Delta SkyMiles® Platinum American Express Card Review

With the opportunity to earn status miles this card goes above and beyond for the most loyal Delta customers out there. Plus, for a limited time, new cardholders can earn 90,000 bonus miles after spending $3,000 in purchases on the card in the first three months. Offer expires 4/28/2021.
By Brooklyn Lowery  CardRatings Senior Manager  | Updated

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express CardSponsored card
Our Rating:   
Good, Excellent
on American Express's secure website

CardRatings Editor's Analysis: Pros & Cons

  • LTO: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new card in your first three months. Offer expires 4/28/2021.
  • Earn 3x the miles on purchases directly with Delta as well as on purchases directly with hotels; 2x the miles on purchases at restaurants (including delivery and takeout) and at U.S. supermarkets; and 1x mile per $1 on everything else.
  • Rack up extra MQMs by meeting specific spending thresholds on your card each year (details below).
  • As with any airline-branded card, this option is only right for you if you're truly loyal to the brand. If you're someone who prefers to shop for the lowest fare rather than stick with a consistent airline, a more general travel rewards card is likely a better option.
Terms and Limitations Apply

DELTA SKYMILES® PLATINUM BENEFITS

The Delta SkyMiles® Platinum American Express Card combines the benefits of a travel rewards credit card with flying perks that may make you feel like a jetsetter. American Express is a CardRatings advertiser.

The card's Delta SkyMiles and the airline's Medallion® Qualification Miles (MQMs) help you save on flights and gain even more benefits. Use your Delta SkyMiles to get discounted or free flights on Delta; as long as you have at least 5,000 miles per passenger, you're able to book your flight and get a discount. For instance, if you have 5,000 miles, you can get $50 off. If you have 10,000 miles, that's $100 off.

Meanwhile, the MQM program is a status program for Delta's most loyal customers. Gaining Medallion Status lets flyers gain more perks, such as complimentary upgrades and waived fees.

The MQM program has four levels: Diamond, Platinum, Gold and Silver. As Medallion Status members gain MQMs, they move up to the next level with more perks.

The Delta SkyMiles® Platinum American Express Card earns cardholders 3X miles on Delta purchases and purchases made directly with hotels; 2X miles at restaurants and at U.S. supermarkets; and 1X mile on all other eligible purchases. New cardholders also have a limited time opportunity to earn 90,000 bonus miles once spending $3,000 within the first three months. Offer expires 4/28/2021. You can also enjoy fee reimbursement for a Global Entry or Pre✓® application. There is a $250 annual fee, but the card's many benefits easily help to offset it. See Rates and Fees.

Thanks to Status Boost™ you can also earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to two times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights. With earning potential like that, you could be enjoying Medallion status in no time.

Top Features

 Cash Back on Gas
Earn 1X Miles on all other eligible purchases.
 Cash Back on Groceries
Earn 2X Miles
 Cash Back on Other
Earn 1X Miles on all other eligible purchases.

DELTA SKYMILES® PLATINUM TRAVEL PERKS

The Delta SkyMiles® Platinum American Express Card offers a generous rewards program, particularly when it comes to the opportunity to regularly earn MQMs, but another aspect that sets this card apart is its travel-related perks. Some major travel benefits include:

AMERICAN EXPRESS DELTA SKYMILES® PLATINUM FOREIGN TRANSACTION FEE

If you frequently travel abroad you'll be pleased to know that this card doesn't charge fees on foreign transactions. Some cards charge as much as 3% on foreign transactions, which could really add up if you spend in a foreign currency often. For example, say you spend $10,000 abroad a year, you'd be looking at an extra $300 in fees each year if you were using a card that charged a 3% foreign transaction fee. With the Delta SkyMiles® Platinum Card, that's money in your pocket. See Rates and Fees.

DELTA SKYMILES® PLATINUM CARD COMPANION TICKET

Cardholders receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of the card. (Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights - for itineraries with up to four flight segments - is required. Baggage charges and other restrictions apply. See terms and conditions for details.) That alone could offset the $250 annual fee.

