What are co-branded credit cards? By John Schmoll | Updated on May 12, 2025 We all have stores we love or airlines and hotels we like to frequent. It's common to seek ways to earn...
What are pay-over-time credit card plans? By Choncé Maddox | Updated on April 24, 2025 Credit cards are an essential part of modern financial life, offering convenience and rewards to many card users. One of the...
Best credit card combinations: How to pair cards together for maximum rewards By Adam Frankel | Updated on June 24, 2025 Just like burgers and buns or jackets and zippers, the best credit card combinations enhance one another so your overall benefits...
How to earn elite status with a credit card By Holly Johnson | Updated on September 18, 2025 Many airline and hotel brands have loyalty programs that reward frequent travelers. These programs often include incentives to encourage customer loyalty,...
How often should you check your credit report? By John Schmoll | Updated on October 7, 2024 Your financial health should be prioritized in a similar manner that you prioritize your physical and mental well-being. Similar to regular...
How to report a death to credit bureaus By John Schmoll | Updated on October 3, 2024 Mourning the passing of a loved one is draining. Processing the loss takes time, but it's not wise to delay managing...
Should you cancel credit cards you no longer use? By Erica Lamberg | Updated on May 6, 2025 There are a few things to consider when deciding whether to close a credit card account. You may first wonder if...
How to maximize quarterly credit card bonus categories By Curtis Arnold | Updated on October 1, 2024 I've been a huge fan of credit card reward programs for the past 25 years (and have earned thousands of dollars...
Why financial health matters more than a perfect credit score By John Schmoll | Updated on May 27, 2025 Being perfect has a nice ring to it, especially when it comes to personal finance. A perfect credit score of 850...
Should you use a credit repair service? By Curtis Arnold | Updated on September 19, 2024 A common question I've heard during my 25+ years in the consumer credit industry from consumers trying to repair or...
Should you designate one credit card for online shopping? By Erica Lamberg | Updated on October 1, 2025 With summer winding down, the holiday season will be here before you know it. As you begin to prioritize your game...
How much of your credit should you use? By John Schmoll | Updated on September 17, 2024 Wise use of credit can have a powerful impact on your finances. It helps you stay within your means and enables...
Are you using credit cards or are they using you? By Richard Barrington | Updated on September 16, 2024 Most Americans have close relationships with their credit cards. They carry them everywhere and depend on them almost daily.
Credit cards for teens: A parent’s comprehensive guide By Holly Johnson | Updated on September 12, 2024 Getting a credit card for teens may seem controversial, but this step is actually quite common. Not only do credit cards...
Does getting denied for a credit card hurt your credit? By John Schmoll | Updated on September 11, 2024 Applying for a new credit card is relatively straightforward. You provide the requested information and wait a few minutes to receive...