What is a secured credit card?
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Bankruptcy, loss of income, repeated late payments, default or simply being new to credit can make it difficult or impossible to...
Credit Score Featured Articles
Why financial health matters more than a perfect credit score
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Being perfect has a nice ring to it, especially when it comes to personal finance. A perfect credit score of 850...
Should you freeze your credit? What it does (and doesn’t do) to protect you
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But should you freeze your credit? And what do credit freezes actually do to protect you? Learn all about what credit...
Do charge cards affect your credit score?
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A charge card, a specific kind of credit card, can help you build credit. But before you apply for a charge...
Can you apply for a credit card with no credit history?
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Much has been written about how to get a credit card if you have poor credit or little credit, but what...
How long does it take to increase your credit score?
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A strong credit score sets the tone for your overall financial health. A good credit profile can unlock economic opportunity in...
5 benefits of a good credit score
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Your credit score is more than just a number -- it's a tool lenders use to assess your financial reliability. When...
How long do late payments stay on your credit report?
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As payment history is the largest component of a credit score, it's fair to expect a significant negative impact once you...
Gender gap extends to credit score perception vs. reality, survey finds
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Women in the U.S. are more likely than men to believe they have poor credit scores (16 percent vs. 10 percent),...
Tools for building credit: Credit builder accounts, secured cards
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Having poor credit can turn your financial world upside-down. You could face unfavorable loan terms, credit denials, even difficulty qualifying for...