Why is it getting harder for people with low credit scores to get credit?
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A low credit score always makes it tough to get credit, but sometimes it's harder than at other times.
Financial Literacy Featured Articles
Can you donate credit card rewards?
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Donating credit card rewards comes at no extra cost to you and is a great way to help benefit your favorite...
What is the difference between a charge card and a credit card?
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The terms "charge card" and "credit card" are used so interchangeably that you'd be forgiven if you thought they were the...
Why a national cap on credit card rates may be a bad thing
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Bank credit card rates are at or near historic highs, topping 30% in some cases, and vulnerable consumers are feeling the...
Proposed legislation could hit credit card reward programs
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EDITOR'S UPDATE: Since this article first published, the proposed legislation has continued to be discussed. In late July, Sen. Roger Marshall...
How can I get approved for a Capital One credit card with a 790 score?
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Your credit score is high and you would be considered to have "excellent credit" by most credit card issuers. But obviously,...
The 60-minute credit card makeover
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Spending one hour on your credit cards could save you hundreds of dollars in interest, fees or rewards.
Prepaid debit cards for teens: Pros, cons and what the experts say
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Prepaid debit cards have grown in popularity over the years and not just among adults. A fairly new niche in the...
8 best ways to use your tax refund
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As sure as green in spring and yellow in fall – if you live where the seasons turn, at least –...
Can you use credit cards for sports gambling?
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In the five years since the U.S. Supreme Court lifted the federal ban on sports gambling in 2018, Americans have wagered...