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Apply online for British Airways Visa Signature® Card
About Our Ratings
Credit Needed
Excellent/Good

British Airways Visa Signature® Card Review

Pros & Cons

  • Earn up to 75,000 bonus Avios by meeting specific spending thresholds as a new card member (details).
  • Each calendar year you make $30,000 in purchases you will earn a Travel Together Ticket good for two years.
  • Earn three Avios for every $1 spent on British Airways purchases and one Avios for every $1 spent on all other purchases.
  • The annual membership fee of $95 means card members need to spend enough to offset the cost of carrying the card, but, given the opportunity for a companion ticket each calendar year plus the solid bonus opportunity right now, the fee could turn out to be quite reasonable for regular British Airways guests.

Top Features

Rewards
Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
Bonus Rewards
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios.
Purchase APR
16.99% - 23.99% Variable
Annual Fee
$95

Full Review

Curtis Arnold Editor-in-chief

This card has a signup bonus offer that allows new cardholders to earn 50,000 bonus Avios after you spend $3,000 on purchases within the first three months of account opening. Plus, you can earn an additional 25,000 bonus Avios after spending $10,000 total on purchases within your first year from account opening for a total of 75,000 bonus Avios.

All in, that means your could earn up to 75,000 bonus Avios within your first year as a card member. Those bonus miles are in addition to the three Avios per $1 spent directly with British Airways and the one Avios per $1 on all your other purchases.

Lastly, every calendar year that you spend at least $30,000 on your card, you'll earn a Travel Together Ticket for a companion that is good for two years.

As you might expect, you won't be paying foreign transaction fees with this card when you travel abroad.

Overall, if you find yourself a regular guest on British Airways flights, the $95 annual fee will be a drop in the bucket compared to all the rewards and perks you earn.

This page was last updated on October 09, 2017

This card compared to other airline cards

Rewards
Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
1.5x Miles per dollar on all purchases
Bonus Rewards
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios.
30,000 bonus points after you spend $1,000 in purchases within the first 90 days
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
Purchase APR
16.99% - 23.99% Variable
12.99%, 20.99% or 25.99% variable 
11.99% - 23.99% Variable 
Annual fees
$95
$99
$0
This card is best for frequent overseas travelers with good to excellent credit who are looking for a card with a rewards program, Smart Chip Technology and no foreign transaction fees when traveling abroad.
CardRatings.com Editorial Staff

British Airways Visa Signature® Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Purchase APR
16.99% - 23.99% Variable
Annual Fee
$95

What Chase says about this card

  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year from account opening for a total of 75,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Ed M ( May 15, 2012 at 4:14 pm)

    I applied for this card and received a 100k miles last year when they had a similar promotion. I was planning on using the miles to go to London during the Olympics, but good luck trying to find a flight! Now a year later, I'm finally using my points, since I discovered that you can use them for hotels, and the selection of hotels is actually pretty decent. So I will be using some of my points for a stay in Greece this summer (I just don't know if I'll be using Euros or Drachmas when I visit in August...). So in general I use my Amex since I like the fact that their rewards program allows me to shop for gift cards, electronics, travel, etc. more flexibly, but this is a good backup card since not everyone takes Amex. Overall solid card.


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Featured offers
Currently available on the British Airways Visa Signature® Card
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year of account opening for a total of 75,000 bonus Avios.
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Apply online for JetBlue Plus Card

JetBlue Plus Card

  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire.
  • Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
Credit Needed:
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Apply online for Discover it® Miles

Discover it® Miles

  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO┬« Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
Credit Needed:
Excellent, Good