Research Featured Articles

The credit paradox: Why lowering interest rate caps could make borrowing more expensive

By Curtis Arnold | Updated on February 3, 2026

While most consumers support such caps and clearly need debt relief, it’s important to consider the potential downsides. What might be...

By Richard Barrington | Updated on January 29, 2026

Most Americans carry a credit card, but very few use them the same way. Have you ever wondered how your spending...

By Curtis Arnold | Updated on January 20, 2026

While some may not prioritize resolutions, the new year often brings renewed hope and a sense of optimism (a sentiment that...

By Cardratings Staff | Updated on January 20, 2026

Each year, CardRatings’ staff breaks down the top card picks for popular categories, announcing winners based on expert analysis and extensive...

By Cardratings Staff | Updated on January 16, 2026

A CardRatings survey of more than 1,500 cardholders across 65 cards found that most people rate their likelihood of continuing to...

By Lena Borrelli | Updated on January 5, 2026

Here, we compare our list versus the J.D. Power results to see who really reigns supreme not only for credit card...

By Curtis Arnold | Updated on December 29, 2025

As 2025 draws to a close, the transition into a new year offers a natural opportunity to evaluate personal financial strategies...

By Curtis Arnold | Updated on September 12, 2025

The editors at CardRatings generally take a look in their crystal balls at the end of each year and make predictions...

By Richard Barrington | Updated on August 20, 2025

One thing many Americans have in common is that they are regular credit card users. However, a new CardRatings survey found...

By Richard Barrington | Updated on August 20, 2025

A new CardRatings.com study found that cost of living differences from state to state affect credit card debt, as do education...