Citi® / AAdvantage Business™ World Elite Mastercard® review
Cardholders earn bonus rewards for purchases with American Airlines and also on a handful of popular business categories. AAdvantage® bonus miles are widely redeemable, taking you to more than 1,000 locations worldwide.
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- Rewards
- points_per_dollar
- Welcome Bonus
- bonus_miles bonus_miles_disclaimer
- Annual Fee
- annual_fees
Key Features
descriptionEditor Analysis:
- The generous welcome bonus is enough for multiple domestic round-trip flights, with the exact number depending on your chosen destinations and travel times.
- Unlike many airline credit cards, this one goes beyond just airline purchases for accelerated rewards. You'll earn bonus miles when you fly with American Airlines, and also on a wide range of other common expenses, including charges from telecommunications providers, cable and satellite services, car rental companies, and gas stations.
- Spend at least $30,000 annually on the card and you'll receive a $99 companion ticket for domestic travel.
- The annual fee means this card only makes sense for the truly American Airlines loyal who will earn enough miles (and redeem them enough) to offset the fee.
CardName benefits
Helping you gain rewards fast, the CardName is a must for business owners loyal to the American Airlines brand. Citi is a CardRatings advertiser.
Earn signup_reward American Airlines AAdvantage® bonus miles after spending signup_bonus_spend_amount in purchases within the first four months of account opening, and with double-mile earnings on eligible American Airlines purchases, gas, and select business purchases, it doesn’t take long for miles to start adding up. Plus, employee cards are available at no additional cost and also earn AAdvantage® bonus miles, further helping your miles-earning potential. As if that wasn’t enough, you also receive an American Airlines Companion Certificate for a domestic ticket each year after spending $30,000 or more with your card.
Other notable CardName features include:
- No foreign transaction fees
- Discounted American Airlines flights to select destinations with Reduced Mileage Awards – users can save up to 7,500 miles per round-trip flight
- First checked bag is free on domestic American Airlines itineraries
- Preferred boarding privileges
- Receive 25% off in-flight Wi-Fi when you pay with your card
Potential downsides of the CardName
Though the CardName has some great perks, cardholders won’t reap the full benefit of these bonuses unless the card is used often.
For example, the American Airlines Companion Certificate is a great reward, but users must spend at least $30,000 in a year to receive it. Frequent users of the card shouldn’t have trouble reaching this goal, but if the card is only used occasionally, users might miss out. We should also note that the companion ticket is limited to domestic travel and there will be a $99 fee to use it along with the required government taxes. It should still save you money, but you really can’t think of it as a free ticket.
Another downfall is the annual fee (annual_fees). While this fee can easily be offset by card perks, for those not using the card often enough, the fee may not feel worth it.
How do cardholders rate the CardName?
CardRatings commissioned Slice MR in November 2024 to survey 1,666 cardholders nationwide. Responses were given on a scale of 1-10 and respondents’ ratings were then averaged under broad topics. Here are the results for the CardName:
| Cost Effectiveness | 7.90 |
| Rewards Satisfaction | 8.07 |
| Customer Service | 8.31 |
| Website/App Usability | 8.37 |
| Likelihood of Continuing to Use | 8.08 |
| Recommend to a Friend/Colleague | 7.77 |
| Overall Rating | 7.83 |
Survey results by question
Respondents rated their personal experience with the card_name, answering questions on a scale from 1-10. The results for each question can be found below:
How does the CardName compare to other cards?
Is the CardName a good card?
Those who make frequent business purchases, want to distribute cards without a fee to employees, and who are loyal to the American Airlines brand will reap the most benefits from the CardName. The key with any branded credit card is to be honest about your level of loyalty. If you aren’t a frequent American Airlines traveler, you might be better off with a more general travel rewards credit card.
Our Methodology
Survey methodology: CardRatings commissioned Slice MR in November 2024 to survey 1,666 cardholders nationwide. CardRatings’ website analytics from Jan. 1, 2024-Oct. 31, 2024 were used to determine a selection of the most popular cards. Responses to 10 questions were given on a scale of 1-10. For nine of these questions, respondents’ scores were averaged under broad topics. The overall rating represents an average of respondents’ responses to their overall rating of each card.
Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.
