cardratings.com 0% Balance Transfer for 12 Months - Discover More
CitiBank Platinum Select MasterCard - 0% APR on Purchases and Balance Transfers for 12 Months
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Cash Back Credit Cards - Page 1 About

Cash back credit cards have become very popular with consumers during the past few years. Cash back cards give cardholders cash rebates just for using credit cards for everyday purchases, typically in the form of a check or account credit. It is not uncommon for cardholders to receive hundreds of dollars in cash during any given year! We are proud to offer consumer ratings of various types of cash back credit cards (see below), as well as consumer tips regarding cash back cards. We also provide ratings for gas rebate credit cards.

Find your best credit card

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Editor's Pick

discover credit card

Click here to apply now

Discover® More® Card - Apply Online

  • 0% Intro APR* on Purchases for 6 Months
  • 5% Cashback Bonus® in popular categories like travel, home improvement stores, department stores, gas, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards that never expire as long as you use your card
  • Increase, even double, your rewards when you redeem for gift cards from our 100 brand name Cashback Bonus Partners

Card Details: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Regular purchase APR from 10.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover® Bank.

* View Discover® Card Rates, Fees, Rewards and Other Important Information.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
10.99% - 18.99% V
Yes
3% ($10 min - $75 max)

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Editor's Pick

american express credit card

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Blue Cash® from American Express - Apply Online

  • Earn up to 5% cash back on everyday purchases - even gas
  • No Annual Fee
  • 0% Intro APR for up to 12 months on purchases
  • Earn unlimited cash back
  • Low Balance Transfer APR - 2.99% for 12 months

Card Details: Unlimited Cash Rewards on Cash Back purchases. Cash advance APR: 19.99%. With Express Approval application process, your online application will be reviewed and processed in less than two minutes. Note! This card is not designed for applicants with poor or no credit.

We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by American Express.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
As low as 9.99% V
Yes
3% ($5 min - $99 max)

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discover open road credit card

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  • Earn rewards wherever you go*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • Double Cashback Bonus on grocery store purchases in November and December*
  • 5%-20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes & Noble.com through our exclusive online shopping site, ShopDiscover
  • Unlimited cash rewards

Important Offer Notes: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. This offer is available to online applicants. Purchase APR is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any type of credit - click here for our free credit score offers.

* View Discover® Card Rates, Fees, Rewards and Other Important Information.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
10.99% - 18.99% V
Yes
3% ($10 min - $75 max)

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Editor's Pick

capital one no hassle cash rewards credit card

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Capital One® No Hassle CashSM Rewards - Apply Online *

For customers with good credit.

  • 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
  • No limit on cash back and rewards won't expire for the life of your account
  • 0% intro APR on purchases until October 2009
  • Request your cash back rewards whenever you want
  • No annual fee and no balance transfer fees

* This online application is subject to the terms and conditions as described in the Important Information Section of the application.

Intro APR
Period
Transfer Fee
Credit Needed
0%
October 2009
13.90%
Yes*
None*

5 star rating?

Editor's Pick

citi dividend platinum select

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Citi® CashReturnsSM Card - Apply Online

  • Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee

Card Details: No annual fee. Cash Advance APR is 19.49%. Foreign purchase transaction fee is 3%. Issued by Citi.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
9.49%-17.49% V
Yes
3% ($5 mininimum)*

5 star rating?

Editor's Pick

Discover Monogram credit card

Click here to apply now

Discover® Monogram Card - Apply Online

  • 0% Intro APR* on Purchases for 6 Months
  • 5% Cashback Bonus® in popular categories like travel, home improvement stores, department stores, gas, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards that never expire as long as you use your card
  • Increase, even double, your rewards when you redeem for gift cards from our 100 brand name Cashback Bonus Partners

Card Details: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Regular purchase APR from 10.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover® Bank.

* View Discover® Card Rates, Fees, Rewards and Other Important Information.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
10.99% - 18.99% V
Yes
3% ($10 min - $75 max)

Helpful Tool! Need help with debt management or consolidation? Accelerated Debt Consolidation, Inc. is a full service Credit Counseling and Debt Management firm. They are known for providing the highest quality specialized debt management service in the industry. Debt help is available without ruining your credit.

5 star rating?

Editor's Pick

Chase Freedom

Click here to apply now

Chase FreedomSMCredit Card - Apply Online*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% Cash Back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards

Card Details: This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Issued by J.P. Morgan Chase & Co.

* This offer is available to online applicants.

Intro APR
Period
Transfer Fee
Credit Needed
N/A
N/A
14.99% V
Yes
3% ($5 min - $99 max)

Consumer Alert! If you occasionally carry a balance on your cards, you should avoid the allure of reward cards. Most reward cards have higher interest rates than traditional credit cards and some, particularly airline reward cards, have annual fees. Such disadvantages usually far outweigh any rewards you might earn.

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