dcsimg
Advertiser Disclosure
 
     
Please enter the text to be searched
As the COVID-19 pandemic continues to affect your life and finances, CardRatings will remain committed to providing timely information related to credit cards and personal finance topics via our coronavirus financial services resource page. Email editor@cardratings.com with specific questions.

Delta SkyMiles® Platinum Business American Express Card Review

If comfort and perks are on your business travel list of needs, this could be your card. You can rack up miles for your travel and other purchases while taking advantage of benefits like priority boarding, in-flight savings, a free checked bag and more.
 CardRatings Senior Manager  | Updated

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express CardSponsored card
Our Rating:   
Good, Excellent
on American Express's secure website

CardRatings Editor's Analysis: Pros & Cons

  • Earn 45,000 bonus miles and 5,000 MQMs after you spend $3,000 in the first three months. Also, earn a $100 statement credit after you make a Delta purchase on your new card in the first three months.
  • Earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels. Earn 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year, and 1X mile on every eligible dollar spent on other purchases.
  • Get closer to Medallion status with Status Boost™. Spend $25,000 in purchases on the card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion status and are different from the miles you earn toward flights.
  • The annual fee means this card is best for people who will fully use its perks and features. If you aren't brand loyal, there are likely better card options for you. See Rates and Fees.
Terms and Limitations Apply

Delta SkyMiles® Platinum Business American Express Card Essentials

The Delta SkyMiles® Platinum Business American Express Card provides plenty of perks for the business traveler who spends as much time working from a tray table as at a traditional desk. The card allows you to rack up extra miles for your Delta purchases, as well as miles for the rest of your purchases. Those miles can then be redeemed for flights, hotel stays, car rentals and more. American Express is a CardRatings advertiser.

How you acquire miles is simple:

  • Earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels
  • Earn 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year
  • Earn 1X mile on all other eligible purchases

Miles don't expire so you can save up for the trip of a lifetime or use them as soon as you want; the choice is yours.

The Delta SkyMiles® Platinum Business American Express Card's rewards program includes multiple ways to get even more miles.

New cardholders can earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles after spending $3,000 in the first three months. Plus, earn a $100 statement credit after you make your first Delta purchase in the first three months.

You can also get closer to Medallion status with Status Boost™. Spend $25,000 in purchases on the card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.

Top Features

 Rewards
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
 Bonus Rewards
Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months.
 Annual Fee

What Our Editors Like Best About the Delta SkyMiles® Platinum Business American Express Card

When it comes to a credit card for your business, you want to know that you're getting everything you need – plus some extra perks – if you're paying an annual fee. In the case of the Delta SkyMiles® Platinum Business American Express Card, that annual fee is significant at $250 but if travel is a regular part of your business that fee would likely be offset with all the rewards-earning opportunities and flexible redemption options. See Rates and Fees.

So, let's talk about earning those rewards. As we mentioned above, you earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels; 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year; and 1X mile on every eligible dollar spent on other purchases. That means all your business purchases, on travel or otherwise, will go toward helping you bank rewards. And don't overlook the welcome offer that gets you off to a solid start with the opportunity to earn 45,000 bonus miles and 5,000 MQMs after you spend $3,000 in the first three months; plus a $100 statement credit after you make your first Delta purchase in the first three months.

All those rewards you earn can be redeemed for seats on Delta and partner flights, upgrades to First Class or Delta One™, hotel stays, car rentals and merchandise. Basically, your business' travel needs are likely eligible to be covered by your rewards.

There are plenty of comforting travel perks with this card beyond the rewards. Cardholders receive priority boarding, your first checked bag free, 20% off in-flight purchases, baggage insurance, car rental loss and damage insurance, and roadside assistance.

Lastly, the Delta SkyMiles® Platinum Business American Express Card doesn't charge foreign transaction fees, so go ahead and take that business trip abroad; you won't be on the hook for additional fees on international purchases. See Rates and Fees.

Potential Downsides of the Delta SkyMiles® Platinum Business American Express Card

The $250 annual fee can take a bite out of your SkyMiles® gains, so you'll want to make sure the SkyMiles® more than offset the fee. Though, the bonus miles and MQMs as well as potential rewards you can earn through spend can more than offset that fee your first year as a cardholder.

How the Delta SkyMiles® Platinum Business American Express Card Compares to Other Credit Cards

Delta SkyMiles® Platinum Business American Express Card vs. Delta SkyMiles® Gold Business American Express Card

The Delta SkyMiles® Gold Business American Express Card offers many of the same perks as the Delta SkyMiles® Platinum Business American Express Card, but with a lower annual fee and less lucrative welcome offer.

The Delta SkyMiles® Gold Business American Express Card has a $0 introductory annual fee for the first year, then $99. (See Rates and Fees). This is less the Delta SkyMiles® Platinum Business American Express Card fee, plus the Delta SkyMiles® Gold Business American Express Card waives the fee for the first year while the Delta SkyMiles® Platinum Business American Express Card does not. The fee difference could certainly be a deciding factor if your business doesn't require enough travel to make that higher fee worthwhile.

