What is variable APR?
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Variable APR means that the annual percentage rate on your credit card can change over time. Don't worry, though. Banks can't...
Financial Literacy Featured Articles
Credit card ‘built-in’ fixed APR personal loans vs. traditional personal loans
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Card members can conveniently access their existing credit lines to can get a fixed-rate loan for practically any purpose, but do...
Can fixed rate credit cards protect you from rising rates?
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While a fixed rate makes sense in theory, do such offers actually exist? And, if so, is getting a fixed rate...
Common credit card fees and how to avoid them
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You've likely heard the horror stories related to credit card debt. They go something like this: "I applied for a card...
How to pay your mortgage with a credit card: Hidden risks and rewards
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Your mortgage is probably your biggest monthly bill. If you could pay it with a credit card, you could turn that...
How fintech is changing how we think about and use financial services
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The U.S. credit card industry has historically been somewhat slow to adopt new technology.
6 tips for saving on back-to-school shopping with credit cards
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So, given the massive sums of money earmarked for back-to-school shopping, how can you responsibly put back-to-school spending on a credit...
How to use 0% APR credit card deals to your financial advantage
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I remember way back in 2001 when I had a ton of credit card debt – I’m talking $100,000 in credit...
Should you designate one credit card for online shopping?
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With summer winding down, the holiday season will be here before you know it. As you begin to prioritize your game...
How to pay off debt and use your credit card at the same time
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Does that mean you have to stop using the card for transactions as you’re paying what you owe down? Not necessarily....