Financial literacy Featured Articles

What is a billing cycle and why is it important?

By John Schmoll | Updated on March 27, 2026

Billing cycles may seem complicated, but understanding how they work can help safeguard your finances. A billing cycle is the timeframe...

By Geoff Williams | Updated on March 19, 2026

With the holidays coming, your credit cards are probably about to get their usual end-of-the-year workout. There are things you could...

By Jennifer Doss | Updated on March 17, 2026

Using a credit card to pay tuition could be a good rewards strategy if done wisely, but do the pros outweigh...

By Jennifer Doss | Updated on March 17, 2026

Yes, you can have more than one card from a single issuer. However, the extra account carries both pros and cons.

By Stephanie Colestock | Updated on March 12, 2026

With so many options from Chase, CardRatings wanted to take a head-to-head look at a few Chase credit cards to help...

By Liz Taurasi | Updated on March 12, 2026

What are the benefits of paying for a wedding on a credit card? Do they outweigh the risks? Learn more about...

By Maryalene Laponsie | Updated on March 12, 2026

Heavier than their plastic counterparts, metal credit cards are gaining popularity among some credit card users thanks to their durability and...

By Holly Johnson | Updated on March 12, 2026

Dave Ramsey has never been shy when it comes to sharing his views on how to build wealth -- or how...

By Richard Barrington | Updated on March 11, 2026

Over the past year, the average credit card limit has climbed above $27,000, according to industry data. Is that a good...

By John Schmoll | Updated on March 9, 2026

In an ideal world, you pay off your credit card in full each month. Doing so helps you avoid interest charges...