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Citi Rewards+ Card Review

Excellent, Good

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What Citi says about this card

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  • Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

By Amber Stubbs Managing Editor  Updated Mar 27, 2019

Top Features

Rewards
Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
Bonus Rewards
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
Annual Fee
$0

CardRatings Editor's Analysis: Pros & Cons

  • The New Citi Rewards+ Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • You earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases.
  • Enjoy 0% APR for purchases and balance transfers for 12 months from date of account opening; after that your standard APR for purchases will be 15.74% - 25.74% Variable based on your creditworthiness.
  • The points you earn (15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account-opening) are redeemable for $150 only in gift cards at thankyou.com.

Citi Rewards+ Card compared to other reward points cards

Card Name
Rewards
Bonus Rewards
Regular APR
Ratings/Apply
Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
15.74% - 25.74% Variable
American Express® Gold Card
Apply online for American Express® Gold Card
Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
N/A 
Apply Now
Terms and Limitations Apply
2 Miles per dollar on every purchase, every day.
50,000 Miles once you spend $3,000 on purchases within 3 months from account opening
17.99% - 25.24% (Variable) 

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