CardRatings has for years produced an annual “Best credit cards” list showcasing its experts’ picks for the top credit cards in a variety of categories ranging from travel rewards, to various cash-back rewards options, to credit cards for small businesses, students, balance transfers and so much more. For the “Best credit cards of 2020,” however, CardRatings wanted to do something different.
Category: Research
Best and worst states for credit conditions, 2020 study
How is your state doing when it comes to credit? Does that have anything to do with how it voted in 2016? Our annual CardRatings study takes a look.
Survey: Cardholders unaware of money-saving credit card perks, benefits
Understanding what perks your credit card offers could save you hundreds of dollars. A CardRatings survey, however, revealed that many people aren’t aware of those fine print features offered by their particular card.
Survey: Credit card user habits, characteristics
One thing many Americans have in common is that they are regular credit card users. However, a new CardRatings survey found significant differences in how people use their credit cards. CardRatings surveyed 700 credit card users aged 18 and over to ask them about their credit cards and how they use them. Using the survey… Continue reading Survey: Credit card user habits, characteristics
Best practices: Using credit cards for college expenses
Many American households are struggling with both student loan and credit card debt. See where these burdens are highest, and how you can make the most cost-effective decisions about college expenses.
Pay up: Americans’ credit card interest payments are skyrocketing
A combination of rising card balances and higher interest rates means that Americans are paying more credit card interest than ever before.
Millennials wary of credit cards but keen on potential benefits, new survey finds
The millennial generation is less likely to have a personal credit card when compared to the older adult population and less likely to have a rewards credit card among those that do have a card. A recent CardRatings survey looked at credit card usage among millennials and what that might mean for their finances in the long term.
The 10 best and worst states for credit conditions
A look at the best and worst states for credit conditions shows some states thriving while others still struggling to stay afloat.
Study: Despite increased wages, credit card debt greater in high cost-of-living states
A new CardRatings.com study found that cost of living differences from state to state affect credit card debt, as do education and unemployment.
5 credit card trends for 2018
Credit cards usage is nearing pre-recession levels as Americans feel more confident about their jobs and economy. Economists and consumers are optimistic about 2018, but what can you expect for credit cards? Here are five things to watch in 2018.