Should you cancel credit cards you no longer use? By Erica Lamberg | Updated on May 6, 2025 There are a few things to consider when deciding whether to close a credit card account. You may first wonder if...
Student loan payments now affecting credit: What you need to know By Holly Johnson | Updated on May 6, 2025 Interestingly, borrowers who are delinquent or in default on their student loans have not had their late payments reported to the...
What happens if you go over your credit limit? By John Schmoll | Updated on May 5, 2025 Credit card companies allow for such activity via over-limit protection. However, you must typically opt-in to activate this feature on your...
Can you pay tuition with a credit card? By Jennifer Doss | Updated on May 2, 2025 Using a credit card to pay tuition could be a good rewards strategy if done wisely, but do the pros outweigh...
What is credit cycling? Pros, cons, and alternatives explained By John Schmoll | Updated on May 2, 2025 One of the benefits of having a credit card is the ability to earn rewards points by managing purchases. While this...
6 tips for saving on back-to-school shopping with credit cards By John Egan | Updated on April 30, 2025 So, given the massive sums of money earmarked for back-to-school shopping, how can you responsibly put back-to-school spending on a credit...
Is the Chase Sapphire Reserve® annual fee worth it? By Geoff Williams | Updated on April 28, 2025 Let's start by looking at the top card_name benefits. Knowing what that annual fee can get you should help you determine...
How to use your tax refund to reduce credit card debt By Richard Barrington | Updated on April 28, 2025 If the 2024 tax year is anything like the prior one, you may be one of millions of Americans who receives...
What happens if you don’t activate a credit card? By Lena Borrelli | Updated on April 25, 2025 Before you toss it in the garbage or move on to the next item of mail, this is what you need...
What are pay-over-time credit card plans? By Choncé Maddox | Updated on April 24, 2025 Credit cards are an essential part of modern financial life, offering convenience and rewards to many card users. One of the...