Cash Back Credit Cards

  • Who: Consumers interested in cash rewards who have a good credit score and pay their balance in full each month
  • Why: You can earn a 1-5% cash back rebate just for using a credit card to pay for everyday purchases
  • Drawbacks: Cash back reward cards may not be the best credit cards if they have higher interest rates than credit cards without a reward program.

     

Editor's Pick

Discover® Biodegradable More® Card

Card

5 out of 5

Capital One® No Hassle CashSM Rewards

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until January 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until January 2011 14.9% V Yes None* Excellent

Blue Cash(R) from American Express

  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months As Low As 17.24% Yes See Terms* Good

Discover® More® Card

  • 0% Intro APR* on Balance Transfers for 12 Months and 6 months on Purchases
  • 5% Cashback Bonus® in popular 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - BT 12 months 11.99% - 19.99% V Yes 5% Good

Chase FreedomSM Card

  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0%* 12 months on balance transfers; 6 months on Purchases As low as 12.99% Variable Yes 5% ($10 minimum) Excellent

True Earnings(R) Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 15.24% N/A *See Terms Good

Discover® Biodegradable More® Card

  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 11.99% - 19.99% V Yes 3% Good

Iberiabank Visa® Gold

  • Variable Rate APR ranging from Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
1.99% BT 6 Months 8.25 - 14.25% Yes 2% Excellent