Delta SkyMiles® Gold American Express Card Review
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Delta SkyMiles® Gold American Express Card
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CardRatings Editor's Analysis: Pros & Cons
- Earn 50,000 bonus miles after you spend $2,000 in purchases on your new card in your first three months (offer expires 10/28/2020).
- Use the card while abroad and enjoy the lack of foreign transaction fees. See Rates and Fees
- Cardholders save money on checked bags – you'll receive one free checked bag per Delta flight.
- The annual fee after the first year may not be worth it if you aren't a regular Delta traveler.
Delta SkyMiles® Gold American Express Card Essentials
Are you a frequent Delta flyer looking to rack up some extra SkyMiles® and earn rewards flights more quickly? New Delta SkyMiles® Gold American Express Card members can earn 50,000 bonus miles after spending $2,000 in the first three months (offer expires 10/28/2020). On an ongoing basis, earn two miles for every $1 spent with Delta, at restaurants worldwide (including delivery and takeout) and at U.S. supermarkets, and one mile for every $1 spent on all other eligible purchases. Plus, if you spend $10,000 on your card in a calendar year, you'll receive a $100 Delta Flight Credit. The Delta SkyMiles® Gold American Express Card can certainly help you get where you're going if you're Delta-loyal. American Express is a CardRatings advertiser.
With no foreign transaction fees, your first bag checked for free on Delta flights, and a waived annual fee for the first year, the Delta SkyMiles® Gold American Express Card puts more money into your pocket, making it a smart choice for frequent travelers. All this for a reasonable $0 introductory annual fee for the first year, then $99. (See Rates and Fees).
Delta SkyMiles® Gold American Express Card's best features:
- Earn 50,000 bonus miles after spending $2,000 on eligible purchases within the first three months (offer expires 10/28/2020)
- Receive a $100 Delta Flight Credit when you spend $10,000 on your card in a calendar year
- First bag checked for free on Delta flights
- No foreign transaction fees (See Rates and Fees)
- Baggage insurance plans
- Car rental loss and damage insurance
- Purchase protection
Top Features
Capital One® Venture® Rewards Credit Card
- Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
- Redeem on travel-from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs
- No foreign transaction fees
What Our Editors Like Most about the Delta SkyMiles® Gold American Express Card
A welcome offer is almost always a nice perk, but when said bonus can quickly be turned into a free flight, that’s something that really gets our attention.
Depending on travel location and dates, Delta offers domestic, round-trip plane tickets for as low as 20,000 SkyMiles®, meaning, if you plan it right, you can snag yourself a couple of reward tickets just with the welcome offer from the Delta SkyMiles® Gold American Express Card.
Other ways the Delta SkyMiles® Gold American Express Card helps cardholders save is by providing its members with one free checked bag on Delta flights and a flight credit once spending $10,000 in a calendar year – two small perks that could add up big for those who travel often.
Lastly, as travel hiccups are bound to happen, we’ve come to love the protection perks that come along with being a Delta SkyMiles® Gold American Express Card member. With its available insurance plans, when using your card to pay for your travel expenses, the Delta SkyMiles® Gold American Express Card can help to cover the cost of eligible lost, damaged or stolen baggage, as well as help cover any expenses you may incur if your car rental is damaged or stolen.
Potential Downsides of the Delta SkyMiles® Gold American Express Card
Though a good base level credit card, some of the Delta SkyMiles® Gold American Express Card perks seem a bit sub-par when compared to other American Express Delta Airlines credit cards. The Delta SkyMiles® Platinum American Express Card and the Delta SkyMiles® Reserve American Express Card, for example, both include bonus opportunities to rack up status miles with the airline, a valuable feature for frequent travelers.
If you are truly Delta-loyal, you may find that the perks and features of one of the higher tier cards make them well worth the additional annual fees (See Rates and Fees for the Delta SkyMiles® Platinum American Express Card; See Rates and Fees for the Delta SkyMiles® Reserve American Express Card).
How the Delta SkyMiles® Gold American Express Card Compares to Other Travel Rewards Credit Cards
Delta SkyMiles® Gold American Express Card vs. Chase Sapphire Preferred® Card (This card is not currently available on CardRatings)
Though the 80,000 points you receive for spending $4,000 in the first three months with Chase Sapphire Preferred® Card are a nice perk, the spending threshold is more than what the Delta SkyMiles® Gold American Express Card requires. Even with the high spending requirement, 80,000 points is a still a great bonus and it's worth as much as $1,000 in travel when redeemed through Chase Ultimate Rewards®.
Plus, Chase Sapphire Preferred® Card cardholders earn two times the points on all their restaurant and travel purchases, in addition to one point on all other purchases, so your spending habits might mean you're able to earn points more quickly with the Chase card.
Furthermore, Chase Sapphire Preferred® Card points can be redeemed through a number of different airlines, providing its users with more scheduling flexibility than Delta SkyMiles® Gold American Express Card cardholders enjoy.
The difference here really comes down to the difference between a general rewards card with a travel-reward option (Chase Sapphire Preferred® Card) and an airline-miles focused card (Delta SkyMiles® Gold American Express Card).
The information related to this card has been collected by CardRatings and has not been reviewed or provided by the issuer of the card.
Who Should Get This Card?
Thanks to its great welcome offer, no foreign transaction fees and other travel perks such as free checked baggage, the Delta SkyMiles® Gold American Express Card is solid option for frequent travelers loyal to the Delta brand.
To see the rates and fees for American Express cards mentioned in this article, please see the following links: Delta SkyMiles® Gold American Express Card (See Rates and Fees); Delta SkyMiles® Platinum American Express Card (See Rates and Fees); Delta SkyMiles® Reserve American Express Card (See Rates and Fees)
Delta SkyMiles® Gold American Express Card Compared to Other Travel rewards Cards
