Best secured credit cards with no annual fees

Written by
Bill Gilman
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A secured credit card is an excellent method for someone with poor credit to gradually build back their credit score.

It’s called a secured credit card because the account is secured with a refundable deposit that you must supply in order to set your initial spending limit.

If you use your secured credit card wisely and make timely payments, your should see your credit score rise and some card companies will give you the chance to “graduate” to an unsecured card. In this case, your deposits that had been used for security will be completely refunded to you.

One key feature to look for in a secured credit card is one with no annual fee. If you are struggling financially, there is no need to add an extra debit to your burden. With many secured credit cards in the marketplace, it can be difficult to choose the one that is best for you. Fortunately, our editors have done the leg work and have compiled a list of the best options available.

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Disclaimer:

The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.