Delta SkyMiles® Reserve Business American Express Card review
Offering complimentary airport lounge access, a companion certificate, an annual opportunity for bonus miles and bonus MQDs, and even more perks and rewards-earning chances, this luxury card could be a great fit for the Delta-loyal business.
Delta SkyMiles® Reserve Business American Express Card
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Key Features
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- Earn signup_reward bonus miles after spending signup_bonus_spend_amount in purchases on your new card in your first six months of card membership.
- Wait for your flight in comfort with complimentary access to The Centurion Lounge or Escape Lounge when you book your ticket with your card.
- Earn three miles per $1 spent on eligible Delta purchases.
- This card is designed for businesses with a deep loyalty to Delta. To fully offset that steep annual fee, you'll need to put the Delta-specific perks to good use and you'll definitely want to spend enough on the card to earn those annual bonus miles and bonus MQDs.
Ink Business Preferred® Credit Card
discontinued_disclaimerDelta Reserve for Business Credit Card benefits
Frequent travel for business can be a grind. The Delta SkyMiles® Reserve Business American Express Card offers several ways to make the experience both more enjoyable and even, believe it or not, rewarding. American Express is a CardRatings advertiser.
The Delta SkyMiles® Reserve Business American Express Card is well-suited for companies that do high-volume travel, prefer to do it with Delta Airlines and appreciate a fair amount of comfort when they do.
The ball gets rolling quickly with a welcome offer of signup_reward bonus miles earned by spending signup_bonus_spend_amount in purchases on your new card in your first six months of card membership.
On an ongoing basis, you earn three miles per $1 spent on eligible Delta purchases and one mile per $1 spent on other eligible purchases. Once you spend $150,000 on purchases in a calendar year, you’ll earn three miles per $1 spent on eligible Delta purchases. Miles can be redeemed for flights, seat upgrades, gift cards or shopping.
The Delta SkyMiles® Reserve Business American Express Card also offers an opportunity through which you receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases made with your Delta Reserve for Business Credit Card. Not a Medallion Member? Card members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
CardRatings Tip
What are Medallion Qualification Dollars? These dollars equal your spending on Delta flights as well as flights on many partner airlines. Learn more in our guide to the Delta SkyMiles program.
Even though the annual fee is steep at AnnualFees, it could be largely offset with the various perks and features offered to cardholders, not to mention the rewards you can earn, including complimentary access to The Centurion Lounge or Escape Lounge (you must book your flight on your Reserve card) when flying on a same-day Delta-marketed or Delta-operated flight, Zone 5 priority boarding, your first bag checked free, as well as 24/7 concierge service and no fee for foreign transactions. See Rates and Fees.
Another great perk of this card is the Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Using the Delta SkyMiles® Reserve Business American Express Card for all your Delta travel and related purchases can help you earn even more perks and upgrades as those annual MQD bonus opportunities will move you into higher tiers of the Delta Medallion Program.
As an added little bonus, you enjoy a 20% savings on eligible in-flight purchases (in the form of a statement credit on your card).
Potential downsides of the Delta Reserve for Business Credit Card
The Delta SkyMiles® Reserve Business American Express Card has an annual fee of AnnualFees. That’s a significant investment unless you know you will be doing enough travel to make it worthwhile. Keep in mind that the lounge access and miles you could earn should go a long way toward offsetting that.
And, as with any airline reward redemption, you will be responsible for paying the taxes and fees on the flight even if you have enough miles to cover the full cost.
How the Delta Reserve for Business Credit Card compares to other cards
Delta SkyMiles® Reserve Business American Express Card vs. The Business Platinum Card® from American Express
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The Business Platinum Card® from American Express is a more general rewards card that functions on American Express’ Membership Rewards program. That flexibility comes with an annual fee of AnnualFees. The Business Platinum Card® from American Express is currently featuring a welcome offer opportunity of signup_reward Membership Rewards® points after you spend signup_bonus_spend_amount in eligible purchases within the first three months of card membership.See Rates and Fees.
Cardholders also receive 35% of their points back (up to 1 million points a year) when using Pay with Points for a first- or business-class flight on any airline (or any class flight on your pre-selected airline) through amextravel.com.
In terms of earning rewards on an ongoing basis, the Delta card focuses on, well, Delta. The Delta SkyMiles® Reserve Business American Express Card offers three miles per $1 spent on eligible Delta purchases; whereas, The Business Platinum Card® from American Express has more general earning options for travelers, including five points for every $1 spent on flights and prepaid hotels booked through amextravel.com.
Additionally, The Business Platinum Card® from American Express has you select one qualifying airline at the start of each year and then you can qualify for a reimbursement of up to $200 per year for incidental expenses such as baggage fees and other incidentals with qualifying airline.
And, really, flexibility is the key difference between these cards. Both offer luxury treatment like access to airport lounges and more, but if you aren’t loyal to the Delta brand you could find more value with The Business Platinum Card® from American Express. Enrollment required for select benefits
Delta SkyMiles® Reserve Business American Express Card vs. CardName
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The CardName is offering signup_reward American Airlines AAdvantage® bonus miles after spending at least signup_bonus_spend_amount in purchases within the first three months of account opening. Citi is a CardRatings advertiser.
Again, both cards carry higher-than-typical annual fees and, but both offer similar luxury perks for their respective airlines.
The cards have similar rewards programs, with the Delta SkyMiles® Reserve Business American Express Card connected to Delta SkyMiles® and the CardName connected to American Airlines AAdvantage® miles. The American Airlines card offers four miles per $1 spent on eligible purchases with the airline, while the Delta card offers three miles. Both cards offer access to exclusive "members only" airport lounges and both offer cardholders priority boarding and free checked bags.
Who should get the Delta SkyMiles® Reserve Business American Express Card?
If you and your company do a great deal of traveling for business and if Delta is your airline of choice, the Delta SkyMiles® Reserve Business American Express Card is a card you should certainly consider having in your wallet. Its scope of benefits is admittedly narrow, and it isn’t designed for just any cardholder. But its luxury perks and rewards with Delta could save the right business quite a lot of money.
Frequently asked questions
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Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.
To see the rates and fees for the American Express cards featured in this post, please visit the following links: The Business Platinum Card® from American Express (See Rates and Fees); Delta SkyMiles® Reserve Business American Express Card (See Rates and Fees)
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