR - 2.99% for 12 months
Card Details: Unlimited Cash Rewards on Cash Back purchases. Cash advance APR: 19.99%. With Express Approval application process, your online application will be reviewed and processed in less than two minutes. Note! This card is not designed for applicants with poor or no credit.
We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by American Express.
5% Cashback Bonus® on gas and auto maintenance purchases
Double Cashback Bonus on grocery store purchases in November and December*
5%-20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes & Noble.com through our exclusive online shopping site, ShopDiscover
Unlimited cash rewards
Important Offer Notes: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. This offer is available to online applicants. Purchase APR is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any type of credit - click here for our free credit score offers.
* View Discover® Card Rates, Fees, Rewards and Other Important Information.
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50 no calling necessary
0% APR* on balance transfers for up to 12 months
No annual fee
Card Details: No annual fee. Cash Advance APR is 19.49%. Foreign purchase transaction fee is 3%. Issued by Citi.
5% Cashback Bonus® in popular categories like travel, home improvement stores, department stores, gas, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards that never expire as long as you use your card
Increase, even double, your rewards when you redeem for gift cards from our 100 brand name Cashback Bonus Partners
Card Details: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Regular purchase APR from 10.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover® Bank.
* View Discover® Card Rates, Fees, Rewards and Other Important Information.
Helpful Tool! Need help with debt management or consolidation? Accelerated Debt Consolidation, Inc. is a full service Credit Counseling and Debt Management firm. They are known for providing the highest quality specialized debt management service in the industry. Debt help is available without ruining your credit.
3% Cash Back in your top 3 everyday spending categories
1% Cash Back for every $1 you spend on all other purchases
Receive an extra $50 each time you save and redeem $200 in rewards
Card Details: This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Issued by J.P. Morgan Chase & Co.
Consumer Alert! If you occasionally carry a balance on your cards, you should avoid the allure of reward cards. Most reward cards have higher interest rates than traditional credit cards and some, particularly airline reward cards, have annual fees. Such disadvantages usually far outweigh any rewards you might earn.