What is a mixed or split credit report?

Credit reports contain errors on a regular basis. So, before applying for new credit or beginning your credit repair journey make sure that all of the information contained in your credit report is yours. Reasons for such mixes include: Common name. For example, a father and son who live at the same address, or who don’t add Sr.

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5 common mistakes that can cripple your credit score

Have you ever been surprised when your FICO score dropped? Most likely, it’s because you made one of the five mistakes below. Most people aren’t aware of the impact some of these actions have. And what’s interesting is that it appears that the higher your FICO score, the greater the drop when you make a

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Tools for building credit: Credit builder accounts, secured cards

Having poor credit can turn your financial world upside-down. You could face unfavorable loan terms, credit denials, even difficulty qualifying for a lease or the best insurance rates. A December 2020 Credit Sesame survey, however, noted that the cost of a poor credit score goes well beyond finances and can impact almost every area of… Continue reading Tools for building credit: Credit builder accounts, secured cards

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Gender gap extends to credit score perception vs. reality, survey finds

Women in the U.S. are more likely than men to believe they have poor credit scores (16 percent vs. 10 percent), but the credit score reality in America doesn’t necessarily align with that perception. A recent CardRatings survey among over 2,000 U.S. adults ages 18+ found that numerous factors may impact how Americans view their… Continue reading Gender gap extends to credit score perception vs. reality, survey finds

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