dcsimg

How Credit Cards Work

Waived annual fees, zero interest and more credit card perks for active-duty military

ABOUT SCRA | 4 ADDITIONAL BENEFITS | REQUESTING BENEFITS | TOP CREDIT CARDS As a way to say "thank you," both the country and credit card companies offer special benefits for active-duty military members and, in some cases, their spouses. No matter your credit card, active-duty military members and their spouses are eligible for benefits related to [...]

Categories: Card Advantages
Steps for getting a credit card for foreign students, immigrants, H-1B visa holders

TABLE OF CONTENTS FIRST STEP: FIND AN AMERICAN BANK SECOND STEP: FIND A JOB THIRD STEP: GET A SOCIAL SECURITY NUMBER OR TAXPAYER IDENTIFICATION NUMBER NOW, CAN I GET A CREDIT CARD? AMERICAN CREDIT SCORES AND CREDIT HISTORIES VS. OTHER COUNTRIES' SYSYTEMS THE SECURED CREDIT CARD OPTION OTHER OPTIONS FOR BUILDING CREDIT If you're looking to apply for a credit card, you probably [...]

Categories: Card Basics
3 reasons you need more than one credit card

Your credit card is lonely. And, more importantly, your rewards probably aren't racking up as quickly as they could be or working for you as hard as they should be. Maybe you've heard that you should have more than one credit card in your wallet or, conversely, maybe you've heard that one credit card is all [...]

Categories: Card Basics
How do credit card issuers define 'travel'?

This is about the time of year when everyone starts thinking about redeeming travel rewards. That is, it's cold outside, and you want to go somewhere warm. If you are somewhere warm, you're probably thinking this might be a good time to find the white stuff and pull out the skis. Whatever your rationale, if [...]

Categories: Card Basics
Age-by-age guide to teaching kids about money

If you're a parent who has ever made any questionable financial decisions, like buying a car you really couldn't afford, you've promised yourself - my kids are not going to make the same mistakes. But your kids probably aren't listening to you now when you tell them to put their dirty clothes in the laundry basket [...]

Categories: Card Basics
Credit card guide to Spring Break: 6 things to know before you go

Your bags are packed, your reservations are made, and Spring Break looks like it's going to be legendary. But legendary can go both ways. So the question is, will you remember your vacation because it was one of the best weeks of your life, or the worst? After all, while there are many factors that can [...]

Categories: Card Basics
What does credit card rental car insurance cover?

Most of us have been there, standing in line at the rental car counter when the agent asks whether you'd like to purchase insurance. You hesitate, wondering if saving $25 a day is worth the risk, but then you remember that your credit card covers you - or does it? It's always important to read the [...]

Categories: Card Basics
What does the fine print say on a credit card agreement?

Ah, the "fine print." Overly complicated and wrapped in eye-straining, microscopic font. Where else can you find phrases like "in accordance with law" and "terms shall remain in force"? Yet the fine print should never be ignored, especially in certain areas of life such as medicine, contracts and, especially, credit card agreements. "What's at stake with my [...]

Categories: How Cards Work
Make a new year resolution for your credit health in 2017

Your mental and physical health usually top New Year's resolutions lists each year, but let's not forget how important your credit card health is, too. After all, if your credit card health dwindles, the debt disease could set in and that could wreck your overall credit health. And that credit health, well, if it suffers [...]

Categories: Card Basics
11 tips to protect your credit this holiday season

Your credit score can tank as fast as the holidays approach if you're not careful. You get in the spirit of the season, feeling grateful for friends, family and… plastic and suddenly things are out of control. Freezing the cards no longer deters you because nowadays you can swipe, slide, tap, enter or scan credit cards. [...]

Categories: Card Basics

Start Here

Search. Compare. Apply.

Featured Partner Cards

loading