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Financial Literacy Featured Articles

Are credit cards with annual fees worth it?

Are credit cards with annual fees worth it?

By Erica Sandberg | Updated on January 20, 2026
If you’re in the market for a new credit card, your first inclination may be to focus on the accounts that...
Are credit card rewards taxable? A guide to credit cards and taxes

Are credit card rewards taxable? A guide to credit cards and taxes

By Liz Taurasi | Updated on January 20, 2026
Are credit card rewards taxable? Should you pay your taxes with a credit card? CardRatings offers some guidance on common questions...
Guide to credit card product changes: What, why and how

Guide to credit card product changes: What, why and how

By Maryalene Laponsie | Updated on January 20, 2026
What is a credit card product change and when should you consider one? CardRatings breaks down the details.
Does Chase Sapphire Preferred® waive foreign transaction fees?

Does Chase Sapphire Preferred® waive foreign transaction fees?

By Brooklyn Lowery | Updated on January 16, 2026
All information about Southwest Rapid Rewards® Premier Credit Card has been collected independently by Cardratings.com.
What is the average credit card interest rate?

What is the average credit card interest rate?

By Richard Barrington | Updated on January 12, 2026
Credit card companies were slow to react to the Fed's rate cuts, but most made up ground during the final quarter...
Should you take a charging break?

Should you take a charging break?

By Erica Sandberg | Updated on December 9, 2025
Here’s how a charging break can help you regain control over your money. 
Pre-qualified vs. pre-approved credit card: Your approval odds explained

Pre-qualified vs. pre-approved credit card: Your approval odds explained

By John Schmoll | Updated on December 3, 2025
Credit card companies often mail letters to potential customers explaining they are pre-qualified or pre-approved for a new card. Issuing banks...
Is the Chase Sapphire Reserve® annual fee worth it?

Is the Chase Sapphire Reserve® annual fee worth it?

By Geoff Williams | Updated on November 21, 2025
Fortunately, you should be able to get an idea of whether you're going to save and earn back more than annual_fees...
Building credit has never been so easy – or fun

Building credit has never been so easy – or fun

By Maryalene Laponsie | Updated on November 19, 2025
Once upon a time, building credit was a grind. First, you'd need to find a card issuer willing to accept your...
The smart way to beat holiday debt: Expert balance transfer tips

The smart way to beat holiday debt: Expert balance transfer tips

By Holly Johnson | Updated on November 13, 2025
Start by writing down how much money you bring in each month after taxes, then list your regular expenses – things...

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