Financial literacy Featured Articles

Can I use household income on my credit card application?

By Erica Lamberg | Updated on June 3, 2025

When you apply for a credit card, there are several factors that can impact your chances for approval. Two major considerations...

By John Schmoll | Updated on June 3, 2025

Other actions, such as a payment returning with insufficient funds or exceeding your credit limit, can trigger the higher rate. Worse...

By Holly Johnson | Updated on June 2, 2025

When a card issuer mentions a credit card retention offer, they are typically hoping you will pay the annual fee on...

By Lynnette Khalfani-cox | Updated on May 28, 2025

I remember way back in 2001 when I had a ton of credit card debt – I’m talking $100,000 in credit...

By John Egan | Updated on May 28, 2025

So, given the massive sums of money earmarked for back-to-school shopping, how can you responsibly put back-to-school spending on a credit...

By Erica Lamberg | Updated on May 28, 2025

With summer winding down, the holiday season will be here before you know it. As you begin to prioritize your game...

By Erica Sandberg | Updated on May 28, 2025

Does that mean you have to stop using the card for transactions as you’re paying what you owe down? Not necessarily....

By Geoff Williams | Updated on May 28, 2025

With the holidays coming, your credit cards are probably about to get their usual end-of-the-year workout. There are things you could...

By Maryalene Laponsie | Updated on May 28, 2025

It seems to happen to everyone at least once: you make a credit card purchase expecting to earn bonus rewards points,...

By Jennifer Doss | Updated on May 28, 2025

Yes, you can have more than one card from a single issuer. However, the extra account carries both pros and cons.