Delta SkyMiles® Gold American Express Card review

This credit card comes with an impressive welcome bonus offer and solid ongoing rewards for normal use. The addition of airline benefits make this card a good choice for anyone who is loyal to the Delta brand for travel.

Written by
Jennifer Doss
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Miles Card

Delta SkyMiles® Gold American Express Card

  • Rewards
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
  • Welcome Bonus
  • Earn 65,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Annual Fee
  • $0 introductory annual fee for the first year, then $150.
card_name
Sponsored card
5.0
Credit Score: Excellent, Good
on American Express's secure website
Terms and Limitations Apply

Key Features

Editor Analysis:

Pros
  • Earn 65,000 bonus miles after you spend $3,000 in purchases on your new card in your first six months.
  • Use the card while abroad and enjoy the lack of foreign transaction fees.
  • Cardholders save money on checked bags – you'll receive one free checked bag per Delta flight.
Cons
  • The annual fee after the first year may not be worth it if you aren't a regular Delta traveler. See Rates and Fees
ALTERNATE CARD TO CONSIDER

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card_name welcome offer

Are you a frequent Delta flyer looking to rack up some extra SkyMiles® and earn rewards flights more quickly? New CardName members can earn 65,000 bonus miles once spending $3,000 in purchases in the first six months of opening an account. American Express is a CardRatings advertiser.

A welcome bonus offer is almost always a nice perk, but when said bonus can quickly be turned into a free flight, that’s something that really gets our attention. 

Depending on travel location and dates, Delta offers domestic, round-trip plane tickets for as low as 20,000 SkyMiles®, meaning, if you plan it right, you can snag yourself a couple of reward tickets just with the welcome offer alone.

CardRatings Tip

Delta SkyMiles is the name of the Delta Air Lines loyalty program. Like other frequent flyer programs, it awards miles based on how often you fly and how much you spend with the airline. Learn more in our Guide to Delta SkyMiles.

card_name benefits

With no foreign transaction fees, your first bag checked for free on Delta flights, and an intro offer on the annual fee for the first year, the CardName puts more money into your pocket, making it a smart choice for frequent travelers. All this for a reasonable AnnualFees (See Rates and Fees).

Other ways the CardName helps cardholders save is by providing its members with one free checked bag on Delta flights and a flight credit once spending $10,000 in a calendar year – two small perks that could add up big for those who travel often. Also, cardholders can earn up to $100 back annually on eligible prepaid Delta Stays bookings made on delta.com.

Lastly, as travel hiccups are bound to happen, we’ve come to love the protection perks that come along with being a CardName member. With its available insurance plans, when using your card to pay for your travel expenses, the CardName can help to cover the cost of eligible lost, damaged or stolen baggage, as well as help cover any expenses you may incur if your car rental is damaged or stolen.

So many savings and we haven’t even covered the ongoing rewards yet!

On an ongoing basis, cardholders can earn:

  • 2X miles for every dollar spent with Delta
  • 2X miles per dollar at restaurants worldwide, including takeout and delivery in the U.S.
  • 2X miles at U.S. supermarkets
  • 1X mile on other eligible purchases

Plus, if you spend $10,000 on your card in a calendar year, you’ll receive a $200 Delta flight credit to use toward future travel. The CardName can certainly help you get where you’re going if you’re Delta-loyal.

Potential downsides of the card_name

Though a good base-level credit card, some of the CardName perks seem a bit sub-par when compared to other American Express Delta Airlines credit cards. The CardName and the CardName, for example, both include bonus opportunities to rack up status miles with the airline, a valuable feature for frequent travelers. If you are truly Delta-loyal, you may find that the perks and features of one of these higher tier cards make them well worth their annual fees.

How do cardholders rate the card_name?

CardRatings conducts a survey annually to learn what actual cardholders think of their cards. Here are the results for the CardName:

 Current ScoresPast Scores
Overall Score77.277.7
Features Satisfaction7.57.7
Customer Service7.98
Website/App Usability7.68
Likelihood of Continuing to Use8.17.6
Recommend to a Friend/Colleague7.87.6
Scores above reflect the results of surveys with actual cardholders. Full methodology below.

How the card_name compares to other cards

card_name vs. CardName

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The CardName comes with a more sizeable annual fee of AnnualFees, but this cost could certainly be worth it for the right kind of Delta traveler. See Rates and Fees

The CardName is packed full of travel benefits. Cardholders can enjoy a Companion Certificate on main cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of the card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply.

Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck. On an ongoing basis cardholders earn 3X miles on Delta purchases and purchases made directly with hotels; 2X miles at restaurants and at U.S. supermarkets; and 1X mile on all other eligible purchases. Furthermore, earn 85,000 bonus miles after you spend $4,000 in purchases on your new card in your first six months. (Enrollment required for some benefits)

Considering all the perks that come with the Platinum card, the annual fee hardly seems like much as it can so easily be offset. If you’re a frequent Delta traveler, going with the more premium Platinum card could have its advantages. However, if you’re only an occasional Delta travel, you may be better suited with the Gold card.

card_name vs. card_name

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Though the 60,000 points you receive for spending $4,000 in the first three months with CardName are a nice perk, the spending threshold could be a barrier. Still, even with the spending requirement, 60,000 points is a great bonus and it’s worth $750 when redeemed through Chase Travel℠.

CardName cardholders earn 5X points on travel purchased through Chase Travel; 3X points on dining, select streaming services and online groceries; 2X points on all other travel purchases; 1X point on all other purchases; a $50 annual Chase Travel Hotel Credit; plus more. Better yet, points are worth 25% more when redeemed through Chase Travel, so there’s potential to stretch your rewards really far.

Furthermore, CardName points can be redeemed through a number of different airlines, providing its users with more scheduling flexibility than CardName cardholders enjoy. The difference here really comes down to the difference between a more general travel rewards card and a branded option. If you want to keep things flexible the CardName might be a great fit for you, but if your loyalty is with Delta, a SkyMiles® card may be better.

Is the card_name worth it?

Thanks to its great welcome offer, no foreign transaction fees and other travel perks such as free checked baggage, the CardName is a solid option for frequent travelers loyal to the Delta brand.

Frequently asked questions

No, the card_name does not charge foreign transaction fees.
Yes, the card_name receive one free checked bag per Delta flight.
With the card_name, cardholders earn extra miles in a number of categories, including: 2X miles for every dollar spent with Delta; 2X miles per dollar at restaurants worldwide, including takeout and delivery in the U.S.; 2X miles at U.S. supermarkets; and1X mile on other eligible purchases.
No, TSA PreCheck application reimbursement is not a perk offered by the card_name.
No, complimentary lounge access is not a perk offered by the card_name.

Our Methodology

Survey methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents’ scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to “How likely are you to recommend this card to a friend, coworker or family member?” was double weighted. “Current Scores” reflect scores from the most recent survey (2023); “Past Scores” reflect scores from the 2022 survey.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.


To see the rates and fees for American Express cards mentioned in this article, please see the following links: CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees)

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