Should you cancel credit cards you no longer use?
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There are a few things to consider when deciding whether to close a credit card account. You may first wonder if...
Financial Literacy Featured Articles
Student loan payments now affecting credit: What you need to know
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Interestingly, borrowers who are delinquent or in default on their student loans have not had their late payments reported to the...
What happens if you go over your credit limit?
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Credit card companies allow for such activity via over-limit protection. However, you must typically opt-in to activate this feature on your...
Can you pay tuition with a credit card?
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Using a credit card to pay tuition could be a good rewards strategy if done wisely, but do the pros outweigh...
What is credit cycling? Pros, cons, and alternatives explained
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One of the benefits of having a credit card is the ability to earn rewards points by managing purchases. While this...
6 tips for saving on back-to-school shopping with credit cards
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So, given the massive sums of money earmarked for back-to-school shopping, how can you responsibly put back-to-school spending on a credit...
Is the Chase Sapphire Reserve® annual fee worth it?
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Let's start by looking at the top card_name benefits. Knowing what that annual fee can get you should help you determine...
How to use your tax refund to reduce credit card debt
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If the 2024 tax year is anything like the prior one, you may be one of millions of Americans who receives...
What happens if you don’t activate a credit card?
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Before you toss it in the garbage or move on to the next item of mail, this is what you need...
What are pay-over-time credit card plans?
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Credit cards are an essential part of modern financial life, offering convenience and rewards to many card users. One of the...