DELTA SKYMILES® PLATINUM SKY CLUB

Delta SkyMiles® Platinum cardholder get discounted Delta Sky Club access. For a discounted fee of $39 per person, you and up to two traveling companions can relax before your flight in the Delta Sky Club. In the club, you can enjoy complimentary snacks, beverages, WiFi access, satellite TV, newspapers and magazines. Not a bad way to spend a lengthy layover, right?

DELTA SKYMILES® PLATINUM GLOBAL ENTRY AND TSA PRECHECK REIMBURSEMENT

Stay focused on getting where you need to go with complimentary Global Entry or TSA Pre✓® membership. Receive either a statement credit available every four years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five year TSA Pre✓® membership (up to $85). If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®.

DELTA SKYMILES® PLATINUM CARD BAGGAGE INSURANCE

This card also gives you peace of mind when traveling thanks to included baggage insurance. When you purchase the entire fare for a common carrier ticket on your card, the card provides coverage for lost, damaged or stolen carry-on baggage.

POTENTIAL DOWNSIDES OF THE DELTA SKYMILES® PLATINUM CARD

The Delta SkyMiles® Platinum American Express Card charges a $250 annual fee. Unlike some cards, this one doesn't waive the first year's fee so you'll have to decide whether the card's generous rewards program and perks offset that higher-than-typical (but still not exorbitant) annual fee. This card is also specifically for Delta flyers, so a different travel rewards card might be better for you if you don't often fly Delta.

DELTA SKYMILES® PLATINUM CARDHOLDER SCORES

Cardaratings conducts a survey annually to learn what actual cardholders think of their cards. Here are the results:

2020 Scores 2019 Scores
Overall Score 84.2 Did not survey
Rewards Program Satisfaction 8.3 n/a
Customer Service 8.5 n/a
Website/App Usability 8.5 n/a
Likelihood of Continuing to Use 8.7 n/a
Recommend to a Friend/Colleague 8.3 n/a

HOW DELTA SKYMILES® PLATINUM COMPARES TO OTHER CARDS

Delta SkyMiles® Platinum vs. Delta SkyMiles® Gold

If you fly Delta and want a Delta-affiliated card, but the Platinum card's annual fee is a little too much for your budget, there is another option.

The Delta SkyMiles® Gold American Express Card has a much cheaper annual membership fee of $0 introductory annual fee for the first year, then $99. It earns a bit less on purchases, but in similar categories: earn 2X miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets; and 1X mile on all other eligible purchases.

The welcome offers are different as well. With the SkyMiles® Gold card, for a limited time new cardholders can earn 70,000 bonus miles once spending $2,000 in the first three months of membership. Offer expires 4/28/2021. Plus, spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta flight credit. Otherwise, the SkyMiles® Gold doesn't offer as many travel perks as its Platinum cousin, but that's to be expected considering the differences in annual fees.

Delta SkyMiles® Platinum vs. Chase Sapphire Preferred®

You may find that a travel rewards credit card that's not limited to one airline is a better choice for you. In that case, you might want to check out the Chase Sapphire Preferred® Card which has a more affordable $95 annual fee, and awards you two points on travel and dining, including eligible delivery services and takeout, and one point on everything else. The card also rewards you with 80,000 bonus Ultimate Rewards® points when you spend $4,000 with the card in the first three months and the opportunity to earn up to $50 in statement credit toward grocery store purchases within your first year of account opening.

One benefit that sets the Sapphire Preferred® apart from other travel rewards cards is that the points are worth 25% more when you redeem them for travel through Chase Ultimate Rewards®, making the welcome bonus alone worth up to $1,000 in travel.

The card also allows you a 1:1 point transfer to participating airline and hotel loyalty programs. An important note: Delta is not one of the partner loyalty programs for which you can transfer Chase Ultimate Rewards® points, so if Delta is exclusively your airline, you might be better off with the Delta SkyMiles® Platinum American Express Card.

