Credit Score Featured Articles

8 credit myths that could be costing you money

By John Schmoll | Updated on December 15, 2025

Credit cards are a valuable tool for many Americans. They can help you develop financial discipline, manage responsibilities, earn rewards, and...

Tools for building credit: Credit builder accounts, secured cards

By Curtis Arnold | Updated on November 20, 2025

Having poor credit can turn your financial world upside-down. You could face unfavorable loan terms, credit denials, even difficulty qualifying for...

Building credit has never been so easy – or fun

By Maryalene Laponsie | Updated on November 19, 2025

Once upon a time, building credit was a grind. First, you'd need to find a card issuer willing to accept your...

Can you get a credit card for online shopping with bad credit?

By Jennifer Doss | Updated on September 24, 2025

Credit cards, or at the very least, debit cards, are a necessity for online shopping. While debit cards can certainly get...

Capital One credit cards for no credit

By Bill Gilman | Updated on September 10, 2025

If you've never had a loan, made timely payments on big-ticket items or had a credit card, you likely have no...

What is a secured credit card?

By Marty Duren | Updated on August 20, 2025

Bankruptcy, loss of income, repeated late payments, default or simply being new to credit can make it difficult or impossible to...

Does carrying a credit card balance hurt your credit score?

By Holly Johnson | Updated on June 17, 2025

Most people know the basic steps required to build a good credit score, which include paying all your bills on time,...

Why financial health matters more than a perfect credit score

By John Schmoll | Updated on May 27, 2025

Being perfect has a nice ring to it, especially when it comes to personal finance. A perfect credit score of 850...

Should you freeze your credit? What it does (and doesn’t do) to protect you

By Dawn Papandrea | Updated on May 13, 2025

But should you freeze your credit? And what do credit freezes actually do to protect you? Learn all about what credit...

Do charge cards affect your credit score?

By John Egan | Updated on May 8, 2025

A charge card, a specific kind of credit card, can help you build credit. But before you apply for a charge...