Capital One VentureOne Rewards Credit Card review
What stands out about this card is its flexibility in travel rewards. You earn miles on every purchase, and redeeming them for travel is straightforward. This card is ideal for those who value the freedom to travel on their own terms.
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Key Features
descriptionEditor Analysis:
- Given that this card doesn't charge an annual fee, it's a great starter card for those looking to introduce a travel credit card to their wallet.
- Opportunity to earn a great early spend bonus of 20,000 miles (equal to $200 in travel credit) after spending $500 in the first three months.
- A travel rewards card with an intro 0% APR offer?! You read that right: This card offers an introductory 0% APR on purchases and balance transfers for intro_apr_duration from account opening (then, RegAPR; balance transfer fee applies). See Rates and Fees
- If you plan to spend $5,000 or more annually, the CardName may be a better choice to earn greater rewards.
card_name rewards
The CardName rarely gets much attention outside of its own website since the big brother CardName has stolen the spotlight through national ad campaigns. But the CardName holds its own thanks to word-of-mouth and a not-ungenerous 1.25 miles per $1 spent on all your purchases. Sure, that’s less than the better-known sibling’s two-miles-per-$1 offer, but with no annual fee, the CardName could be just the right "no-strings-attached" fit for a rewards-card seeker who just doesn’t travel enough or spend enough on credit cards to justify an annual fee. See Rates and Fees
Most notable features of the CardName:
- Enjoy a one-time bonus of 20,000 miles once you spend $500 on purchases within three months from account opening, equal to $200 in travel.
- Earn unlimited 1.25 miles per $1 on every purchase, every day, and pay no annual fee.
- Earn 5X miles on hotels and car rentals booked through Capital One Travel.
- Transfer your miles to multiple leading travel loyalty programs.
- Fly any airline, stay at any hotel, anytime.
- Enjoy a 0% intro APR on purchases and balance transfers for intro_apr_duration (then, RegAPR; balance transfer fee applies).
- Pay no foreign transaction fees.
- Miles won’t expire for the life of the account and there’s no limit to how many miles you can earn.
- See Rates and Fees
CardName benefits
When we called the CardName a "no strings attached" card above, we meant it.
While some rewards credit cards, particularly travel rewards cards, have an introductory no-annual-fee offer for the first year, many expect you to pay a fee every year after that. With the CardName, this is something you’ll never have to worry about, which means you don’t need to work through the math of whether you’ll earn enough rewards in a given year to offset the fee.
And though you might not earn as many miles per purchase as with the annual_fees-per-year CardName, the CardName does still allow you to rack up 1.25 miles for every $1 spent; offers a nice welcome offer of 20,000 miles after spending $500 in the first three months; and as an added bonus, has introductory 0% interest APR on purchases and balance transfers for the first intro_apr_duration (then, RegAPR; balance transfer fee applies). These perks, along with no annual fee ever, certainly make the CardName one to not overlook. For VentureOne Rewards See Rates and Fees and for Venture Rewards See Rates and Fees.
There are a also a number of travel benefits offered with this card. CardName holders have access to travel assistance services, auto rental insurance, and more. There are also no foreign transaction fees associated with this card, making it a great international companion as well.
Potential downsides of the CardName
No annual fee is great, but those looking for a rewards card that will gain miles quickly might become frustrated with the 1.25 mile per $1 ratio. While the no-annual-fee perk makes the CardName a great option for those who have time to work on their mile accumulation, those wanting to gain miles fast might want to consider a card with a higher mile-to-$1 ratio.
How do cardholders rate the CardName?
CardRatings commissioned Slice MR in November 2024 to survey 1,666 cardholders nationwide. Responses were given on a scale of 1-10 and respondents’ ratings were then averaged under broad topics. Here are the results for the CardName:
| Cost Effectiveness | 7.67 |
| Rewards Satisfaction | 7.98 |
| Customer Service | 7.76 |
| Website/App Usability | 8.47 |
| Likehood of Continuing to Use | 8.47 |
| Recommend to a Friend/Colleague | 8.13 |
| Overall Rating | 8.20 |
Survey results by question
Respondents rated their personal experience with the card_name, answering questions on a scale from 1-10. The results for each question can be found below:
How does the CardName compare to other cards?
CardName vs. CardName
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The CardName has no annual fees, no foreign transaction fees, a 0% intro APR period on purchases and balance transfers (for intro_apr_duration, then RegAPR after that; balance transfer fee applies), has a decent welcome bonus (one-time $200 cash-back bonus after spending $500 on purchases within the first three months from account opening), and earns rewards on every purchase made. See Rates and Fees
One big difference is that the CardName earns cash back instead of miles, and the earning rate is a bit higher, at 1.5% per dollar spent, versus the 1.25 you get with the CardName.
CardName vs. CardName
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Do you and your family only have a couple long weekends on the horizon, or are you dreaming of a year of jetsetting? Choosing between the CardName and the CardName just requires you to know your annual "break-even" point.
Both the CardName and CardName feature one-time bonus offers for new cardholders. The CardName offers a one-time bonus of 20,000 miles once you spend $500 on purchases within the first three months, equal to $200 in travel, and the CardName offers a one-time bonus of signup_reward miles once you spend signup_bonus_spend_amount on purchases within three months from account opening, equal to $750 in travel.
If you are looking at bonus offers alone, the CardName is a clear front-runner for the slot in your wallet reserved for a travel rewards card; however, if you don’t spend very much on credit cards or don’t travel that often, the CardName becomes a better deal as the years pass.
Quick math estimates that, with the CardName annual fee, you’ll have to spend about $5,000 on the card every year to break even. If you’re funneling every monthly expense, vacation charge and supermarket purchase to your travel rewards card, you’ll hit that mark pretty quickly each year. If that’s not for you, the CardName gives you the ability to earn rewards for travel without spending a dime on annual fees. For VentureOne Rewards See Rates and Fees and for Venture Rewards See Rates and Fees.
Is the CardName a good card?
The CardName is a great no annual fee credit card option for those who are in no hurry to cash in on their miles, and who have some time to work on their mile accumulation. Plus, if you’re just looking for a card that earns miles in the background while you go about your daily spending, this one won’t disappoint thanks to its simple, flat-rate earning structure. See Rates and Fees
Frequently asked questions
What credit score is needed for the card_name?
What is the credit limit for the card_name?
What's the difference between Capital One Venture and VentureOne?
Is card_name a Visa or Mastercard?
Our Methodology
Survey methodology: CardRatings commissioned Slice MR in November 2024 to survey 1,666 cardholders nationwide. CardRatings’ website analytics from Jan. 1, 2024-Oct. 31, 2024 were used to determine a selection of the most popular cards. Responses to 10 questions were given on a scale of 1-10. For nine of these questions, respondents’ scores were averaged under broad topics. The overall rating represents an average of respondents’ responses to their overall rating of each card.
Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
