How merchant category codes affect credit card rewards
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It seems to happen to everyone at least once: you make a credit card purchase expecting to earn bonus rewards points,...
Financial Literacy Featured Articles
What happens if you stop using your credit card?
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If you stop using a credit card, the issuer won't immediately close it. Extended inactivity can cause problems, though.
Can you have too much credit? The truth about high credit limits
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No, having a high credit limit isn’t necessarily bad. As long as you avoid using the total available credit to overspend,...
Debt and depression: Why you don’t have to choose between your mental health or your debt
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Debt, financial worry, and mental health are deeply interconnected, and ongoing financial worry can negatively impact your overall well-being, affecting not...
How are credit limits determined?
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We get questions all the time from readers who want to improve their credit scores so they can qualify for better...
5 steps to paying off holiday debt you charged to a 0% APR credit card
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But, there are downsides that come with paying for the holidays with plastic, too. One of those is the potential for...
How to manage credit card debt as a retiree
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What's more concerning is the amount of debt carried by many seniors. "Nearly half (48%) of older adults who carry a...
New Year’s credit card clean-up checklist
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If you're hoping to improve your financial position in the new year, taking stock of your current use of credit and...
How to pay off credit card debt quickly: Your 2026 debt-free blueprint
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Paying down credit card debt is always a good way to improve your finances. The way the 2026 economy is shaping...
Guide to foreign transaction fees
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If you travel internationally, finding a credit card with low or no foreign transaction fees is crucial. But even if you...