What to do if your credit card is declined
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It can be awkward and sometimes stressful, having your credit card declined, though it really depends on the situation. If you're...
Financial Literacy Featured Articles
Is the CFPB proposal to cap late fees good for consumers?
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The CFPB claims that late fees cost consumers $12 billion each year. It's also important to note that, according to the CFPB,...
Can you get a credit card after filing for bankruptcy?
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Depending on whether you file Chapter 7 or Chapter 13 bankruptcy, your path to restoring credit could include secured credit cards...
6 common credit card misconceptions
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With a new year underway, you've had some time already to work on your resolutions to get your credit card spending...
Guide to credit card charity, political donations
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You're probably familiar with the ins and outs of purchasing something with your credit card – it's not especially tricky as...
How do credit card issuers make money?
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You may have heard that if you use credit cards right, the credit card companies won't make a cent off of...
How many credit cards should you have?
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Recent data from Experian credit bureau shows the typical American has roughly four credit cards in their wallet. But is that...
How to choose your first credit card
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The menu of credit card options in the United States is huge. Just about every major bank and credit union offers...
10 signs it’s time to add to your credit portfolio
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Here's how to tell if it’s time to add a new credit card to your plastic portfolio.
Do late credit card payments affect your credit score?
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One of the most fundamental aspects of good credit card management is sending your payments by or before the due date....