Cash Back Credit Cards
Choose the Best Cash Back Rewards Card. Cash back credit cards are best for consumers interested in cash back rewards who have a good credit score and pay their balance in full each month. Cash back cards are a great way to earn money for dollars you spend. Shopping around--and reading the fine print--is the key to choosing the best cash back credit card that meshes with your lifestyle. You can earn a 1-5% cash back rebate just for using a credit card to pay for everyday purchases.
Chase Freedom® Visa - $200 Bonus Cash Back
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Blue Sky Preferred® from American Express
- Earn 7,500 bonus points when you spend $500 in the first 90 days
- Earn free travel fast at a low annual fee of $75
- You decide if you want to pay charges overtime or pay in full
- 2X points on dining, hotels, and car rentals
- $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
- Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more
Discover® More Card - 18 Month Promotional Balance Transfer
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® More® Card
- 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® Open Road - $150 Restaurant.com Gift Certificate
- Free $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® MotivaSM Card
- Earn Cashback Bonus for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Blue Cash EverydaySM Card From American Express
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Blue Cash PreferredSM Card From American Express - $150 Welcome Bonus
- 6% cash back at supermarkets
- 3% cash back at gas stations and department stores
- 1% cash back on all other eligible purchases
- Low annual fee
- Flexibility to pay charges over time
- Recommend the Blue Cash Preferred Card to as many friends as you want and get a $75 bonus for each friend approved for the Card
Discover® More Card - $0 Balance Transfer Fee!
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Chase Freedom® MasterCard - $200 Bonus Cash Back
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
True Earnings® Card from Costco and American Express
- American Express® Card and Costco Membership Card in one -- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
PenFed Visa Platinum Cash Rewards Card
- Earn 5.00% cash back from gas purchases paid at the pump*
- Earn 0.25% cash back on all purchases you make with the card during each billing cycle**
- Up to $50,000 limit
- No Annual Fee
- Cash Rewards credited each month
- No special restrictions to earn your cash rewards
- During Jan. 1, 2012 through March 31, 2012,all balance transfers carry a 1.99% Promotional APR for 24 months. After that, the APR for the unpaid balance and any new balance transfers will be 9.99% APR and will vary with the market based on the Prime Rate
Iberiabank Visa® Gold
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%)based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
- Low Introductory APR on Balance Transfers of 1.99% for the first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $0.50).
Green Dot Prepaid Debit Card
- $0 Activation Online -with no credit check
- Access over 18,000 MoneyPass® ATMs
- Free Withdrawals at More than 15,000 Participating ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- Get $10 with qualifying direct deposit (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft or penalty fees
- No Minimum balance required
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Is a cash back credit card best for me?
Cash is king … especially if you can earn cash with a cash back credit card. While it may seem counterintuitive to use a credit card to earn money, you can earn as much as one to five percent on your regular purchases with a cash back rewards card. If you use your card for gas and groceries, pay all or a significant amount of your balance every month, and like the incentive of gaining a little something in return for your credit card loyalty, a cash back credit card could be a good bet.
Before you get too excited, though, you need to think about how you use your credit card and how well you manage your money. A cash back card works best if you pay your balance in full each month and you have good or excellent credit. You can find cash back credit card offers on this page to find out more about how they work.
Should you try a cash back card?
The most important thing to think about when you try to decide which is the best credit card is your personal spending habits. If you are disciplined enough to pay your credit card bill each month and won't be tempted to spend more on your reward credit card, a cash back card can be a good deal. If you tend to overspend or carry a balance from month to month on your credit card, a cash back card may not be the best idea since these cards sometimes have a higher interest rate than other credit cards.
How to qualify for a cash back credit card
A cash back rewards card is typically one of the many types of credit cards for excellent credit. Those who have excellent to good credit are most likely to qualify. Not sure about your credit score? Here's how to check it.
If you have good credit, you may also qualify for a cash back rewards card, but you should check the interest rate to make sure it is not too high in case you need to carry a balance. Generally, the cards with the best rewards are limited to customers with the best credit score.
If you are ready to consider applying for a cash back credit card, compare the cash back credit card offers on this page to see which one is the best choice for you.
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
Blue Sky Preferred® from American Express
Discover® More Card - 18 Month Promotional Balance Transfer
Discover® More® Card
Discover® Open Road - $150 Restaurant.com Gift Certificate
Discover® MotivaSM Card
Blue Cash EverydaySM Card From American Express
Blue Cash PreferredSM Card From American Express - $150 Welcome Bonus
Discover® More Card - $0 Balance Transfer Fee!
Chase Freedom® MasterCard - $200 Bonus Cash Back
True Earnings® Card from Costco and American Express
PenFed Visa Platinum Cash Rewards Card
Iberiabank Visa® Gold
Green Dot Prepaid Debit Card