With the Delta SkyMiles® Gold Business American Express Card, you can earn 40,000 bonus miles after you spend $2,000 in purchases on your new card in the first three months. Plus, earn an additional 10,000 bonus miles after your first anniversary of card membership. Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your card in a calendar year, you will earn a $100 Delta flight credit to use toward future travel.

Beyond those things, you do get many of the same benefits on both cards. For instance, both cards offer bonus miles for every $1 spent directly with Delta, priority seating, your first checked bag free and no foreign transaction fees. See Rates and Fees.

The decision comes down to whether you want a more generous bonus program or you prefer to pay a lower annual fee.

Delta SkyMiles® Platinum Business American Express Card vs. Ink Business Preferred® Credit Card

The information related to this credit card has been collected by CardRatings and has not been reviewed or provided by the issuer of this card.

This card isn't specifically an air miles rewards card, but Chase Ultimate Rewards® can certainly be redeemed for flights – in fact, you'll receive 25% of your points back each time you redeem for travel through the Ultimate Rewards portal – so the Ink Business Preferred® Credit Card is worth a look for the business that travels regularly (or even just occasionally).

With the Ink Business Preferred® Credit Card, you earn bonus points (three points per $1) in a number of common business categories including travel, shipping, some advertising and several other categories up to $150,000 spent annually. After that, and on all other purchases, you earn one point per $1. The annual fee with this card is less at $95 and you won't pay any foreign transaction fees. Plus, there's currently an 100,000-point bonus (worth $1,250 in travel when redeemed through Chase Ultimate Rewards®) after you spend $15,000 within the first three months.

When you're comparing a branded card to a non-branded card, you have to think about your loyalty to that brand. If it isn't particularly strong, you're likely better off with a more general rewards card, like the Ink Business Preferred® Credit Card that allows you to redeem your rewards for travel.

Delta SkyMiles® Platinum Business American Express Card vs. Capital One® Spark® Miles for Business

The Capital One® Spark® Miles for Business card (This card is not currently available on CardRatings) offers plenty of rewards earning opportunities for the regular business traveler as well as the freedom to choose your airline and redeem your rewards with a healthy dose of flexibility. The welcome bonus is also significant. New cardholders can earn 50,000 bonus miles when you spend $4,500 in the first three months of your account opening. You can also receive up to a $100 credit for one Global Entry or TSA Pre✓® application fee.

Additionally, earn two miles for every $1 spent on the Capital One® Spark® Miles for Business and five miles on hotel and rental car bookings through Capital One Travel™. Plus the annual fee is lower at $0 intro for first year; $95 after that. You won't pay foreign transaction fees with this card and you'll enjoy most of the same extra protections, such car rental insurance and 24-hour travel and emergency assistance services.

What you won't get with this card that you do with the Delta SkyMiles® Platinum is the extra perks that reward you for being brand loyal – things like a discount on in-flight purchases or your first checked bag free.

You will enjoy the same freedom to shop foreign-transaction-fee-free while abroad as well as many similar business-focused tools and features as those offered with the American Express card.

Who Should Get This Card?

If you fly Delta Airlines regularly, then the Delta SkyMiles® Platinum Business American Express Card could be the card for you. Not only do you rack up the SkyMiles® on Delta, but you can use your miles for flights with Delta and SkyMiles® partners or upgrade to First Class or Delta One™. You could additionally use your miles for hotel rooms, car rentals and merchandise so it's more than just a frequent flyer card

You also benefit while you're in the air since the card offers a 20% discount for in-flight food, beverage, television shows, video games and headsets. But this card is not only about flights. There are plenty of travel perks, too, including baggage insurance, and car rental loss and damage insurance.

Whether this card is right for you depends on how much you fly Delta and whether the card's bonuses and perks offset the annual fee.

To see the rates and fees for the American Express cards featured in this post, please visit the following links: Delta SkyMiles® Gold Business American Express Card (See Rates and Fees); Delta SkyMiles® Platinum Business American Express Card (See Rates and Fees)

Delta SkyMiles® Platinum Business American Express Card Compared to Other Travel rewards Cards

Apply online for CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> Mastercard<sup>®</sup>
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Apply online for Chase Sapphire Reserve®
Chase Sapphire Reserve®
Apply online for American Airlines AAdvantage MileUp<sup>℠</sup> Card
American Airlines AAdvantage MileUp Card
Rewards
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases. 
Rewards
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases. Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 AAdvantage® mile per $1 spent on other purchases. 
Rewards
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. 
Rewards
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases 
Bonus Rewards
Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. 
Bonus Rewards
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.  
Bonus Rewards
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®  
Bonus Rewards
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.  
Annual Fee
$250 
Annual Fee
$99, waived for first 12 months 
Annual Fee
$550 
Annual Fee
$0 

Consumer Reviews

Add Your Review

WRITE A REVIEW

E-Mail will not be published

  
  1. No reviews available for this card.   Be the first to review!