What is a credit card retention offer?
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When a card issuer mentions a credit card retention offer, they are typically hoping you will pay the annual fee on...
Recent Articles
IHG One Rewards Traveler Credit Card’s best points offer of the year
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This isn't just the best offer of the year for this card; it's the best we've seen since 2023! If IHG...
How to manage credit card debt as a retiree
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What's more concerning is the amount of debt carried by many seniors. "Nearly half (48%) of older adults who carry a...
Major credit cards – What are they and why are they important?
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You often hear the term "major credit cards," whether it's someone excited about getting approved for one or a business displaying...
What the return of inflation may mean for credit card debt
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Inflation is a predator that can bite you twice. First you pay higher prices for the things you buy. Then, if...
Should you freeze your credit? What it does (and doesn’t do) to protect you
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But should you freeze your credit? And what do credit freezes actually do to protect you? Learn all about what credit...
With Southwest now charging for checked bags, are Southwest credit cards still worth it?
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Southwest Airlines has always chosen to do things differently, from its love-it-or-hate-it open seating policy to its no-fee flight changes and...
Should you have multiple credit cards? Lessons from cardholders with excellent credit scores
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New findings from a CardRatings.com cardholder satisfaction survey suggest that's how people with excellent credit scores approach their credit card strategy....
How to get your credit ready for retirement
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Dealing with credit trouble when you're living on Social Security and other fixed retirement income can make it hard to have...
How does credit card debt impact your debt-to-income ratio?
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Understanding how credit card debt affects your debt-to-income (DTI) ratio can make all the difference when planning your financial future. The...
Student loan payments now affecting credit: What you need to know
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Interestingly, borrowers who are delinquent or in default on their student loans have not had their late payments reported to the...
New high in credit card balances: How to take control and reduce your debt
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Debt levels have increased significantly in the last 10 years in the United States, with credit card and student loan balances...
How to use your tax refund to reduce credit card debt
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If the 2024 tax year is anything like the prior one, you may be one of millions of Americans who receives...
What are the best credit union credit cards?
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If you're looking for something a bit smaller and more personal than a giant banking conglomerate, credit unions and regional banks...
How long does it take to increase your credit score?
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A strong credit score sets the tone for your overall financial health. A good credit profile can unlock economic opportunity in...