How merchant category codes affect credit card rewards By Maryalene Laponsie | Updated on February 12, 2026 It seems to happen to everyone at least once: you make a credit card purchase expecting to earn bonus rewards points,...
What happens if you stop using your credit card? By John Schmoll | Updated on February 11, 2026 If you stop using a credit card, the issuer won't immediately close it. Extended inactivity can cause problems, though.
Can you have too much credit? The truth about high credit limits By John Schmoll | Updated on February 10, 2026 No, having a high credit limit isn’t necessarily bad. As long as you avoid using the total available credit to overspend,...
Debt and depression: Why you don’t have to choose between your mental health or your debt By John Schmoll | Updated on January 26, 2026 Debt, financial worry, and mental health are deeply interconnected, and ongoing financial worry can negatively impact your overall well-being, affecting not...
How are credit limits determined? By Maryalene Laponsie | Updated on January 23, 2026 We get questions all the time from readers who want to improve their credit scores so they can qualify for better...
5 steps to paying off holiday debt you charged to a 0% APR credit card By Holly Johnson | Updated on January 23, 2026 But, there are downsides that come with paying for the holidays with plastic, too. One of those is the potential for...
How to manage credit card debt as a retiree By John Schmoll | Updated on January 23, 2026 What's more concerning is the amount of debt carried by many seniors. "Nearly half (48%) of older adults who carry a...
New Year’s credit card clean-up checklist By Holly Johnson | Updated on January 23, 2026 If you're hoping to improve your financial position in the new year, taking stock of your current use of credit and...
How to pay off credit card debt quickly: Your 2026 debt-free blueprint By Richard Barrington | Updated on January 22, 2026 Paying down credit card debt is always a good way to improve your finances. The way the 2026 economy is shaping...
Guide to foreign transaction fees By Maryalene Laponsie | Updated on January 20, 2026 If you travel internationally, finding a credit card with low or no foreign transaction fees is crucial. But even if you...