Best no annual fee travel cards

Written by
Bill Gilman
Terms apply; see the online credit card application for full terms and conditions of offers and rewards. Please note: Any balance transfer savings vary depending upon account usage and payment behavior.

No one likes paying an annual fee – not even credit card experts. However, there are certainly times and reasons to carry a card with an annual fee. If you’re looking for a travel credit card with no annual fee, you do narrow your choices a bit.

Not to worry. Our editors have done the research and have put together the list below of the best travel credit cards with no annual fee.

There are numerous factors to take into consideration when choosing the right travel rewards card for yourself and your lifestyle. Even though a card may not charge an annual fee, it might charge other fees or not offer the perks and rewards that truly work for you. Evaluating credit cards is always about more than one factor.

You will want to take your personal credit history and score into consideration when researching cards. The interest rate charged by each card can vary by as much as 10% depending on your credit worthiness. So, you’ll need to be aware of your credit score to make an accurate assessment.

Aside from interest rates and fees, consider the perks and benefits. Where and how does the card earn rewards? How easy is it to redeem your rewards and can you do so for the type of travel you want to do? Can you meet the spending threshold to earn the welcome bonus? While rare, some travel cards even offer introductory 0% interest rates on purchases and/or balance transfers.

Other benefits could include travel upgrades, concierge services and member discounts. Take a look at some best travel credit cards with no annual fees.

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BONUS TIP!

Chase offers several cards, include Freedom Unlimited® that are marketed as cash-back cards. However, the rewards accumulate as Chase Ultimate Rewards points which, yes, can be redeemed for cash back, but are also a powerful travel rewards currency, particularly when combined with other cards such as CardNamediscontinued or CardNamediscontinued. Learn more in our Guide to Chase Ultimate Rewards points.

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Disclaimer:

The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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