Delta SkyMiles® Reserve American Express Card review

Complimentary airport lounge access, an excellent welcome bonus offer opportunity, and the chance to earn bonus miles each year make this a great choice for regular Delta passengers.

Written by
Jennifer Doss
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Miles Card

Delta SkyMiles® Reserve American Express Card

  • Rewards
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • Welcome Bonus
  • Earn 95,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Annual Fee
  • $650
Sponsored card
Credit Score: Excellent, Good
on American Express's secure website
Terms and Limitations Apply

Key Features

Editor Analysis:

  • Earn 95,000 bonus miles after you spend $6,000 in purchases on your new card in your first six months.
  • Enjoy complimentary access to The Centurion Lounge when you book a Delta flight with your card.
  • Enjoy your first checked bag free on Delta flights.
  • The annual fee is steep at AnnualFees, so this isn't the card for the casual Delta customer. To truly offset the fee, you'll need to take full advantage of all the perks, benefits and bonus earning opportunities available. See Rates and Fees


Credit Score: credit_score_needed

card_name benefits

If you fly often and Delta is your preferred airline, the CardName might be the card for you. It’s jam-packed with luxurious benefits that can enhance your travel experience and help you save money. American Express is a CardRatings advertiser.

The first benefit to catch your eye will likely be the welcome bonus. First-time cardholders can earn 95,000 bonus miles after spending $6,000 in purchases with the card in your first six months.

On an ongoing basis, cardholders can earn:

  • 3X miles per dollar spent on Delta purchases
  • 1X mile on all other eligible purchases

Some other major benefits include:

Companion certificate

Receive a companion certificate on first class, Delta Comfort+, or main cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your card. The companion ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.

Status boost

Receive $2,500 Medallion Qualification Dollars (MQD) each Medallion qualification year and get closer to status with MQD Headstart. Plus, earn $1 MQD for each $10 of purchases made on your card in a calendar year and get a boost toward achieving elevated Medallion status for next Medallion year.

Complimentary upgrades

Cardholders who haven’t reached Medallion status qualify for the Delta SkyMiles Complimentary Upgrade Program. As a member, you may upgrade your Main Cabin seat to a more comfortable DeltaComfort+ or First Class seat. Upgrades are subject to availability and Medallion Members have first dibs.

Delta Sky Club access

Cardholders receive complimentary access to more than 50 Delta Sky Club locations when catching a same-day Delta-Marketed or Delta-Operated flight. Once inside the club, you can relax and enjoy complimentary drinks, food and high-speed Wi-Fi.

You will also receive four Delta Sky Club one-time guest passes each year. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location. Effective 2/1/25, Reserve card members will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on 2/1/25, the total eligible purchases on the card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Centurion lounge access

You’ll also receive complimentary access to the Centurion Lounge or Escape lounges when flying Delta. These lounges offer complimentary signature cocktails, food prepared by local chefs and high-speed Wi-Fi. Some locations even offer spa services, conference rooms and luggage lockers. You can bring up to two guests at a price of $50 per person.

Global Entry/TSA PreCheck reimbursement

Avoid long customs and security lines by applying for Global Entry or TSA PreCheck membership. These programs allow you to skip the regular security and customs lines at the airport. If you apply and pay with the card_name, you’ll receive up to a $100 statement credit. (Enrollment required)

CardRatings Tip

Wondering which program is a better fit for your travel needs? Know that Global Entry membership also includes TSA PreCheck membership, so it’s a better bet to apply for Global Entry if you want access to both programs. You can learn more in our Global Entry vs. TSA PreCheck guide.

Free checked bags

When you use your card to book a Delta fight, your first checked bag will be free. This also applies to eight additional passengers flying under the same reservation. For a family of six, this represents a per roundtrip savings of up to $420.

Travel insurance

If your trip is paid entirely with your card, you may qualify for trip interruption or cancellation insurance. This means that if your trip is canceled or shortened due to the weather, sickness or another eligible event, you can be reimbursed up to $10,000 per trip, and up to $20,000 per year.