Delta SkyMiles® Platinum vs. Citi Premier® Card

The first major difference between the Delta SkyMiles® Platinum American Express Card and the Citi Premier® Card is that the Citi Premier® Card has a smaller annual fee. It's $95 versus the Delta SkyMiles® Platinum American Express Card's $250 fee. Citi is a CardRatings advertiser.

The Citi Premier® Card has a generous rewards program, offering three points per $1 spent on hotels, air travel and at gas stations. You'll also get three points per $1 for restaurants and supermarkets and one point per $1 on all other purchases.

Another thing to like – the 60,000 points new cardholders earn after spending $4,000 in the first three months is worth $600 in gift cards when redeemed through the ThankYou® portal. Not too shabby. There are also no foreign transaction fees, and you'll probably enjoy Citi's 24/7 personal concierge service.

In fact, there's a lot to like about Citi Premier® Card, but since it's not connected to an airline like Delta, you don't get flight-related perks like that the Delta SkyMiles® Platinum American Express Card offers. There's no free checked bags, waived fees or discounted access to an airline club at the airport with this card. There are airlines you can transfer your points to, but mostly, they're international airlines, like Turkish Airlines and Thai Airways; however, if you travel internationally a lot, and you're not wedded to a certain airline like Delta, you may still feel like you're flying high with the Citi Premier® Card.

IS DELTA SKYMILES® PLATINUM WORTH IT?

The Delta SkyMiles® Platinum American Express Card was made for the regular Delta customer. The card offers miles that you can use to board Delta flights, but what really makes this card stand out is the opportunity to earn some bonus status miles, MQMs in Delta-speak. Any frequent flyer knows that status miles are as good as gold.

If you regularly fly Delta you may find having the Delta SkyMiles® Platinum American Express Card will make travel that much easier, and that offsetting the annual fee will be a cinch thanks to its numerous travel perks.


Survey Methodology: CardRatings commissioned Op4G in September and October 2020 to conduct surveys among 1,746 cardholders nationwide. CardRatings website analytics from Jan. 1, 2020-Aug. 31, 2020 were used to determine a selection of the most popular cards and additional cards were added to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents' scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to "How likely are you to recommend this card to a friend, coworker or family member?" was double weighted.

To see rates and fees of American Express cards mentioned in this post, please see the following links: Delta SkyMiles® Platinum American Express Card (See Rates and Fees); Delta SkyMiles® Gold American Express Card (See Rates and Fees)

Delta SkyMiles® Platinum American Express Card Compared to Other Cash back Cards

Apply online for Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Apply online for Chase Freedom Unlimited®
Chase Freedom Unlimited®
Apply online for Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer
Cash Back on Gas
Earn 1X Miles on all other eligible purchases. 
Cash Back on Gas
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 
Cash Back on Gas
1.5% 
Cash Back on Gas
1% when you buy plus 1% as you pay 
Cash Back on Gas
1.5% 
Cash Back on Groceries
Earn 2X Miles 
Cash Back on Groceries
6% at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) 
Cash Back on Groceries
N/A 
Cash Back on Groceries
1% when you buy plus 1% as you pay 
Cash Back on Groceries
1.5% 
Cash Back on other
Earn 1X Miles on all other eligible purchases. 
Cash Back on other
1% cash back on other purchases 
Cash Back on other
1.5% 
Cash Back on other
1% when you buy plus 1% as you pay 
Cash Back on other
1.5% 
Apply Now
Terms and Limitations Apply
Apply Now
Terms and Limitations Apply

Consumer Reviews

Add Your Review

WRITE A REVIEW

E-Mail will not be published

  
  1. No reviews available for this card.   Be the first to review!
top 
     
X
  How is your credit?
Oops! Your credit does not qualify you for this card. Applying and being rejected for this card could possibly hurt your credit
We are redirecting you to offers you are qualified for based on your credit.
720-850
Excellent
660-719
Good
600-659
Fair
350-599
Poor