Are many credit scores riding a false high?
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If you're like many Americans, chances are it's pretty good. Despite all that consumers have been through in recent years, they've...
Credit Score Featured Articles
People with high credit scores take better advantage of credit card choices, survey shows
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In fact, people with excellent credit scores tend to use it more than other people. One example: a recent CardRatings survey...
6 things I learned when unfreezing my credit
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I was recently prompted to use a credit card that had fallen to the wayside. If I didn't use the card...
Does paying rent affect your credit score?
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Rent payments might affect your credit score, particularly if you make late payments or you skip several payments. However, not all...
How do credit builder loans build your credit?
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Companies offering credit builder loans have grown in popularity and boast that they can build or rebuild your credit quickly, but...
How to start building credit: 10 easy options
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There's no sugarcoating it: A low credit score can be demoralizing, not to mention place a significant roadblock in the path...
How do credit cards affect your credit score?
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Your credit score - that, single, all-important number - has an enormous impact on your financial future.
Who is a good candidate for a secured credit card – and who should look elsewhere first?
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If you have poor credit, fair credit or no credit, you’ll sometimes hear the advice: get a secured credit card.
Credit cards for no credit history
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There is a frustrating paradox in the world of credit. In order to get a loan, a mortgage or a credit...
Why payment history is such an important part of your credit score
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Nearly all financial institutions depend on credit scores to make swift and accurate lending decisions. FICO Scores are most commonly used,...