Financial Literacy Featured Articles

Can I apply for a credit card with no income?

By Maryalene Laponsie | Updated on September 9, 2025

Credit cards are powerful financial tools, and companies don't issue them to just anyone. Applicants generally need to have an acceptable...

Credit card application rules: Can you qualify for a new welcome bonus? Issuer rules explained

By Curtis Arnold | Updated on September 8, 2025

Such restrictions mainly target cardholders identified as "churners." Churners, according to my colleague Maryalene Laponsie, open a new card account, then...

Paying for a wedding on a credit card – is it worth it?

By Liz Taurasi | Updated on August 28, 2025

What are the benefits of paying for a wedding on a credit card? Do they outweigh the risks? Learn more about...

Does Chase Sapphire Preferred® waive foreign transaction fees?

By Brooklyn Lowery | Updated on August 22, 2025

All information about Southwest Rapid Rewards® Premier Credit Card has been collected independently by Cardratings.com.

Is the Chase Sapphire Reserve® annual fee worth it?

By Geoff Williams | Updated on August 22, 2025

Fortunately, you should be able to get an idea of whether you're going to save and earn back more than annual_fees...

Back-to-school shopping’s growing effect on credit card debt and how to avoid it

By Richard Barrington | Updated on August 18, 2025

August is a hot month for credit card spending. Historically, it’s been one of the biggest months for taking on credit...

Essential credit card alerts for better money management

By Natasha Etzel | Updated on August 13, 2025

Learning how to manage your credit card usage is essential. Do you want to simplify managing your credit cards? Most credit...

Can you pay tuition with a credit card?

By Jennifer Doss | Updated on August 12, 2025

Using a credit card to pay tuition could be a good rewards strategy if done wisely, but do the pros outweigh...

Guide to adding authorized users to your credit card

By Geoff Williams | Updated on August 12, 2025

Authorized user. They are two words that can make life much easier - or very stressful - for anybody who...

Can zero-based budgeting help you avoid carrying a credit card balance?

By Jake Safane | Updated on August 11, 2025

Maybe your work hours get cut or you lose your job, so the paycheck you were banking on to cover your...