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Research Featured Articles

Best practices: Using credit cards for college expenses

Best practices: Using credit cards for college expenses

Updated on April 3, 2022

Many American households are struggling with both student loan and credit card debt. See where these burdens are highest, and...

Millennials wary of credit cards but keen on potential benefits, new survey finds

Millennials wary of credit cards but keen on potential benefits, new survey finds

Updated on March 21, 2022

The millennial generation is less likely to have a personal credit card when compared to the older adult population and...

The 10 best and worst states for credit conditions

The 10 best and worst states for credit conditions

Updated on March 18, 2022

A look at the best and worst states for credit conditions shows some states thriving while others still struggling to...

Study: Despite increased wages, credit card debt greater in high cost-of-living states

Study: Despite increased wages, credit card debt greater in high cost-of-living states

Updated on March 17, 2022

A new CardRatings.com study found that cost of living differences from state to state affect credit card debt, as do...

Study: 2018’s best and worst states for credit conditions

Study: 2018’s best and worst states for credit conditions

Updated on March 17, 2022

Credit conditions vary widely across the nation; see if you live in a state with good or bad credit conditions....

Study: Best and worst states for credit conditions 2019

Study: Best and worst states for credit conditions 2019

Updated on March 17, 2022

Is your state on shaky economic ground due to poor credit conditions? See which states are best-positioned to weather the...

Best credit cards for travel rewards

Democrats and Republicans: Different politics, similar credit card views

Updated on March 17, 2022

Even when our political ideologies – and, therefore, in theory our macro financial ideologies – are far apart, when it...

Survey: Women are smarter holiday shoppers, but feel more pressure

Survey: Women are smarter holiday shoppers, but feel more pressure

Updated on February 22, 2022

Seriously. They say pressure makes diamonds, and there is some evidence that feeling a little pressure might make you a...

Survey: 5 habits of highly effective holiday shoppers

Survey: 5 habits of highly effective holiday shoppers

Updated on February 22, 2022

Nearly one in four Americans plans to get a new credit card this holiday season. In particular, younger adults are...

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