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Apply online for The Platinum Card® from American ExpressSponsored card
About Our Ratings
Credit Needed
Excellent

Top Features

Points or Miles
Bonus Miles or Points
40,000 points
after you use your new Card to make $3,000 in purchases in your first 3 months.
Purchase APR
N/A
Annual Fee
$450

Full Review

Curtis Arnold Editor-in-chief
American Express is a CardRatings.com advertiser.

This card compared to other reward points cards

Points or Miles
3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
2X miles/$1 spent on travel and dining; 1X mile/$1 spent on all other purchases. Get 5% miles back to use toward your next redemption, every time you redeem
Bonus Miles or Points
40,000 points
after you use your new Card to make $3,000 in purchases in your first 3 months.
Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
20,000 bonus miles after you spend $1,000 on purchases in the first 90 days - that's enough to redeem for a $200 travel statement credit
Purchase APR
N/A
13.24% - 22.24% Variable 
16.24%, 20.24% or 24.24%* Variable 
Annual fees
$450
$95
$0
CardRatings.com Editorial Staff

The Platinum Card® from American Express details

Points or Miles
Bonus Miles or Points
40,000 points
after you use your new Card to make $3,000 in purchases in your first 3 months.
Purchase Intro
APR:
N/A
Purchase APR
N/A 
Annual Fee
$450

What American Express says about this card

  • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
  • There are no foreign transaction fees with your Platinum Card.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors Gold Status.
  • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
  • No interest charges because you pay your balance in full each month.
  • Terms and limitations apply.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Michael Gorman ( Jun 16, 2012 at 9:07 am)

    Great service, especially for travel and reservations, good offers at hotels, etc. No limit. Always available with limited waittime. Expensive to own one, but reassuring.


  2. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Michael Gorman ( Jun 16, 2012 at 9:06 am)

    Great service, especially for travel and reservations, good offers at hotels, etc. No limit. Always available with limited waittime. Expensive to own one, but reassuring.


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Featured offers
Currently available on the The Platinum Card® from American Express
40,000 points
After you use your new Card to make $3,000 in purchases in your first 3 months.

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Apply online for The Amex EveryDay® Preferred Credit Card from American Express

The Amex EveryDay® Preferred Credit Card from American Express

  • Earn 15,000 Membership Reward(R) points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 50% more points: Make 30 or more purchases with your Card in a billing period and get 50% extra points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards(R) Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
Credit Needed:
Excellent
Apply online for Barclaycard Arrival™ World MasterCard®

Barclaycard Arrival™ World MasterCard®

  • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days -- that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel & dining and 1X miles on all other purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness.
  • Complimentary online FICO(R) Credit Score access for Barclaycard Arrival cardmembers
Credit Needed:
Excellent/Good