What is the purpose of a credit builder loan?
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How can a credit builder loan help me and how does it compare to other loans?
Financial Literacy Featured Articles
How fintech is changing how we think about and use financial services
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The U.S. credit card industry has historically been somewhat slow to adopt new technology.
How minimum credit card payments can get you into trouble
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The credit card debt Americans owe has risen for four straight years, and may be on track to rise again this...
American Express military benefits for military personnel, their spouses
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American Express military benefits could be quite the money-saver for military personnel. Thanks to the Servicemembers' Civil Release Act (SCRA), American...
Are credit card rewards taxable? A guide to credit cards and taxes
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Are credit card rewards taxable? Should you pay your taxes with a credit card? CardRatings offers some guidance on common questions...
Should you use a credit card for vet bills?
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Your dog, your cat, your pet turtle - if you have an animal in your household, it’s family, unless we’re talking...
How to pay off delinquent credit card debt: When does it make sense to settle?
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Credit card delinquency occurs when you miss a payment. In theory, your credit card is considered delinquent once it is overdue....
Guide to getting a credit card for foreign students, immigrants, H-1B visa holders
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Moving to the United States can be a major adjustment - regardless of whether you are coming here as a foreign...
Should you take a charging break?
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Here’s how a charging break can help you regain control over your money.
Guide to foreign transaction fees
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If you travel internationally, finding a credit card with low or no foreign transaction fees is crucial. But even if you...