20% back on in-flight purchases

While flying Delta, you can receive a 20% discount in the form of a statement credit when you pre-purchase an eligible meal or purchase these in-flight items: audio headsets, alcoholic beverages and food.

Discounts on Delta flights

Eligible card members get 15% off when using miles to book Award Travel on Delta flights through and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.

Resy credit

Cardholders can enjoy up to $240 each year in Resy credit. Earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled card.

Rideshare credit

You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Reserve card. (Enrollment Required.)

Delta Stays credit

Cardholders can earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings made on

card_name annual fee – is it worth it?

Although the annual fee for this card is AnnualFees, it might be worth it for someone who travels a lot with Delta. If you take advantage of the plethora of benefits the card offers, you can quickly offset the annual fee. See Rates and Fees.

For example, if you earn the welcome bonus and visit a Centurion or Escape Lounge while you travel, that would be more than enough to offset the annual fee within the first year of opening the card.

However, if you don’t travel often or if Delta isn’t your favorite airline, the fee likely isn’t worth it.

How does the card_name compare to other cards?

CardName vs. CardName


If you fly Delta often but not enough to justify the CardName‘s hefty annual membership fee, here’s another option to consider.

The CardName has a AnnualFees annual fee, and it’s better for earning miles on everyday purchases. You can earn 3X miles per dollar on purchases made directly with hotels; 2X miles per dollar spent at restaurants (including takeout and delivery in the U.S.), and 2X miles per dollar spent at U.S. grocery stores. This is in addition to 3X miles earned per dollar spent directly with Delta, and 1X mile on all other eligible purchases. See Rates and Fees.

The CardName offers some of the same benefits as the Reserve card, such as free check bags, an annual companion certificate and Zone 5 priority boarding. However, with the SkyMiles® Platinum card, you don’t get complimentary access to Delta Sky Club lounges.

CardName vs. CardName


If you prefer a card that offers a ton of ways to earn travel rewards, CardName could be a better fit.

CardName has a much higher fee of AnnualFees but offers a ton of premium perks. To begin with, you can earn 80,000 Membership Rewards points after you spend $8,000 on eligible purchases within the first six months of opening your card. Plus, the card comes with several credits, such as up to a $200 airline fee credit for incidental charges with a pre-selected airline and more. Enrollment required for select perks. See Rates and Fees.

With the Amex Platinum card, you can earn 5X Membership Rewards points on flights booked directly with airlines or via (up to $500,000 on these purchases per calendar year) and 5X points on prepaid hotel purchases made on

Lastly, cardholders have access to the American Express Global Lounge Collection which includes more than 1,300 airport lounges across 140 countries and counting.

Is the CardName a good card?

The CardName is a good card if you fly with Delta frequently and can take advantage of its many perks. If you spend a lot of money on Delta flights and want to reach an elite status quickly, it is worthy of your consideration.

However, if you fly often but Delta isn’t your preferred airline, you’ll likely benefit more by picking a more flexible premium travel rewards card.

Frequently asked questions

The CardName is designed for people with good to excellent credit. If your credit score falls within this range, you should qualify for eligibility. That said, other factors, such as payment history, your total number of accounts, and the average age of your accounts, could also be considered in the application process.
Yes, the CardName is worth it if you regularly fly with Delta and can take advantage of the card's many perks. If you spend a lot of money on Delta flights and want to reach elite status quickly, it is worthy of your consideration.

Our Methodology

Survey methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents’ scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to “How likely are you to recommend this card to a friend, coworker or family member?” was double weighted. Current Scores reflect scores from the most recent survey (2023); “Past Scores” reflect scores from the 2022 survey.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. does not review every company or every offer available on the market.

To see the rates and fees for the American Express cards in this post, please visit the following links: CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees)

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