Delta SkyMiles® Platinum Business American Express Card Review
Delta SkyMiles® Platinum Business American Express Card
CardRatings Editor's Analysis: Pros & Cons
- Earn 60,000 bonus miles and 5,000 MQMs after spending $3,000 in the first three months.
- Earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels. Earn 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year, and 1X mile on every eligible dollar spent on other purchases.
- Get closer to Medallion status with Status Boost. Spend $25,000 in purchases on the card in a calendar year and earn 10,000 Medallion Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion status and are different from the miles you earn toward flights.
- The annual fee means this card is best for people who will fully use its perks and features. If you aren't brand loyal, there are likely better card options for you. See Rates and Fees.
The CardName provides plenty of perks for the business traveler who spends as much time working from a tray table as at a traditional desk. The card allows you to rack up extra miles for your Delta purchases, as well as miles for the rest of your purchases. Those miles can then be redeemed for flights, hotel stays, car rentals and more. American Express is a CardRatings advertiser.
How you acquire miles is simple:
- Earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels
- Earn 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year
- Earn 1X mile on all other eligible purchases
Miles don't expire so you can save up for the trip of a lifetime or use them as soon as you want; the choice is yours.
The CardName's rewards program includes multiple ways to get even more miles.
New cardholders can earn 60,000 bonus miles and 5,000 MQMs after spending $3,000 in the first three months.
You can also get closer to Medallion status with Status Boost. Spend $25,000 in purchases on the card in a calendar year and earn 10,000 MQMs; spend a total of $50,000 in eligible purchases on the card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
What Our Editors Like Best About the CardName
When it comes to a credit card for your business, you want to know that you're getting everything you need – plus some extra perks – if you're paying an annual fee. In the case of the CardName, that annual fee is significant at AnnualFees but if travel is a regular part of your business that fee would likely be offset with all the rewards-earning opportunities and flexible redemption options. See Rates and Fees.
So, let's talk about earning those rewards. As we mentioned above, you earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels; 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year; and 1X mile on every eligible dollar spent on other purchases. That means all your business purchases, on travel or otherwise, will go toward helping you bank rewards. And don't overlook the welcome offer that gets you off to a solid start with a welcome bonus opportunity to earn 60,000 bonus miles and 5,000 MQMs after making $3,000 in purchases within the first three months.
All those rewards you earn can be redeemed for seats on Delta and partner flights, upgrades to First Class or Delta One, hotel stays, car rentals and merchandise. Basically, your business' travel needs are likely eligible to be covered by your rewards.
There are plenty of comforting travel perks with this card beyond the rewards. Cardholders receive priority boarding, your first checked bag free, 20% off in-flight purchases, baggage insurance, car rental loss and damage insurance, and roadside assistance.
Lastly, the CardName doesn't charge foreign transaction fees, so go ahead and take that business trip abroad; you won't be on the hook for additional fees on international purchases. See Rates and Fees.
Potential Downsides of the CardName
The AnnualFees annual fee can take a bite out of your SkyMiles gains, so you'll want to make sure the SkyMiles more than offset the fee. Though, the bonus miles as well as potential rewards you can earn through spend can more than offset that fee your first year as a cardholder.
How the CardName Compares to Other Credit Cards
CardName vs. CardName
The CardName offers many of the same perks as the CardName, but with a lower annual fee and less lucrative welcome offer.
The CardName has a AnnualFees (See Rates and Fees). This is less than CardName fee, plus the CardName waives the fee for the first year while the CardName does not. The fee difference could certainly be a deciding factor if your business doesn't require enough travel to make that higher fee worthwhile.
With the CardName, you can earn a welcome bonus of 50,000 bonus miles after you spend $2,000 on purchases on your new card in the first three months. Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your card in a calendar year, you will earn a $100 Delta flight credit to use toward future travel.
Beyond those things, you do get many of the same benefits on both cards. For instance, both cards offer bonus miles for every $1 spent directly with Delta, priority seating, your first checked bag free and no foreign transaction fees. See Rates and Fees.
The decision comes down to whether you want a more generous bonus program or you prefer to pay a lower annual fee.
CardName vs. CardName
This card isn't specifically an air miles rewards card, but Chase Ultimate Rewards can certainly be redeemed for flights – in fact, you'll receive 25% of your points back each time you redeem for travel through the Ultimate Rewards portal – so the CardName is worth a look for the business that travels regularly (or even just occasionally).
With the CardName, you earn bonus points (three points per $1) in a number of common business categories including travel, shipping, some advertising and several other categories up to $150,000 spent annually. After that, and on all other purchases, you earn one point per $1. The annual fee with this card is less at $95 and you won't pay any foreign transaction fees. Plus, there's currently an 100,000-point bonus (worth $1,250 in travel when redeemed through Chase Ultimate Rewards) after you spend $15,000 within the first three months.
When you're comparing a branded card to a non-branded card, you have to think about your loyalty to that brand. If it isn't particularly strong, you're likely better off with a more general rewards card, like the CardName that allows you to redeem your rewards for travel.
CardName vs. CardName
The CardName card discontinued offers plenty of rewards earning opportunities for the regular business traveler as well as the freedom to choose your airline and redeem your rewards with a healthy dose of flexibility. The welcome bonus is also significant. New cardholders can earn 50,000 bonus miles when you spend $4,500 in the first three months of your account opening. You can also receive up to a $100 credit for one Global Entry or TSA PreCheck® application fee.
Additionally, earn two miles for every $1 spent on the CardName and five miles on hotel and rental car bookings through Capital One Travel. Plus the annual fee is lower at AnnualFees. You won't pay foreign transaction fees with this card and you'll enjoy most of the same extra protections, such car rental insurance and 24-hour travel and emergency assistance services.
What you won't get with this card that you do with the Delta SkyMiles® Platinum is the extra perks that reward you for being brand loyal – things like a discount on in-flight purchases or your first checked bag free.
You will enjoy the same freedom to shop foreign-transaction-fee-free while abroad as well as many similar business-focused tools and features as those offered with the American Express card.
Who Should Get This Card?
If you fly Delta Airlines regularly, then the CardName could be the card for you. Not only do you rack up the SkyMiles on Delta, but you can use your miles for flights with Delta and SkyMiles partners or upgrade to First Class or Delta One. You could additionally use your miles for hotel rooms, car rentals and merchandise so it's more than just a frequent flyer card
You also benefit while you're in the air since the card offers a 20% discount for in-flight food, beverage, television shows, video games and headsets. But this card is not only about flights. There are plenty of travel perks, too, including baggage insurance, and car rental loss and damage insurance.
Whether this card is right for you depends on how much you fly Delta and whether the card's bonuses and perks offset the annual fee.
Delta SkyMiles® Platinum Business American Express Card Compared to Other Travel rewards Cards
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
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